Chargebacks and Refunds
How to Get a [Merchant] Refund

Cancel CreditNinja membership the easy way


CreditNinja is a financial technology company that provides personal loans to consumers who are looking for fast and convenient access to credit. The company aims to offer a better borrowing experience by simplifying the loan application process and offering competitive interest rates. CreditNinja's loans are designed to be flexible and affordable, with repayment terms that can be customized to fit the borrower's budget. The company also offers a 14-day refund policy, giving borrowers the option to return their loan and cancel their agreement if they are not satisfied with the terms. CreditNinja's users are typically individuals who need quick access to funds for unexpected expenses or short-term financial needs, such as car repairs or medical bills.

CreditNinja Refund Policy

CreditNinja's refund policy is designed to give borrowers peace of mind and flexibility in their borrowing experience. The company offers a 14-day refund policy, which allows borrowers to return their loan and cancel their agreement without penalty. This means that if a borrower decides that they do not need the loan or cannot afford the repayment terms, they can simply return the funds and owe nothing.

To qualify for a refund, borrowers must notify CreditNinja within 14 days of receiving the loan funds. They must also return the full amount of the loan, including any fees and interest that have been charged. Once the loan is returned, CreditNinja will cancel the agreement and refund any payments that have been made.

It is important to note that the refund policy only applies to the first loan taken out with CreditNinja. If a borrower takes out a subsequent loan, they will not be eligible for a refund. Additionally, the policy does not apply to loans that have already been fully or partially repaid.

Overall, CreditNinja's refund policy demonstrates the company's commitment to transparency and customer satisfaction. By offering borrowers the option to return their loan and cancel their agreement within 14 days, CreditNinja is giving borrowers the flexibility to make sure the loan is right for them.


Get Me A Refund

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CreditNinja doesn't make it easy to get a refund. Many users get lost in support web pages, not sure what to do and where to click. If you find the CreditNinja's website overwhelming and not user-friendly, you can turn to Chargeback for help to get your money back. It’s easy—you start by creating a profile in our app.

After getting a profile, you’re just a few simple steps away from securing that refund:

  1. Log in and hit Refund Instantly
  2. Choose the charges you'd like to get CreditNinja Refund for
  3. Provide your first and last name
  4. Open our templated email
  5. Press send

How Long do CreditNinja Refunds Take?

Once a borrower has notified CreditNinja that they wish to return their loan and cancel their agreement under the refund policy, the process to receive the refund typically takes a few business days. The company will first verify that the loan has been fully returned, including any fees and interest charged. Once the loan has been verified as returned in full, CreditNinja will cancel the loan agreement and issue a refund for any payments that have been made.

The exact time it takes to receive the refund may vary depending on the borrower's bank and the payment method used to make the loan. Generally, refunds are issued within a few business days after the loan has been returned in full. However, it is important to keep in mind that some banks may take longer to process the refund and make the funds available in the borrower's account.

It is also worth noting that if the loan was taken out through a third-party lender, such as a loan aggregator or marketplace, the refund process may take longer due to additional processing time. In any case, CreditNinja aims to process refunds as quickly and efficiently as possible to ensure that borrowers receive their funds in a timely manner.

Overall, borrowers who are eligible for a refund under CreditNinja's refund policy can expect to receive their funds within a few business days after the loan has been fully returned and the agreement has been cancelled.

Chargeback Protects Your Privacy and Finances

Introducing the AI financial concierge that will make your life easier and your finances more organized! With our cutting-edge technology, you'll never have to worry about refunds, returns, or disputes again. Our AI-powered system is designed to handle all of your financial issues with ease and efficiency, so you can focus on the things that matter most.

Whether you're dealing with a difficult merchant or just need help navigating a complicated refund process, our financial concierge is here to help. With a few simple clicks, you can connect with a team of financial experts who will work tirelessly to resolve any issues you may have.

Chargeback Can Help With More Than CreditNinja Refunds!

If you need help with refunds and subscription cancellations on other gaming platforms, Chargeback is the way to go. We can help if you need to get a Netflix Refund or Hulu Refund or Grammarly Refund.

By getting a Chargeback account on your iOS device, you can get easy and reliable help in a matter of minutes. Check out some other examples of how Chargeback can help you deal with various personal finance issues:

With Chargeback
Filing your claim is quick and effortless with Chargeback.
All you need to do is answer a few questions, and Chargeback does the rest.
Without Chargeback
Contacting the merchant could take hours
You have to research what to do and fill out each form manually.

Get Me A Refund

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"I got $127 in minutes with this app"

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