Build My Credit Score helps people improve their credit by offering personalized advice and easy-to-follow plans. They provide subscription services that include regular updates on your credit score, tips on how to raise it, and tools to track your progress. If you see a billing from them, it’s likely for ongoing access to these helpful resources designed to make building your credit easier.
The cancellation process is relatively straightforward, typically requiring users to navigate their account settings. However, some may face difficulties if customer support is needed for assistance.
Estimated Time
On average, it takes 15 minutes0015 minutes to cancel a Build My Credit Score subscription.
How to Cancel Build My Credit Score: Step by Step
If you purchased through BuildMyCreditScore.com:
Visit the Build My Credit Score website at buildmycreditscore.com.
Log into your account using your email and password.
Navigate to the Account Settings or Subscription Management section.
Find the option for Manage Subscription or Cancel Membership.
Click on Cancel Subscription.
Follow any prompts to confirm cancellation.
You will receive a confirmation email regarding your cancellation.
If you purchased through the App Store (iOS):
Open the Settings app on your iPhone or iPad.
Tap on your Apple ID at the top of the screen.
Select Subscriptions.
Find and tap on Build My Credit Score.
Tap Cancel Subscription.
Confirm the cancellation when prompted.
If you purchased through Google Play (Android):
Open the Google Play Store app.
Tap on the Menu icon (three horizontal lines).
Select Subscriptions.
Locate and tap on Build My Credit Score.
Tap Cancel Subscription.
Follow the instructions to complete the cancellation.
If you purchased through PayPal:
Log into your PayPal account.
Click on the Profile icon (gear icon).
Select Payments and then Manage Automatic Payments.
Find Build My Credit Score from the list of merchants.
Click on Cancel or Cancel Automatic Payments.
Confirm the cancellation.
If you purchased using a Credit Card (Direct Billing):
Contact your credit card issuer directly.
Request to block or cancel the recurring charge for Build My Credit Score.
Ask for confirmation of the cancellation.
How to Contact Build My Credit Score
If you need assistance, here's how you can get in touch with Build My Credit Score's support team.
Savings over 5 years from cancelling your $15/month subscription
Savings by cancelling
$0
vs
Loss if you keep paying
-$0
$800
$600
$400
$200
$0
Years
Tips and Tricks for Getting a Build My Credit Score Refund
Be Prepared: Gather all relevant account information before contacting customer service.
Timing Matters: Call early in the morning or right after lunch to avoid long wait times.
Use Direct Language: Clearly state your intention to cancel without elaborating on reasons.
Be Polite but Firm: Maintain a calm and respectful tone, even if frustrated.
Ask for Confirmation: Request a written confirmation of the cancellation to avoid future billing issues.
Escalate if Necessary: If the first representative is unhelpful, politely ask to speak with a supervisor.
Check for Offers: Inquire if there are any incentives to stay; users have successfully negotiated better terms this way.
Document Everything: Keep a record of all communications, including dates, times, and names of representatives.
Be Mindful of the Billing Cycle: Time your cancellation before the next billing period to avoid additional charges.
Utilize Social Media: Reach out via Twitter or Facebook if you're having trouble; public visibility can speed up the process.
Review Terms Carefully: Familiarize yourself with any cancellation policies or fees outlined in the agreement.
Follow Up: If you don’t receive confirmation within a few days, follow up to ensure cancellation was processed.
Why Do People Request Refunds from Build My Credit Score
Lack of perceived value in the service provided.
Financial constraints or need to cut expenses.
Difficulty navigating the platform or website.
Limited results in improving credit score.
Unsatisfactory customer service experiences.
Finding free alternatives that offer similar services.
Changing financial goals or personal priorities.
Subscription fees being higher than expected.
Inconsistent service availability.
Issues with billing or unauthorized charges.
Build My Credit Score Refund Script
Script
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Dear Build My Credit Score, Support, I hope this message finds you well. I am writing to request a refund due to a billing issue that arose recently. I noticed an accidental charge on my account that I do not recognize, and I believe it may have been a mistake. I would greatly appreciate your assistance in processing this refund at your earliest convenience. Thank you for your attention to this matter. I look forward to your prompt response. Best regards,
What People Say About Build My Credit Score
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Build My Credit Score Refund Policy
Build My Credit Score offers a monthly subscription service that can be canceled at any time. Members retain access to benefits until the end of their billing cycle, after which no further charges will apply. To cancel, users must follow the specified process in their account settings.
Get help with your refund
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The Easiest Way to Get a Build My Credit Score Refund
If you're frustrated trying to cancel your subscription, membership, or bill from Build My Credit Score—or if you didn't even realize you were being charged—Chargeback can help. Chargeback is a personal subscription manager that automatically detects hidden, recurring charges like Netflix, Hulu, and hundreds of others. With one click, we can cancel unwanted subscriptions, flag suspicious billing, and even initiate refund requests on your behalf. No more waiting on hold or navigating confusing help pages. Just connect your bank or email account, and we'll take care of the rest.
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Frequently Asked Questions
Be cautious when subscribing to Build My Credit Score, as they may employ tactics to make cancellation difficult, such as requiring you to navigate through multiple pages or contact customer service. Typically, subscriptions can be canceled at any time, but watch out for buried terms in the fine print that might impose early-cancellation fees or lock-in periods that could extend your commitment unexpectedly.
Lack of perceived value in the service provided.
Financial constraints or need to cut expenses.
Difficulty navigating the platform or website.
Limited results in improving credit score.
Unsatisfactory customer service experiences.
Finding free alternatives that offer similar services.
Changing financial goals or personal priorities.
Subscription fees being higher than expected.
Inconsistent service availability.
Issues with billing or unauthorized charges.
Account holder's name
Email address associated with the account
Subscription plan details
Last payment date
Payment method used (credit card, PayPal, etc.)
Account number or User ID
Reason for cancellation (optional but may be required)
Contact phone number
Address associated with the account
Confirmation of cancellation request (via email or reference number)
Before cancelling your Build My Credit Score subscription, consider that you'll lose access to personalized credit score tracking and tailored insights that can help improve your financial health. Additionally, any ongoing access to educational resources, tips, and tools designed to enhance your credit knowledge will end. If you are currently enrolled in a plan with a free trial, ensure you've reviewed the cancellation policy to avoid unexpected charges.
Build My Credit Score offers a monthly subscription service that can be canceled at any time. Members retain access to benefits until the end of their billing cycle, after which no further charges will apply. To cancel, users must follow the specified process in their account settings.
To cancel your subscription for Build My Credit Score, you will need your password for account verification. If you've forgotten your password, you can reset it using this link: [Reset Password](https://buildmycreditscore.com/reset-password). If you have any issues, you can also reach out to customer support for assistance.
The cancellation process typically takes about 15 minutes to complete. However, the actual time may vary depending on your account settings and whether you need to contact customer service. Most cancellations are processed immediately, but some may take up to 24 hours to take effect.
After canceling your Build My Credit Score subscription, you'll typically have access to the service until the end of your current billing period. You won't be charged for the next billing cycle, and your account will be deactivated once the current period ends. Make sure to download any important data before cancellation.
Yes, you can usually reactivate your Build My Credit Score account by logging back into your account and resubscribing. However, you may need to go through the sign-up process again and provide payment information. Some services may offer special reactivation deals for returning customers.
If you're unable to cancel Build My Credit Score online, contact their customer service directly using the phone number, email, or website provided above. You can also use our refund script to help you communicate effectively with their support team. In some cases, you may need to provide additional verification or documentation.
Editorial Note: The content on this site is provided for general informational purposes only and reflects the independent research, opinions, and editorial judgment of Chargeback's team. While we strive to ensure accuracy and relevance, the information may contain errors, omissions, or become outdated. Nothing on this site constitutes legal, financial, or professional advice, and we do not guarantee the effectiveness or outcome of any guidance provided. Individual results may
vary depending on specific circumstances.
Chargeback is not affiliated with, endorsed by, or sponsored by any of the companies, brands, or services mentioned on this site. All trademarks, service marks, and logos are the property of their respective owners and are used here solely for identification and informational purposes, consistent with principles of fair use.
Use of our site and tools does not create a professional or client relationship and does not guarantee any particular result. We encourage users to do their own research and consult with qualified professionals when making decisions.
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Chargeback and the Chargeback trademarks used herein are trademarks or registered
trademarks of Chargeback and its affiliates. The use of any other trade name, copyright, or trademark is
for identification and reference purposes only and does not imply any association with the copyright or
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property of their respective owners.
¹ Total savings is calculated based on internal annualized estimates of
savings for customers. ² Average requests times may vary depending on volume of requests
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