Is "HCM Ins Co" fraud?

The Guide to Understanding Why You Were Charged By “HCM Ins Co” and What To Do About It (hcminsurance.com)

Published

September 11, 2025

Updated

September 12, 2025

What is "HCM Ins Co"?

HCM Insurance helps people manage their health insurance needs by offering a variety of services like billing and subscription options. If you see a charge from them, it’s likely for your health insurance coverage or related services they're providing. They make it easier for you to understand your insurance and keep track of payments.

HCM: This typically stands for "Human Capital Management," which involves services related to managing employee workforces and resources.
Ins: Short for "Insurance," indicating that this transaction is associated with an insurance company.
Co: This is an abbreviation for "Company," confirming that this is a business entity.

Verify With Receipt

The best way to tell if this charge is fraudulent is to find the receipt. You may have an electronic copy of the receipt, which Chargeback can help you find by searching your email accounts.

Chargeback helps you identify unwanted subscriptions and charges, and help you fight them to get your money back.

Why do people get charges like this from hcminsurance?

Subscriptions: Customers may have signed up for a monthly or annual subscription that automatically renews, leading to recurring charges.
Purchase of Insurance Plans: Charges may stem from purchasing specific insurance plans or policies directly from the website.
Service Fees: Some users have noted unexpected fees associated with services like claim processing or administrative costs.
Free Trials: Users might get charged after the expiration of a free trial period if they did not cancel before the trial ended.
Upgrades or Add-ons: Charges can occur if customers opt for additional services or upgrades to their existing plans.
Accidental Subscriptions: Some individuals reported unintentionally signing up for services while navigating the site, resulting in unrecognized charges.
Insurance Claims: Some customers indicated that certain charges related to processing insurance claims or assessments were unexpectedly applied.
Recurring Payments for Services: Charges can appear from ongoing payments for various services provided by the insurance company.

If I see this charge, what should I do?

if you see this charge and aren’t expecting it, you have various options.

First, try to contact the hcminsurance.com via one of the support methods we listed below and inquire about the charge. See if they will refund it and cancel any associated subscriptions you might have.

If the hcminsurance.com refused to issue a refund or you cannot get in touch with the company, call your bank or financial institution and open a credit card dispute. Record screenshot evidence from your prior conversations with hcminsurance.com, and use that to open your credit card dispute. Tell your bank or credit card issuer that you do not recognize the charge and do not recall signing up for the service.

If this sounds like too much of a hassle, you can have Chargeback do it for you.

hcminsurance Customer Service Info

If you need assistance, here's how you can get in touch with hcminsurance's support team.

Phone

1-800-220-4000

info@hcminsurance.com

Site

https://hcminsurance.com/contact-us/

Get help with your refund

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What other ways do charges from hcminsurance show up?

HCMSINSURANCE HCM INSURANCE HCM INSURANCE PAYMENT HCM INSURANCE PREMIUM HCMINSURANCE.COM HC MIN INSURANCE HC MIN INSURANCE PAY HC MIN INSURANCE COST HC MIN INSURANCE BILL HCM INSURANCE SERVICES

The Easiest Way to Cancel hcminsurance

If you're frustrated trying to cancel your subscription, membership, or bill from hcminsurance—or if you didn't even realize you were being charged—Chargeback can help. Chargeback is a personal subscription manager that automatically detects hidden, recurring charges like Netflix, Hulu, and hundreds of others. With one click, we can cancel unwanted subscriptions, flag suspicious billing, and even initiate refund requests on your behalf. No more waiting on hold or navigating confusing help pages. Just connect your bank or email account, and we'll take care of the rest.

Start reclaiming your money today with Chargeback

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