Is "HCM Insurance Group" fraud?

The Guide to Understanding Why You Were Charged By “HCM Insurance Group” and What To Do About It (hcminsurance.com)

Published

September 11, 2025

Updated

September 12, 2025

What is "HCM Insurance Group"?

HCM Insurance provides a range of insurance services to help protect you and your family, focusing on making things simple and understandable. They offer policy management, billing, and subscription options, so if you see a charge from them, it's likely for your insurance subscription or premium payment. It's a straightforward way to keep your insurance coverage active and secure.

HCM: Abbreviation for a specific company or organization, in this case, likely referencing 'Health Care Management' or a similar entity related to insurance.
Insurance: A type of contract that provides financial protection against potential future losses. It helps cover costs in case of unexpected events, such as accidents or health-related issues.
Group: Refers to a collective or set of individuals covered under the same insurance policy, often offered by employers or organizations to provide benefits to multiple people.

Verify With Receipt

The best way to tell if this charge is fraudulent is to find the receipt. You may have an electronic copy of the receipt, which Chargeback can help you find by searching your email accounts.

Chargeback helps you identify unwanted subscriptions and charges, and help you fight them to get your money back.

Why do people get charges like this from hcminsurance?

Subscription Fees: Some users report being charged for recurring subscription services that they may have signed up for unintentionally or forgot about.
One-Time Purchases: Charges for specific insurance products or services that were purchased on hcminsurance.com.
Renewal Charges: Automatic renewal of policies that users may not have canceled before the renewal date.
Service Fees: Additional fees for services related to managing insurance policies or accessing certain features on their platform.
Accidental Sign-ups: Users sometimes mention accidentally signing up for services or opting into trials that convert to paid subscriptions.
Family Plans or Group Policies: Charges for family or group plans where users are added without clear awareness of the cost implications.
Trial Ending Charges: Users transitioning from free trials to paid subscriptions without realizing their trial had ended.

If I see this charge, what should I do?

if you see this charge and aren’t expecting it, you have various options.

First, try to contact the hcminsurance.com via one of the support methods we listed below and inquire about the charge. See if they will refund it and cancel any associated subscriptions you might have.

If the hcminsurance.com refused to issue a refund or you cannot get in touch with the company, call your bank or financial institution and open a credit card dispute. Record screenshot evidence from your prior conversations with hcminsurance.com, and use that to open your credit card dispute. Tell your bank or credit card issuer that you do not recognize the charge and do not recall signing up for the service.

If this sounds like too much of a hassle, you can have Chargeback do it for you.

hcminsurance Customer Service Info

If you need assistance, here's how you can get in touch with hcminsurance's support team.

Phone

The phone is not available.

customerservice@hcminsurance.com

Site

https://hcminsurance.com/contact

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What other ways do charges from hcminsurance show up?

HCM Insurance HCMin Insurance HCMin DDA Payment HCMin Insurance Premium HCM-DDA-Payment HCM Insur-Online HCM Insurance Services HCMin Policy Fee HCM Premium Payment HCMin Billing HCM Insurance Renewal HCMin Payment Received HCM Insurance Transaction HCM Insurance Automat HCM Customer Payment

The Easiest Way to Cancel hcminsurance

If you're frustrated trying to cancel your subscription, membership, or bill from hcminsurance—or if you didn't even realize you were being charged—Chargeback can help. Chargeback is a personal subscription manager that automatically detects hidden, recurring charges like Netflix, Hulu, and hundreds of others. With one click, we can cancel unwanted subscriptions, flag suspicious billing, and even initiate refund requests on your behalf. No more waiting on hold or navigating confusing help pages. Just connect your bank or email account, and we'll take care of the rest.

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