Is "HCMin Insurance" fraud?

The Guide to Understanding Why You Were Charged By “HCMin Insurance” and What To Do About It (hcminsurance.com)

Published

September 11, 2025

Updated

September 12, 2025

What is "HCMin Insurance"?

HCMin Insurance offers a variety of insurance services, including auto, home, and health coverage. They provide easy-to-manage subscription plans and billing options, helping you stay protected while keeping track of your payments. If you see a charge from them, it’s likely related to your policy or subscription fees.

HCMin: The name of the insurance company or provider involved in this transaction.
Insurance: This refers to the type of service being provided, which is insurance coverage to protect against financial loss.

Verify With Receipt

The best way to tell if this charge is fraudulent is to find the receipt. You may have an electronic copy of the receipt, which Chargeback can help you find by searching your email accounts.

Chargeback helps you identify unwanted subscriptions and charges, and help you fight them to get your money back.

Why do people get charges like this from hcminsurance?

Subscription Services: Customers might have signed up for a subscription that includes healthcare management services or insurance plans, leading to recurring charges.
One-time Purchases: Charges may arise from one-time purchases such as insurance documents, policy changes, or consultations.
Initial Premium Payments: Users who recently enrolled in an insurance plan could see initial premium charges being debited from their accounts.
Consultation Fees: Some users report being billed for medical consultations or therapy sessions facilitated through the insurance platform.
Renewals: Charges may occur during the renewal period of an insurance policy if the user did not opt out or cancel the service.
Fees for Additional Services: Users occasionally incur charges for additional features, such as extended coverage or family add-ons not initially included in their plan.
Inadvertent Enrollment: Some individuals report being charged due to inadvertently signing up for services they did not intend to use.
Trial Period Expiration: Charges may apply after a free trial period ends if users did not cancel their subscription in time.
Service Usage: Charges can also result from using specific services such as telehealth visits or wellness programs linked to the insurance plan.

If I see this charge, what should I do?

if you see this charge and aren’t expecting it, you have various options.

First, try to contact the hcminsurance.com via one of the support methods we listed below and inquire about the charge. See if they will refund it and cancel any associated subscriptions you might have.

If the hcminsurance.com refused to issue a refund or you cannot get in touch with the company, call your bank or financial institution and open a credit card dispute. Record screenshot evidence from your prior conversations with hcminsurance.com, and use that to open your credit card dispute. Tell your bank or credit card issuer that you do not recognize the charge and do not recall signing up for the service.

If this sounds like too much of a hassle, you can have Chargeback do it for you.

hcminsurance Customer Service Info

If you need assistance, here's how you can get in touch with hcminsurance's support team.

Phone

The phone is not available.

customerservice@hcminsurance.com

Site

https://www.hcminsurance.com/contact

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What other ways do charges from hcminsurance show up?

HCM Insurance HCM Ins HCMin Sur HCMin Insurance HCM Ins Rev HCMin Co HCM Ins Premium HC Min Insurance Co HCM Cover HCMin Billing HCM Insurance Payment

The Easiest Way to Cancel hcminsurance

If you're frustrated trying to cancel your subscription, membership, or bill from hcminsurance—or if you didn't even realize you were being charged—Chargeback can help. Chargeback is a personal subscription manager that automatically detects hidden, recurring charges like Netflix, Hulu, and hundreds of others. With one click, we can cancel unwanted subscriptions, flag suspicious billing, and even initiate refund requests on your behalf. No more waiting on hold or navigating confusing help pages. Just connect your bank or email account, and we'll take care of the rest.

Start reclaiming your money today with Chargeback

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