Shellpoint Mortgage Servicing, a division of NewRez, is a leading mortgage lender that specializes in residential loans. Shellpoint offers several types of loans such as conventional, jumbo, FHA, and VA loans along with refinancing options. Hence, a Shellpoint Mortgage Servicing refund is pivotal to its users who are primarily homeowners and prospective home buyers.
Shellpoint Mortgage Servicing refund policy is specific to the type of mortgage transaction. For most of these, if you had paid an upfront fee or any closing costs, you may be entitled to a refund when you pay it off. It also offers an appraisal refund in the event that a loan doesn't close. A Shellpoint Mortgage Servicing refund for cancelling PMI after reaching a 20% equity stake in your home is also an available option. Note that refunds would typically exclude interest, escrow reserves, or any 3rd party expenses. Always ensure to understand the fine print to avoid mishaps.
Shellpoint Mortgage Servicing doesn't make it easy to get a refund. Many users get lost in complex mortgage terms, not sure what to do and where to click. If you find the Shellpoint Mortgage Servicing's website overwhelming and not user-friendly, you can turn to Chargeback for help to get your money back. It’s easy—you start by creating a profile in our app.
After getting a profile, you’re just a few simple steps away from securing that refund:
Shellpoint Mortgage Servicing refunds can take around 10 to 15 business days, depending on the individual's situation and the type of refund. The processing time might get extended if further documents or clarifications are needed. Nonetheless, getting a Shellpoint Mortgage Servicing refund might seem overwhelming but it's a process worth navigating.
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