Overview
Possible Finance is a financial service company that helps people get quick access to money and build their credit without hidden fees or complicated terms. They offer a few main services for consumers: 1) Possible Loans: You can borrow up to $500 instantly and pay it back over time in 4 installments, with no credit check or late fees. It's a simple way to manage money and build credit history. 2) Possible Advance: This service lets you get up to $300 early from money you've already earned, without it being a loan or affecting your credit score. It has no interest, hidden fees, or penalties, and you can pay back flexibly. 3) Possible Card: A credit card option where you can unlock a $400 or $800 credit limit with no interest, no late fees, and no surprises. It's easy to apply and helps you manage your money confidently. Overall, Possible Finance makes it easy to access money quickly and responsibly, helping you improve your credit and handle expenses on your terms.
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The information was directly gathered from Possible Finance's official website pages detailing their loan products, advance services, and credit card offering. The language has been simplified for consumer understanding based on the website's plain explanations.
How to Get a Possible Finance Refund: Step by Step
If you purchased through Possible Finance (directly on possiblefinance.com):
- Log in to your account on the Possible Finance app.
- Navigate to the Profile & Membership page.
- If you wish, cancel your membership by clicking the Cancel Membership button. Note that cancelling does not avoid current billing charges.
- To request a refund, go to the support page or use the Submit a request form on the Possible Finance help center (https://support.possiblefinance.com/hc/en-us/requests/new).
- Fill out the request form clearly stating which charge you want refunded and specify it is for your membership, subscription, or bill.
- Emphasize that the charge was unexpected or a duplicate if applicable to increase refund success.
- If you do not have account access, email support@possiblefinance.com with your refund request details.
Tips and Tricks for Getting a Possible Finance Refund
- Be persistent and patient: Multiple contacts and follow-ups often necessary.
- Document everything: Keep detailed records, screenshots, and proof of transactions and communications.
- Use clear, polite, but firm language: Explain your issue factually and request a refund respectfully but assertively.
- Escalate when necessary: Ask to speak with supervisors or managers if initial customer service reps are unhelpful.
- Leverage evidence in disputes: Provide screenshots or bank statements showing errors like double charges or payments not deposited.
- Request a three-way call: In payment disputes, ask for a call involving you, the company, and your bank to clarify payment statuses.
- Use timing strategically: Contact when issues first arise and before any deadlines or automatic charges.
- File complaints on platforms like BBB: This sometimes motivates faster resolution.
- Mention potential credit reporting disputes: If refunds relate to disputed charges that affect credit, indicate your intent to dispute with credit bureaus.
- Stay calm and professional: Avoid hostile language to keep communication productive.
Why Do People Request Refunds from Possible Finance
- Identity theft resulting in fraudulent accounts opened without authorization.
- Disputes over inaccurate or unfair reporting of late payments (30- and 60-day delinquencies) on credit reports.
- Requests for goodwill removal or correction of negative credit reporting due to processing or banking delays during financial hardship.
- Concerns about punitive reporting practices despite full repayment of loans.
- Customer attempts to resolve issues related to billing or credit reporting errors with no satisfactory response.
- No response from the company to customer inquiries.
- Issues related to previous loan questions.
- Never receiving the loan money after approval.
- Repayment started despite not receiving funds.
- Unauthorized money taken from the customer's account.
- Difficulty in contacting the company for support.
Possible Finance Refund Script
Script
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Hello Possible Finance Team,
I hope this message finds you well. I am writing to bring to your attention a billing issue I've recently encountered. It appears that I have been accidentally charged for a service that I did not authorize or utilize. I believe this may be a mistake, and I would like to request a refund for this charge at your earliest convenience.
I appreciate your assistance in resolving this matter and look forward to your prompt response.
Thank you!
Possible Finance Refund Policy
Possible Finance allows customers to cancel their loan offers within 24 hours of acceptance. If a cancellation request is made within this timeframe, fees will not apply. However, a loan cannot be canceled once repayment has begun, and all relevant fees will then apply.
The Easiest Way to Get a Possible Finance Refund
If you’re frustrated trying to get a refund from Possible Finance—or if you didn’t even realize you were being charged—Chargeback can help. Chargeback is a personal subscription manager that automatically detects hidden, recurring charges like Netflix, Hulu, and hundreds of others. With one click, we can cancel unwanted subscriptions, flag suspicious billing, and even initiate refund requests on your behalf. No more waiting on hold or navigating confusing help pages. Just connect your bank or card account, and we’ll take care of the rest.
Start reclaiming your money today with Chargeback
Editorial Note: These articles reflect the opinions of Chargeback's writers. Everyone's situation is unique; therefore, it is important to conduct your own research and note that our self-help tools are not guaranteed to help with any specific problem.
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