1 - Visit the LendingPoint website at lendingpoint.com.
2 - Log into your account using your email and password.
3 - Navigate to the Account Settings section.
4 - Select Subscriptions from the menu.
5 - Locate the subscription you wish to cancel.
6 - Click on Cancel Subscription next to the selected service.
7 - Follow any prompts to confirm the cancellation.
8 - You will receive a confirmation email regarding the cancellation.
How to Cancel LendingPoint on Google Play
1 - Open the Google Play Store app on your device.
2 - Tap on the Menu icon (three horizontal lines).
3 - Select Subscriptions.
4 - Find the LendingPoint subscription you want to cancel.
5 - Tap on Cancel Subscription.
6 - Follow the prompts to complete the cancellation.
How to Cancel LendingPoint on Apple
1 - Open the Settings app on your iOS device.
2 - Tap on your Apple ID at the top of the screen.
3 - Select Subscriptions.
4 - Find and select the LendingPoint subscription.
5 - Tap on Cancel Subscription and confirm.
How to Cancel LendingPoint on PayPal
1 - Log into your PayPal account.
2 - Go to Settings (gear icon).
3 - Click on Payments.
4 - Select Manage Automatic Payments.
5 - Find the LendingPoint subscription and select it.
6 - Click on Cancel.
7 - Confirm the cancellation.
LendingPoint helps people get personal loans to cover expenses like unexpected bills or big purchases. They offer easy online applications and quick approvals, making it simple to access funds when you need them. If you see a billing from LendingPoint, it could be for your loan payments, which are flexible and designed to fit your budget.
The process requires contacting customer service, which can be time-consuming. However, there are clear guidelines provided on their website for cancellation.
Estimated Time
On average, it takes 20 minutes0020 minutes to cancel a LendingPoint subscription.
How to Contact LendingPoint
If you need assistance, here's how you can get in touch with LendingPoint's support team.
Savings over 5 years from cancelling your $15/month subscription
Savings by cancelling
$0
vs
Loss if you keep paying
-$0
Tips and Tricks for Getting a LendingPoint Refund
Call during off-peak hours for quicker response times, typically early mornings or late afternoons.
Be prepared with your account details and any relevant information before reaching out.
Use clear and direct language: state you want to cancel and mention reasons if necessary, but avoid being confrontational.
Ask for a confirmation number or email once the cancellation is processed to have proof.
Politely request a supervisor if the initial representative is unhelpful or refuses to process your cancellation.
Utilize social media platforms for visibility—posts or messages on Twitter might get quicker attention.
Monitor your billing to ensure no further charges occur after the cancellation.
Document all communications, including dates, times, and names of representatives.
Explore any cancellation fees beforehand to discuss potential waivers during the call.
Be persistent: follow up if you don’t receive confirmation within a couple of days.
Why Do People Request Refunds from LendingPoint
High interest rates compared to other lenders.
Lack of flexible payment options that suit individual financial needs.
Poor customer service experiences and support.
Unexpected fees that increase overall borrowing costs.
Changes in financial situation making membership unaffordable.
Difficulty in accessing funds or delays in processing.
Negative impact on credit scores due to borrowing.
Better offers from competing lending services.
Discontent with product features not aligning with expectations.
Misunderstanding of terms that leads to frustration.
LendingPoint Refund Script
Script
Copy
Dear LendingPoint, Support, I hope this message finds you well. I am writing to request a refund due to a billing issue that arose recently. I noticed an accidental charge on my account that I do not recognize, and I believe it may have been a mistake. I would greatly appreciate your assistance in processing this refund at your earliest convenience. Thank you for your attention to this matter. I look forward to your prompt response. Best regards,
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LendingPoint Refund Policy
LendingPoint allows members to cancel their subscription or services at any time without incurring penalties. To initiate cancellation, users must contact customer support directly, and the cancellation will take effect immediately, ceasing any further charges.
Get help with your refund
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The Easiest Way to Get a LendingPoint Refund
If you're frustrated trying to cancel your subscription, membership, or bill from LendingPoint—or if you didn't even realize you were being charged—Chargeback can help. Chargeback is a personal subscription manager that automatically detects hidden, recurring charges like Netflix, Hulu, and hundreds of others. With one click, we can cancel unwanted subscriptions, flag suspicious billing, and even initiate refund requests on your behalf. No more waiting on hold or navigating confusing help pages. Just connect your bank or email account, and we'll take care of the rest.
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Frequently Asked Questions
Be cautious, as LendingPoint may implement auto-renewal clauses or require you to cancel a certain number of days in advance to avoid fees. Always check for any terms that could impose early cancellation penalties or lock-in periods, as these can complicate your ability to cancel immediately. Make sure to read the fine print to avoid unexpected charges.
High interest rates compared to other lenders.
Lack of flexible payment options that suit individual financial needs.
Poor customer service experiences and support.
Unexpected fees that increase overall borrowing costs.
Changes in financial situation making membership unaffordable.
Difficulty in accessing funds or delays in processing.
Negative impact on credit scores due to borrowing.
Better offers from competing lending services.
Discontent with product features not aligning with expectations.
Misunderstanding of terms that leads to frustration.
Account Number
Email Address associated with the account
Full Name
Phone Number linked to the account
Date of Birth
Reason for Cancellation
Payment Method used for the subscription
Last Billing Date
Confirmation of Cancellation Request
Before cancelling your LendingPoint subscription, be aware that you will lose access to your personalized loan offers and any ongoing financial tools that help manage your payments. Additionally, cancelling may affect your credit report, especially if there are outstanding loans. It's also important to check for any potential fees associated with early cancellation, and ensure that you’ve settled any pending transactions to avoid complications.
LendingPoint allows members to cancel their subscription or services at any time without incurring penalties. To initiate cancellation, users must contact customer support directly, and the cancellation will take effect immediately, ceasing any further charges.
Yes, you will need your password to cancel your LendingPoint subscription. If you cannot remember your password, you can reset it using this link: [Reset Password](https://lendingpoint.com/password/reset). Once you have access, you’ll be able to manage your subscription effectively.
The cancellation process typically takes about 20 minutes to complete. However, the actual time may vary depending on your account settings and whether you need to contact customer service. Most cancellations are processed immediately, but some may take up to 24 hours to take effect.
After canceling your LendingPoint subscription, you'll typically have access to the service until the end of your current billing period. You won't be charged for the next billing cycle, and your account will be deactivated once the current period ends. Make sure to download any important data before cancellation.
Yes, you can usually reactivate your LendingPoint account by logging back into your account and resubscribing. However, you may need to go through the sign-up process again and provide payment information. Some services may offer special reactivation deals for returning customers.
If you're unable to cancel LendingPoint online, contact their customer service directly using the phone number, email, or website provided above. You can also use our refund script to help you communicate effectively with their support team. In some cases, you may need to provide additional verification or documentation.
Editorial Note: The content on this site is provided for general informational purposes only and reflects the independent research, opinions, and editorial judgment of Chargeback's team. While we strive to ensure accuracy and relevance, the information may contain errors, omissions, or become outdated. Nothing on this site constitutes legal, financial, or professional advice, and we do not guarantee the effectiveness or outcome of any guidance provided. Individual results may
vary depending on specific circumstances.
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Use of our site and tools does not create a professional or client relationship and does not guarantee any particular result. We encourage users to do their own research and consult with qualified professionals when making decisions.
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¹ Total savings is calculated based on internal annualized estimates of
savings for customers. ² Average requests times may vary depending on volume of requests
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