The Ultimate Step by Step Guide to Cancelling a 123 Finance Subscription or Membership (123finance.ph)
By
Bella K.
|
Published
September 1, 2025
|
Updated
September 2, 2025
123 Finance is a handy platform that helps people manage their subscriptions and bills. They make it easy to keep track of monthly payments for services like streaming, utilities, and more. If you’ve noticed a charge from them, it’s likely related to one of the subscriptions or services you signed up for that they help you handle.
Cancelling a subscription with 123 Finance can involve navigating multiple steps online, including potential delays in customer service response. Users might also face complications if they forget to follow specific cancellation protocols outlined in their terms and conditions.
Estimated Time
On average, it takes 10 minutes0010 minutes to cancel a 123 Finance subscription.
How to Cancel 123 Finance: Step by Step
If you purchased through 123finance.ph directly:
Visit the 123 Finance website at 123finance.ph.
Log in to your account using your credentials.
Navigate to the Account Settings section.
Select Subscriptions from the menu.
Find the subscription you wish to cancel.
Click on the Cancel Subscription button next to the relevant service.
Follow the prompts to confirm the cancellation.
You will receive a confirmation email indicating that your subscription has been successfully canceled.
If you purchased through Google Play:
Open the Google Play Store app on your device.
Tap the profile icon in the top right corner.
Select Payments & subscriptions.
Tap on Subscriptions.
Locate your subscription with 123 Finance.
Tap on the subscription and select Cancel subscription.
Follow the instructions to complete the cancellation.
If you purchased through Apple (iTunes/App Store):
Open the Settings app on your iOS device.
Tap on your name at the top.
Select Subscriptions.
Find the 123 Finance subscription you want to cancel.
Tap on it to view the details.
Select Cancel Subscription.
Confirm the cancellation in the pop-up window.
If you purchased through PayPal:
Log in to your PayPal account.
Click on Settings (gear icon).
Select Payments from the menu.
Click on Manage automatic payments.
Locate the 123 Finance subscription.
Click on it to view the details.
Select Cancel to stop the payments.
Confirm the cancellation.
If you purchased through a third-party service (e.g., Amazon):
Log in to your Amazon account.
Go to Your Accounts and select Your Memberships & Subscriptions.
Find the 123 Finance subscription.
Click on Manage Subscription.
Select Cancel Subscription.
Follow the prompts to complete the cancellation.
How to Contact 123 Finance
If you need assistance, here's how you can get in touch with 123 Finance's support team.
Phone
The phone is not available.
Email
The email is not available.
Site
The site is not available.
Get help with your refund
"This app saved me $127 in minutes"
Tips and Tricks for Getting a 123 Finance Refund
Contact During Off-Peak Hours: Call or chat during early mornings or late evenings to avoid long wait times.
Be Polite but Firm: Start the conversation with a friendly tone but be clear about your intention to cancel.
Use Clear Language: Clearly state "I want to cancel my subscription" rather than asking how to cancel to avoid ambiguity.
Ask for Confirmation: Insist on written confirmation of your cancellation via email or a physical letter.
Save All Correspondence: Keep records of any chats, emails, or call logs as proof of your cancellation request.
Consider Timing: Request cancellation just before the billing cycle to avoid being charged for the next month.
Leverage Loyalty: Mention any long-term relationship or previous loyalty to prompt better customer service.
Escalate When Necessary: If the first representative won't help, ask to speak to a supervisor or higher-level customer service.
Use Social Media: Publicly post your cancellation request on platforms like Twitter or Facebook to prompt a faster response.
Be Persistent: If they offer discounts or retention deals, reiterate that you're set on canceling.
Utilize a Script: Prepare a script in advance that clearly outlines your cancellation request and points to cover during the call.
Why Do People Request Refunds from 123 Finance
High monthly fees that do not provide value.
Poor customer service experiences.
Lack of usage or interest in services offered.
Better alternatives available at a lower cost.
Financial difficulties leading to budget cuts.
Frustration with billing issues or discrepancies.
Limited features that do not meet needs.
Frequent changes in terms and conditions.
Promotional rates ending with increased costs.
Automatic renewals without proper notification.
123 Finance Refund Script
Script
Copy
Dear 123 Finance, Support, I hope this message finds you well. I am writing to request a refund due to a billing issue that arose recently. I noticed an accidental charge on my account that I do not recognize, and I believe it may have been a mistake. I would greatly appreciate your assistance in processing this refund at your earliest convenience. Thank you for your attention to this matter. I look forward to your prompt response. Best regards,
123 Finance Refund Policy
123 Finance allows members to cancel their subscriptions at any time by submitting a cancellation request through their account settings. Billing for the current period will continue until the end of the subscription term, with no refunds for partially used periods. Members must ensure cancellation is completed prior to the next billing cycle to avoid being charged.
The Easiest Way to Get a 123 Finance Refund
If you're frustrated trying to cancel your subscription, membership, or bill from 123 Finance—or if you didn't even realize you were being charged—Chargeback can help. Chargeback is a personal subscription manager that automatically detects hidden, recurring charges like Netflix, Hulu, and hundreds of others. With one click, we can cancel unwanted subscriptions, flag suspicious billing, and even initiate refund requests on your behalf. No more waiting on hold or navigating confusing help pages. Just connect your bank or email account, and we'll take care of the rest.
Frequently Asked Questions
Be cautious, as 123 Finance may employ tactics like requiring you to navigate through multiple menu options or confirmations before completing a cancellation, making it intentionally cumbersome. Additionally, check for any clauses in the terms that could impose early-cancellation fees or bind you to a minimum contract period, which could lead to unexpected charges even after you attempt to cancel.
High monthly fees that do not provide value.
Poor customer service experiences.
Lack of usage or interest in services offered.
Better alternatives available at a lower cost.
Financial difficulties leading to budget cuts.
Frustration with billing issues or discrepancies.
Limited features that do not meet needs.
Frequent changes in terms and conditions.
Promotional rates ending with increased costs.
Automatic renewals without proper notification.
Account Number
Email Address
Full Name
Phone Number
Subscription Type
Billing Cycle Details
Reason for Cancellation
Password or Security Question
Date of Last Payment
Transaction ID
Before canceling your 123 Finance subscription, be aware that you will lose access to premium financial tools and personalized budgeting features that help manage your finances effectively. Additionally, any ongoing financial advice or support from their experts will no longer be available. Ensure that you download any necessary reports or data you wish to keep, as this information may not be retrievable after cancellation. Lastly, check if there are any cancellation fees or notice periods that you must adhere to.
123 Finance allows members to cancel their subscriptions at any time by submitting a cancellation request through their account settings. Billing for the current period will continue until the end of the subscription term, with no refunds for partially used periods. Members must ensure cancellation is completed prior to the next billing cycle to avoid being charged.
Yes, you will need your password to cancel your subscription on 123 Finance (123finance.ph). If you’ve forgotten your password, you can reset it using this link: [Reset Password](https://123finance.ph/reset-password). If you have any issues during the process, feel free to reach out to customer support for assistance!
The cancellation process typically takes about 30 minutes to complete. However, the actual time may vary depending on your account settings and whether you need to contact customer service. Most cancellations are processed immediately, but some may take up to 24 hours to take effect.
After canceling your 123 Finance subscription, you'll typically have access to the service until the end of your current billing period. You won't be charged for the next billing cycle, and your account will be deactivated once the current period ends. Make sure to download any important data before cancellation.
Yes, you can usually reactivate your 123 Finance account by logging back into your account and resubscribing. However, you may need to go through the sign-up process again and provide payment information. Some services may offer special reactivation deals for returning customers.
If you're unable to cancel 123 Finance online, contact their customer service directly using the phone number, email, or website provided above. You can also use our refund script to help you communicate effectively with their support team. In some cases, you may need to provide additional verification or documentation.
Editorial Note: The content on this site is provided for general informational purposes only and reflects the independent research, opinions, and editorial judgment of Chargeback’s team. While we strive to ensure accuracy and relevance, the information may contain errors, omissions, or become outdated. Nothing on this site constitutes legal, financial, or professional advice, and we do not guarantee the effectiveness or outcome of any guidance provided. Individual results may
vary depending on specific circumstances.
Chargeback is not affiliated with, endorsed by, or sponsored by any of the companies, brands, or services mentioned on this site. All trademarks, service marks, and logos are the property of their respective owners and are used here solely for identification and informational purposes, consistent with principles of fair use.
Use of our site and tools does not create a professional or client relationship and does not guarantee any particular result. We encourage users to do their own research and consult with qualified professionals when making decisions.
Chargeback can help you cancel subscriptions and get refunds
Find unwanted sneak subscriptions
We'll cancel them for you and even try to get you a refund
Chargeback and the Chargeback trademarks used herein are trademarks or registered
trademarks of Chargeback and its affiliates. The use of any other trade name, copyright, or trademark is
for identification and reference purposes only and does not imply any association with the copyright or
trademark holder of their product or brand. Other product and company names mentioned herein are the
property of their respective owners.
¹ Total savings is calculated based on internal annualized estimates of
savings for customers. ² Average requests times may vary depending on volume of requests
.svg)
.svg)
.svg)
.svg)
.png)
