The Ultimate Step by Step Guide to Cancelling a 1LoanOwe Subscription or Membership (1loanow.com)
By
Bella K.
|
Published
August 26, 2025
|
Updated
August 27, 2025
1LoanOwe helps people manage their loans and bills in one easy place. They offer subscription services that allow you to keep track of what you owe and when payments are due. This way, you can avoid late fees and stay organized with your finances. If you see a charge from them, it’s likely for the service that helps you keep your bills in check!
Canceling a subscription may involve navigating through multiple steps or contacting customer support, which can be cumbersome. Additionally, the cancellation policy may not be straightforward, adding to consumer frustration.
Estimated Time
On average, it takes 10 minutes0010 minutes to cancel a 1LoanOwe subscription.
How to Cancel 1LoanOwe: Step by Step
If you purchased through the 1LoanOwe website:
Log in to your account at 1loanow.com.
Navigate to the Account Settings section.
Click on Subscriptions or Billing.
Locate the subscription you wish to cancel.
Click on the Cancel Subscription button next to the relevant service.
Follow the prompts to confirm the cancellation.
You will receive a confirmation email regarding the cancellation.
If you purchased through Apple:
Open the Settings app on your iPhone or iPad.
Tap your name at the top to access Apple ID.
Select Subscriptions.
Find and select your 1LoanOwe subscription.
Tap Cancel Subscription at the bottom of the page.
Confirm the cancellation when prompted.
If you purchased through Google Play:
Open the Google Play Store app on your device.
Tap the Menu icon (three horizontal lines) on the top left.
Select Subscriptions.
Find your 1LoanOwe subscription from the list.
Tap Cancel Subscription.
Follow the prompts to confirm the cancellation.
If you purchased through PayPal:
Log in to your PayPal account.
Click on the Settings icon (gear icon) at the top right.
Select Payments.
Under Manage automatic payments, find and select 1LoanOwe.
Click on Cancel to stop future payments.
Confirm the cancellation when prompted.
How to Contact 1LoanOwe
If you need assistance, here's how you can get in touch with 1LoanOwe's support team.
Be Prepared: Gather your account information and any relevant bills or emails before contacting support.
Call During Off-Peak Hours: Try to reach customer service early in the morning or late at night to avoid long wait times.
Use a Polite but Firm Tone: Clearly state your intent to cancel without being confrontational.
Ask for a Supervisor: If your request is denied, politely ask to speak to a supervisor or escalate the issue.
Leverage Cancellation Reasons: Mention reasons such as financial hardship or dissatisfaction to potentially access special offers or faster resolution.
Document Everything: Keep records of all communications, including names, dates, and details of the conversation.
Try Email or Chat: If phone calls are unproductive, consider using email or chat support, which may provide a written record.
Be Persistent: If initially unsuccessful, don’t hesitate to call back and repeat your cancellation request, as you may reach someone more cooperative.
Monitor for Confirmation: After cancellation, keep an eye on your accounts for any unexpected charges or lack of confirmation.
Use Social Media: If customer service is unresponsive, posting your issue on platforms like Twitter can sometimes prompt a faster response.
Why Do People Request Refunds from 1LoanOwe
Financial strain due to unexpected expenses.
Unsatisfactory service or lack of support.
Not using the service as intended.
Found a better alternative or competitor.
Billing errors or discrepancies.
Job loss or reduction in income.
Change in personal circumstances such as relocation.
Feeling overwhelmed with multiple subscriptions.
Long-term commitment requirements.
Privacy concerns regarding personal information.
1LoanOwe Refund Script
Script
Copy
Dear 1LoanOwe, Support, I hope this message finds you well. I am writing to request a refund due to a billing issue that arose recently. I noticed an accidental charge on my account that I do not recognize, and I believe it may have been a mistake. I would greatly appreciate your assistance in processing this refund at your earliest convenience. Thank you for your attention to this matter. I look forward to your prompt response. Best regards,
1LoanOwe Refund Policy
1LoanOwe allows members to cancel their subscription at any time without incurring additional fees. To cancel, users must provide notice via their account settings or customer support, ensuring they are not billed for the next billing cycle.
The Easiest Way to Get a 1LoanOwe Refund
If you're frustrated trying to cancel your subscription, membership, or bill from 1LoanOwe—or if you didn't even realize you were being charged—Chargeback can help. Chargeback is a personal subscription manager that automatically detects hidden, recurring charges like Netflix, Hulu, and hundreds of others. With one click, we can cancel unwanted subscriptions, flag suspicious billing, and even initiate refund requests on your behalf. No more waiting on hold or navigating confusing help pages. Just connect your bank or email account, and we'll take care of the rest.
Frequently Asked Questions
1LoanOwe may use tactics like requiring you to call customer service to cancel, which can lead to lengthy hold times or upselling pitches. Be wary of any clauses in the terms that impose early cancellation fees or lock-in periods that can complicate your ability to terminate the subscription whenever you wish. Always read the fine print before signing up to avoid unexpected costs and obstacles.
Financial strain due to unexpected expenses.
Unsatisfactory service or lack of support.
Not using the service as intended.
Found a better alternative or competitor.
Billing errors or discrepancies.
Job loss or reduction in income.
Change in personal circumstances such as relocation.
Feeling overwhelmed with multiple subscriptions.
Long-term commitment requirements.
Privacy concerns regarding personal information.
Account number
Email address associated with the account
Password for account verification
Full name of the account holder
Billing address used for the account
Phone number linked to the account
Reason for cancellation
Date of last payment
Payment method used (e.g., credit card details)
Confirmation number from previous transactions
Any promotional codes or offers applied
Before cancelling your 1LoanOwe subscription, be aware that you'll lose access to personalized loan management tools and features designed to help you track and optimize your debt. Additionally, any ongoing benefits, such as budgeting resources and financial advice, will no longer be available. Keep in mind that cancelling may affect your ability to access previous loan history and insights, which can be crucial for future financial planning. Lastly, review the cancellation terms carefully, as some plans may require notice periods or incur fees.
1LoanOwe allows members to cancel their subscription at any time without incurring additional fees. To cancel, users must provide notice via their account settings or customer support, ensuring they are not billed for the next billing cycle.
To cancel your subscription with 1LoanOwe, you will need to enter your password for verification. If you've forgotten your password, you can easily reset it using this link: [Reset Password](https://1loanow.com/reset-password). If you have further questions, feel free to reach out to their customer support!
The cancellation process typically takes about 30 minutes to complete. However, the actual time may vary depending on your account settings and whether you need to contact customer service. Most cancellations are processed immediately, but some may take up to 24 hours to take effect.
After canceling your 1LoanOwe subscription, you'll typically have access to the service until the end of your current billing period. You won't be charged for the next billing cycle, and your account will be deactivated once the current period ends. Make sure to download any important data before cancellation.
Yes, you can usually reactivate your 1LoanOwe account by logging back into your account and resubscribing. However, you may need to go through the sign-up process again and provide payment information. Some services may offer special reactivation deals for returning customers.
If you're unable to cancel 1LoanOwe online, contact their customer service directly using the phone number, email, or website provided above. You can also use our refund script to help you communicate effectively with their support team. In some cases, you may need to provide additional verification or documentation.
Editorial Note: The content on this site is provided for general informational purposes only and reflects the independent research, opinions, and editorial judgment of Chargeback’s team. While we strive to ensure accuracy and relevance, the information may contain errors, omissions, or become outdated. Nothing on this site constitutes legal, financial, or professional advice, and we do not guarantee the effectiveness or outcome of any guidance provided. Individual results may
vary depending on specific circumstances.
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¹ Total savings is calculated based on internal annualized estimates of
savings for customers. ² Average requests times may vary depending on volume of requests
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