The Ultimate Step by Step Guide to Cancelling a Citizens, Inc. Subscription or Membership (citizensinc.com)
By
Bella K.
|
Published
August 11, 2025
|
Updated
August 12, 2025
Citizens, Inc. is a company that provides affordable life insurance and other financial services to help protect families and individuals. They focus on making insurance easy to understand and offering plans that fit different needs. If you see a bill from them, it's likely for a life insurance policy or a related service you've signed up for, ensuring peace of mind for your loved ones.
Cancelling a subscription with Citizens, Inc. can be complicated due to the need for specific documentation and adherence to their cancellation policy. Users often find the process lengthy and frustrating, especially if there are obstacles in communication.
Estimated Time
On average, it takes 10 minutes0010 minutes to cancel a Citizens, Inc. subscription.
How to Cancel Citizens, Inc.: Step by Step
If you purchased through Citizens, Inc. directly:
Visit the Citizens, Inc. website at citizensinc.com.
Log in to your account by clicking on the Login button at the top right corner.
Enter your username and password, then click Submit.
Navigate to the Account Settings or Manage Subscriptions section once logged in.
Find your active subscription plan listed under Subscriptions.
Click on the Cancel Subscription option next to the relevant service.
Follow the prompts to confirm the cancellation.
You will receive a confirmation email regarding the cancellation.
If you purchased through Apple (iTunes):
Open the Settings app on your iPhone or iPad.
Tap on your Name at the top.
Select Subscriptions.
Find and tap on the Citizens, Inc. subscription.
Tap Cancel Subscription.
Confirm the cancellation when prompted.
If you purchased through Google Play:
Open the Google Play Store app.
Tap on the Menu (three horizontal lines) in the top left corner.
Select Subscriptions.
Locate the Citizens, Inc. subscription.
Tap on it and select Cancel Subscription.
Follow the prompts to confirm the cancellation.
If you purchased through a gift card:
Visit the Citizens, Inc. website.
Log in to your account.
Navigate to Account Settings.
Check the status of your gift card to ensure it has not been depleted.
If still valid, contact customer service via support@citizensinc.com to request cancellation.
Include your account information and the reason for cancellation for processing.
How to Contact Citizens, Inc.
If you need assistance, here's how you can get in touch with Citizens, Inc.'s support team.
Tips and Tricks for Getting a Citizens, Inc. Refund
Call During Off-Peak Hours: Try contacting them early in the morning or late in the afternoon when call volumes are lower.
Prepare Your Information: Have your account number and any necessary personal information on hand to speed up the process.
Be Direct and Polite: Clearly state that you wish to cancel your subscription, and thank the representative for their help.
Use Firm Language: If they offer to extend your service or provide discounts, politely but firmly reinforce your intention to cancel.
Request Confirmation: Ask for a confirmation email or number to keep a record of the cancellation.
Escalate if Needed: If the first representative is unhelpful, ask to speak to a supervisor or manager.
Look for Loopholes: Some users report success by claiming a change in financial situation or dissatisfaction with the service.
Use Multiple Channels: If calling doesn’t work, try cancelling via email or through their online portal.
Be Aware of Timing: Cancel near the end of the billing cycle to avoid being charged for the next month.
Follow Up: After cancelling, monitor your bank statements to ensure no further charges occur.
Share Your Experience: Consider posting your cancellation experience on forums to help others and possibly gain new tips.
Why Do People Request Refunds from Citizens, Inc.
High cancellation fees associated with early termination.
Changes in personal financial situation leading to budget cuts.
Lack of perceived value from the membership benefits.
Poor customer service experiences.
Increased premiums or fees that are unsustainable.
Difficulty understanding contract terms or coverage.
Life changes such as relocation or changes in employment status.
Comparison with better offerings from competitors.
Health declines that impact insurance needs.
Loss of interest in the services offered.
Confusion over billing cycles or charges.
Failure to meet promised benefits or needs.
Feedback from others leading to doubts about the service.
Concerns about company stability or negative reputation.
Difficulty in accessing or utilizing services provided.
Citizens, Inc. Refund Script
Script
Copy
Dear Citizens, Inc., Support, I hope this message finds you well. I am writing to request a refund due to a billing issue that arose recently. I noticed an accidental charge on my account that I do not recognize, and I believe it may have been a mistake. I would greatly appreciate your assistance in processing this refund at your earliest convenience. Thank you for your attention to this matter. I look forward to your prompt response. Best regards,
Citizens, Inc. Refund Policy
Citizens, Inc. allows members to cancel their subscriptions at any time by notifying customer service. Upon cancellation, coverage will remain active until the end of the current billing period, and any prepaid amounts may not be refundable.
The Easiest Way to Get a Citizens, Inc. Refund
If you're frustrated trying to cancel your subscription, membership, or bill from Citizens, Inc.—or if you didn't even realize you were being charged—Chargeback can help. Chargeback is a personal subscription manager that automatically detects hidden, recurring charges like Netflix, Hulu, and hundreds of others. With one click, we can cancel unwanted subscriptions, flag suspicious billing, and even initiate refund requests on your behalf. No more waiting on hold or navigating confusing help pages. Just connect your bank or email account, and we'll take care of the rest.
Frequently Asked Questions
Be cautious; Citizens, Inc. may have specific terms that complicate cancellation, such as requiring notice periods or implementing early-cancellation fees that can add extra costs. Always examine the fine print in your subscription agreement, as there may be clauses that lock you in or make it difficult to cancel without additional charges. Ensure you are fully aware of these potential landmines to avoid unexpected bills or a prolonged commitment.
High cancellation fees associated with early termination.
Changes in personal financial situation leading to budget cuts.
Lack of perceived value from the membership benefits.
Poor customer service experiences.
Increased premiums or fees that are unsustainable.
Difficulty understanding contract terms or coverage.
Life changes such as relocation or changes in employment status.
Comparison with better offerings from competitors.
Health declines that impact insurance needs.
Loss of interest in the services offered.
Confusion over billing cycles or charges.
Failure to meet promised benefits or needs.
Feedback from others leading to doubts about the service.
Concerns about company stability or negative reputation.
Difficulty in accessing or utilizing services provided.
Name of the account holder
Email address associated with the account
Account number or policy number
Phone number for verification
Reason for cancellation
Date of cancellation request
Billing address on file
Payment method used for the subscription
Any pending payments or charges
Confirmation of cancellation request
Before cancelling your subscription with Citizens, Inc., be aware that you may lose access to valuable resources, including policy management tools and customer support. Additionally, if you're in the middle of a policy, cancelling could affect your coverage and benefits, so it's important to review your options thoroughly. Lastly, check for any cancellation fees or notice periods that could impact your final billing.
Citizens, Inc. allows members to cancel their subscriptions at any time by notifying customer service. Upon cancellation, coverage will remain active until the end of the current billing period, and any prepaid amounts may not be refundable.
Yes, you will need your password to cancel your subscription with Citizens, Inc. However, if you've forgotten your password, you can easily reset it by visiting this link: [Reset Password](https://citizensinc.com/reset-password). Once you have access to your account, you can proceed with the cancellation process.
The cancellation process typically takes about 30 minutes to complete. However, the actual time may vary depending on your account settings and whether you need to contact customer service. Most cancellations are processed immediately, but some may take up to 24 hours to take effect.
After canceling your Citizens, Inc. subscription, you'll typically have access to the service until the end of your current billing period. You won't be charged for the next billing cycle, and your account will be deactivated once the current period ends. Make sure to download any important data before cancellation.
Yes, you can usually reactivate your Citizens, Inc. account by logging back into your account and resubscribing. However, you may need to go through the sign-up process again and provide payment information. Some services may offer special reactivation deals for returning customers.
If you're unable to cancel Citizens, Inc. online, contact their customer service directly using the phone number, email, or website provided above. You can also use our refund script to help you communicate effectively with their support team. In some cases, you may need to provide additional verification or documentation.
CITIZENS INC CITIZENS INC TX CITIZENS INSURANCE CITIZENS INSURANCE COMPANY CITIZENS INC PAYMENT CITIZENS INC PREMIUM CITI INSURANCE CITIZENS INC. PREMIUM PAYMENT
Editorial Note: The content on this site is provided for general informational purposes only and reflects the independent research, opinions, and editorial judgment of Chargeback’s team. While we strive to ensure accuracy and relevance, the information may contain errors, omissions, or become outdated. Nothing on this site constitutes legal, financial, or professional advice, and we do not guarantee the effectiveness or outcome of any guidance provided. Individual results may
vary depending on specific circumstances.
Chargeback is not affiliated with, endorsed by, or sponsored by any of the companies, brands, or services mentioned on this site. All trademarks, service marks, and logos are the property of their respective owners and are used here solely for identification and informational purposes, consistent with principles of fair use.
Use of our site and tools does not create a professional or client relationship and does not guarantee any particular result. We encourage users to do their own research and consult with qualified professionals when making decisions.
Chargeback can help you cancel subscriptions and get refunds
Find unwanted sneak subscriptions
We'll cancel them for you and even try to get you a refund
Chargeback and the Chargeback trademarks used herein are trademarks or registered
trademarks of Chargeback and its affiliates. The use of any other trade name, copyright, or trademark is
for identification and reference purposes only and does not imply any association with the copyright or
trademark holder of their product or brand. Other product and company names mentioned herein are the
property of their respective owners.
¹ Total savings is calculated based on internal annualized estimates of
savings for customers. ² Average requests times may vary depending on volume of requests