DeltaCare Premium (DeltaCare USA) is a dental plan where you pick a dentist in their network and get predictable costs for many dental services. You pay set co-pays for things like cleanings, fillings, and crowns, with no deductibles or waiting periods. The plan covers over 300 services and has clear, budget-friendly pricing so you know what to expect. If you see the bill, it's usually for your monthly premium, part of which goes toward your dental care and part toward administration costs.
Difficulty
12345678910
Easy Medium Very Hard
Cancelling a DeltaCare Premium subscription requires contacting Delta Dental customer service either by phone during business hours or by referring to the plan documentation. The process is straightforward but not instantaneous or entirely online, making it relatively easy but not immediate.
Estimated Time
On average, it takes 10 minutes 00 10 minutes to cancel a DeltaCare Premium subscription.
How to Cancel DeltaCare Premium: Step by Step
If you purchased through Delta Dental:
- Contact Delta Dental Customer Service: Call toll-free at 800-422-4234 (TTY/TDD 711) during business hours, Monday through Friday, from 5:00 am to 6:00 pm Pacific Time.
- Provide Membership Information: Have your membership details handy, including your member ID and any other relevant information for verification.
- Request Cancellation: Clearly state that you would like to cancel your DeltaCare Premium subscription.
- Confirm Cancellation: Ask for confirmation of your cancellation and any final steps, if necessary, such as receiving a confirmation email.
If you need assistance, here's how you can get in touch with DeltaCare Premium's support team.
Email
The email is not available.
Tips and Tricks for Getting a DeltaCare Premium Refund
- Send a written cancellation request via email including all personal details (name, date of birth, member ID), the reason for cancellation, and requested effective cancellation date.
- Expect resistance and delays; DeltaCare Premium's customer service may be unresponsive or try to keep you as a customer.
- Document every interaction with customer service representatives including dates, names, and details of the conversations.
- If verbal cancellation confirmation is given, get it in writing and follow up to ensure payments have stopped.
- Stop automatic payments at the bank or credit card level to prevent continued premium withdrawals if DeltaCare Premium keeps charging after cancellation.
- File complaints or grievances with DeltaCare Premium's higher management or consumer protection agencies if cancellations are ignored or payments continue.
- Leverage escalation paths such as contacting any affiliated organizations (e.g., AARP escalation team) if provided.
- Use firm and clear language emphasizing that you have fulfilled cancellation requirements and expect immediate confirmation and cessation of billing.
- Be aware of possible contract term restrictions such as a 12-month commitment that limits cancellation outside of that term.
- Exercise timing tactics by cancelling at or near renewal dates or within open enrollment periods if possible, though exceptions may exist for extenuating circumstances.
- Consider legal options if wrongful charges continue, including stopping payments via bank and potentially court action if necessary.
Why Do People Request Refunds from DeltaCare Premium
- No longer eligible through the Exchange or under policy terms
- Premiums not paid on or before the last day of the Grace Period
- Fraud or intentional misrepresentation in obtaining benefits
- Change to a new policy through the Exchange
- Insurer ceases to renew policies for the resident's state
- Loss of eligibility through the Exchange, effective last day of the month after notification
- No longer eligible due to age, effective on date reported by the Exchange
- Cancellation due to non-payment of Premium after Grace Period expires
- Cancellation, rescission, or non-renewal of coverage for reasons other than non-payment
DeltaCare Premium Refund Script
Script
Copy
Dear DeltaCare Premium, Support,
I hope this message finds you well. I am writing to request a refund due to a billing issue that arose recently. I noticed an accidental charge on my account that I do not recognize, and I believe it may have been a mistake. I would greatly appreciate your assistance in processing this refund at your earliest convenience.
Thank you for your attention to this matter. I look forward to your prompt response.
Best regards,
DeltaCare Premium Refund Policy
DeltaCare Premium allows plan cancellation by contacting the provider, with more details found in your plan's Policy and Benefit Details or Evidence of Coverage. You have a 10-day right to examine and return the policy for a full refund if unsatisfied, with the policy voided from its start upon return. After this period, termination requires contacting the Marketplace Call Center, with the effective termination date as reported, a 45-day advance written notice from Delta Dental before termination, and potential premium grace periods depending on tax credit status.
The Easiest Way to Get a DeltaCare Premium Refund
If you’re frustrated trying to cancel your subscription, membership, or bill from DeltaCare Premium—or if you didn’t even realize you were being charged—Chargeback can help. Chargeback is a personal subscription manager that automatically detects hidden, recurring charges like Netflix, Hulu, and hundreds of others. With one click, we can cancel unwanted subscriptions, flag suspicious billing, and even initiate refund requests on your behalf. No more waiting on hold or navigating confusing help pages. Just connect your bank or email account, and we’ll take care of the rest.
Start reclaiming your money today with Chargeback
DELTACARE PREMIUM DD DELTACARE PREMIUM DELTADENTAL DC PREMIUM DELTADENTAL CARE PLAN DELTA DENTAL PREMIUM DD PREMIUM PAYMENT DELTA CARE PLAN DELTA DENTAL HMO PREMIUM DELTADENTAL PREMIUM CHARGE
Editorial Note: These articles reflect the opinions of Chargeback's writers. Everyone's situation is unique; therefore, it is important to conduct your own research and note that our self-help tools are not guaranteed to help with any specific problem.