Fast Day Loans provides short-term consumer loans to help people cover unexpected expenses, usually with amounts up to $1,000. They withdraw payments automatically from your checking account, so if you see a charge from them, it's likely a loan repayment. They don’t really have subscriptions or recurring billing outside of these loan payments, which are automatically taken but can also be paid early or by mail. If you miss a payment, they might work with you on a plan, but it's important to keep up to avoid extra fees or other issues.
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Cancellation is fairly straightforward but must be done quickly, before 5:00 pm the next business day after disbursement by contacting customer service via phone or email during business hours.
Estimated Time
On average, it takes 10 minutes 00 10 minutes to cancel a Fast Day Loans subscription.
How to Cancel Fast Day Loans: Step by Step
If you purchased through FastDayLoans.com:
- Visit FastDayLoans.com and log into your account using your credentials.
- Once logged in, navigate to the Account Settings section.
- Locate the Subscriptions or Billing section within your account settings.
- Identify the subscription you wish to cancel and select Cancel Subscription.
- Follow the on-screen instructions to confirm your cancellation. You may need to provide a reason for the cancellation.
- Check for a confirmation email regarding your cancellation. If you do not receive it within a few hours, contact customer support.
- If online cancellation is not available, send an email to clientservices@fastdayloans.com requesting to cancel your membership.
If you need assistance, here's how you can get in touch with Fast Day Loans's support team.
Site
The site is not available.
Tips and Tricks for Getting a Fast Day Loans Refund
- Call directly and be persistent: Users report that calling is often necessary and you may need to repeat your cancellation request multiple times.
- Be firm and clear: Use direct language like "I want to cancel immediately" and avoid being vague or apologetic.
- Ask for confirmation: Request a clear confirmation number or email stating your subscription is canceled to avoid further charges.
- Escalate if needed: If the first representative resists, ask to speak with a supervisor or manager for resolution.
- Document everything: Keep track of call times, names of representatives, and any promises made during cancellation attempts.
- Try timing your cancellation: Some users find calling at the start or end of a billing cycle increases success due to company policies on refunds or charge cycles.
- Threaten chargebacks or complaints: Mentioning your willingness to dispute charges with your bank or report to the Better Business Bureau sometimes expedites cancellation.
- Ignore retention offers: If they offer a discounted rate to keep you, clearly decline and restate your intention to cancel.
- Use multiple communication channels: In addition to calls, try email or the company’s website contact form to create a record of your cancellation request.
Why Do People Request Refunds from Fast Day Loans
- Unexpected or high fees leading to inability to keep up with loan payments.
- Strict cancellation policies such as needing to cancel by a specific deadline (e.g., before 5:00 pm Eastern Time the next business day after loan disbursement).
- Difficulty contacting customer service or unresponsive support when attempting to cancel or dispute charges.
- Financial hardship making it difficult for customers to continue payments, causing them to seek cancellation.
- Disputes or dissatisfaction with loan terms, fees, or service transparency.
- Recurring charges or subscription renewals that customers may not be fully aware of or willing to continue.
- Concerns about automatic renewals and the challenge of stopping future payments.
- Negative experiences with collections or threats of account suspension and credit reporting due to missed payments.
- Preference for repayment or cancellation options that better align with their current financial situation.
- Request for refunds when payments were made for services or loans that customers decided to cancel early or did not fully use.
Fast Day Loans Refund Script
Script
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Dear Fast Day Loans, Support,
I hope this message finds you well. I am writing to request a refund due to a billing issue that arose recently. I noticed an accidental charge on my account that I do not recognize, and I believe it may have been a mistake. I would greatly appreciate your assistance in processing this refund at your earliest convenience.
Thank you for your attention to this matter. I look forward to your prompt response.
Best regards,
Fast Day Loans Refund Policy
Fast Day Loans allows loan repayment at any time without penalty and customers can cancel their loan before 5:00 pm Eastern Time the next business day following the disbursement by contacting customer service. Payments are debited from the checking account via ACH or must be mailed if not electronic. For cancellations or repayment inquiries, customer service is available Monday to Friday, 8:00 a.m. to 5:00 p.m. ET.
The Easiest Way to Get a Fast Day Loans Refund
If you’re frustrated trying to cancel your subscription, membership, or bill from Fast Day Loans—or if you didn’t even realize you were being charged—Chargeback can help. Chargeback is a personal subscription manager that automatically detects hidden, recurring charges like Netflix, Hulu, and hundreds of others. With one click, we can cancel unwanted subscriptions, flag suspicious billing, and even initiate refund requests on your behalf. No more waiting on hold or navigating confusing help pages. Just connect your bank or email account, and we’ll take care of the rest.
Start reclaiming your money today with Chargeback
FAST DAY LOANS FST DY LN FASTDAYLOANS.COM FastDayLoans
Editorial Note: These articles reflect the opinions of Chargeback's writers. Everyone's situation is unique; therefore, it is important to conduct your own research and note that our self-help tools are not guaranteed to help with any specific problem.
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