How to Cancel a First City Monument Bank (FCMB) Subscription
The Ultimate Step by Step Guide to Cancelling a First City Monument Bank (FCMB) Subscription or Membership (fcmb.com)
By
Bella K.
|
Published
August 11, 2025
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Updated
August 12, 2025
First City Monument Bank (FCMB) is a Nigerian bank that offers a range of services to help people manage their money easily. They provide personal and business accounts, loans, and online banking options, making it simple to pay bills and transfer funds. If you see a charge from them, it might be related to your account fees or subscriptions for services like mobile banking or insurance products. Overall, FCMB aims to make banking convenient for everyone.
While FCMB provides several ways to cancel subscriptions, the process may require navigating through customer support channels or online banking options. Additionally, the user may need to verify their identity and complete certain forms, which can add to the complexity.
Estimated Time
On average, it takes 10 minutes0010 minutes to cancel a First City Monument Bank (FCMB) subscription.
How to Cancel First City Monument Bank (FCMB): Step by Step
Tips and Tricks for Getting a First City Monument Bank (FCMB) Refund
Be direct in your communication—clearly state that you want to cancel your subscription.
Use phrases like "I would like to cancel my account effective immediately" to avoid any ambiguity.
Consider cancellation during off-peak hours (e.g., mid-morning on weekdays) to avoid long wait times.
If using written communication, follow up with a read receipt to confirm your request was received.
Document everything—keep a record of all correspondence and call details, including dates and times.
Be persistent; if you encounter resistance, politely repeat your request until they confirm cancellation.
If initially denied, ask to speak to a supervisor or manager—escalating can yield better results.
Utilize social media platforms for public visibility; sometimes a tweet or post can expedite issues.
Check for any hidden fees or conditions in the terms of service that might impact your cancellation.
If experiencing difficulty, consider cancelling your payment method with your bank as a last resort.
Why Do People Request Refunds from First City Monument Bank (FCMB)
High fees associated with maintaining the account.
Poor customer service experiences.
Lack of desired features or services offered by the bank.
Better offers from competing banks.
Inactivity or lack of use.
Changes in personal financial situation necessitating cancellation.
Frustration with online banking platform or app.
Unclear terms and conditions that weren't explained initially.
Relocation to an area where FCMB does not operate.
Fraud or security concerns with the account.
Unwanted marketing communications or spam.
First City Monument Bank (FCMB) Refund Script
Script
Copy
Dear First City Monument Bank (FCMB), Support, I hope this message finds you well. I am writing to request a refund due to a billing issue that arose recently. I noticed an accidental charge on my account that I do not recognize, and I believe it may have been a mistake. I would greatly appreciate your assistance in processing this refund at your earliest convenience. Thank you for your attention to this matter. I look forward to your prompt response. Best regards,
First City Monument Bank (FCMB) Refund Policy
First City Monument Bank (FCMB) allows customers to cancel their membership, subscriptions, or bill payments by providing a written notice ahead of the next billing cycle. The cancellation process may vary based on the specific service, so customers are encouraged to review the terms and conditions associated with their account or contact customer support for assistance.
The Easiest Way to Get a First City Monument Bank (FCMB) Refund
If you're frustrated trying to cancel your subscription, membership, or bill from First City Monument Bank (FCMB)—or if you didn't even realize you were being charged—Chargeback can help. Chargeback is a personal subscription manager that automatically detects hidden, recurring charges like Netflix, Hulu, and hundreds of others. With one click, we can cancel unwanted subscriptions, flag suspicious billing, and even initiate refund requests on your behalf. No more waiting on hold or navigating confusing help pages. Just connect your bank or email account, and we'll take care of the rest.
Frequently Asked Questions
Be cautious with FCMB's subscription services, as they may have terms that lock you in for a specified period or impose early-cancellation fees. Always read the fine print to ensure you aren't caught off guard by auto-renewals or penalties for ending your subscription prematurely. If you're considering cancellation, check for any additional hoops you might need to jump through, such as requiring a notice period.
High fees associated with maintaining the account.
Poor customer service experiences.
Lack of desired features or services offered by the bank.
Better offers from competing banks.
Inactivity or lack of use.
Changes in personal financial situation necessitating cancellation.
Frustration with online banking platform or app.
Unclear terms and conditions that weren't explained initially.
Relocation to an area where FCMB does not operate.
Fraud or security concerns with the account.
Unwanted marketing communications or spam.
Account Number
Registered Email Address
Full Name
Phone Number
Type of Subscription or Membership
Reason for Cancellation
Payment Method Used
Date of Last Payment
Confirmation of Previous Communications
Any Required Identification or Verification Documents
Before cancelling your FCMB subscription, be aware that you will lose access to various banking features such as online banking, app services, and any loyalty rewards. Additionally, consider any pending transactions or withdrawals that may be affected by your cancellation. Ensure that there are no outstanding fees or minimum balance requirements that could impact your decision. Lastly, check if any benefits provided through the subscription are time-sensitive and might be lost immediately upon cancellation.
First City Monument Bank (FCMB) allows customers to cancel their membership, subscriptions, or bill payments by providing a written notice ahead of the next billing cycle. The cancellation process may vary based on the specific service, so customers are encouraged to review the terms and conditions associated with their account or contact customer support for assistance.
To cancel your subscription with First City Monument Bank (FCMB), you will need to log into your account, which requires your password. If you've forgotten your password, you can reset it by visiting this link: [Reset Password](https://www.fcmb.com/reset-password). If you have any difficulties, consider contacting their customer support for assistance.
The cancellation process typically takes about 30 minutes to complete. However, the actual time may vary depending on your account settings and whether you need to contact customer service. Most cancellations are processed immediately, but some may take up to 24 hours to take effect.
After canceling your First City Monument Bank (FCMB) subscription, you'll typically have access to the service until the end of your current billing period. You won't be charged for the next billing cycle, and your account will be deactivated once the current period ends. Make sure to download any important data before cancellation.
Yes, you can usually reactivate your First City Monument Bank (FCMB) account by logging back into your account and resubscribing. However, you may need to go through the sign-up process again and provide payment information. Some services may offer special reactivation deals for returning customers.
If you're unable to cancel First City Monument Bank (FCMB) online, contact their customer service directly using the phone number, email, or website provided above. You can also use our refund script to help you communicate effectively with their support team. In some cases, you may need to provide additional verification or documentation.
First City Monument Bank (FCMB) May Show Up On Your Statement As:
FCMB First City Monument Bank FCMB*Payment FCMB*Withdrawal FCMB*Transfer FCMB*Purchase FCMB*Debit FCMB*Fees FCMB*ATM FCMB*Internet Banking
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vary depending on specific circumstances.
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¹ Total savings is calculated based on internal annualized estimates of
savings for customers. ² Average requests times may vary depending on volume of requests
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