The Ultimate Step by Step Guide to Cancelling a First Southern Bank Subscription or Membership (firstsouthernbank.net)
By
Bella K.
|
Published
September 11, 2025
|
Updated
September 12, 2025
First Southern Bank is a community bank that offers a range of services to help you manage your money easily. They provide checking and savings accounts, loans, and online banking, making it simple to handle your finances from home. If you see a charge from them, it could be related to monthly fees for your accounts or services you’ve signed up for. Overall, they aim to help you with banking in a friendly and accessible way.
Cancelling a subscription with First Southern Bank may involve navigating through customer service requirements or specific policies that can be somewhat complex. Users might find the process frustrating if they encounter long wait times or unclear instructions.
Estimated Time
On average, it takes 10 minutes0010 minutes to cancel a First Southern Bank subscription.
How to Cancel First Southern Bank: Step by Step
If you purchased through First Southern Bank’s website:
Visit the First Southern Bank homepage at firstsouthernbank.net.
Log in to your online banking account using your username and password.
Navigate to the Account Services section.
Select Manage Subscriptions from the dropdown menu.
Locate the subscription or recurring service you wish to cancel.
Click on the Cancel Subscription option next to the selected service.
Follow the prompts to confirm the cancellation of your subscription.
Check for a confirmation message indicating the subscription has been cancelled.
If you purchased through a Third-Party App Store:
Open the app store on your device (e.g., Google Play or Apple App Store).
Log in to your account.
Navigate to the Subscriptions section.
Find the subscription associated with First Southern Bank.
Select the subscription.
Tap on Cancel Subscription.
Confirm the cancellation when prompted.
If you purchased using your Visa/MasterCard:
Contact First Southern Bank Customer Support at their dedicated helpline.
Provide your account details and the subscription you wish to cancel.
Request to cancel the subscription.
Ensure you receive a confirmation number or email for the cancellation.
If you purchased through physical ATM transactions:
Visit a local First Southern Bank branch.
Speak with a bank representative and provide your account information.
Request cancellation of the specific subscription.
Obtain written confirmation of the cancellation from the bank representative.
How to Contact First Southern Bank
If you need assistance, here's how you can get in touch with First Southern Bank's support team.
Tips and Tricks for Getting a First Southern Bank Refund
Call during off-peak hours for less wait time and more attentive service.
Be polite but firm in your request; it sets a better tone for the conversation.
Keep records of all communications, including dates, times, and names of representatives.
Request to speak to a supervisor if the first representative isn’t helpful.
Use specific language like "I want to cancel my subscription" instead of vague phrases.
Ask for a confirmation email after cancellation to ensure the request is documented.
Identify loopholes in the membership agreement that may simplify cancellation.
Timing matters—try to cancel just before a billing cycle to avoid new charges.
Leverage social media if you encounter resistance; public complaints can prompt quicker resolutions.
Consider mentioning financial hardship to negotiate a cancellation without penalties.
Why Do People Request Refunds from First Southern Bank
High fees for account maintenance or transactions
Poor customer service experiences
Lack of competitive interest rates
Limited branch locations or accessibility
Desire for better online banking features
Frequent technical issues with online services
Concerns about security and data privacy
Change in financial needs or circumstances
Intention to switch to another bank with better offerings
Unclear or misleading terms regarding fees and services
First Southern Bank Refund Script
Script
Copy
Dear First Southern Bank, Support, I hope this message finds you well. I am writing to request a refund due to a billing issue that arose recently. I noticed an accidental charge on my account that I do not recognize, and I believe it may have been a mistake. I would greatly appreciate your assistance in processing this refund at your earliest convenience. Thank you for your attention to this matter. I look forward to your prompt response. Best regards,
First Southern Bank Refund Policy
First Southern Bank allows customers to cancel their membership or subscription services at any time by contacting customer support. Any applicable fees or outstanding balances must be settled prior to cancellation, and customers will receive confirmation once the cancellation is processed.
The Easiest Way to Get a First Southern Bank Refund
If you're frustrated trying to cancel your subscription, membership, or bill from First Southern Bank—or if you didn't even realize you were being charged—Chargeback can help. Chargeback is a personal subscription manager that automatically detects hidden, recurring charges like Netflix, Hulu, and hundreds of others. With one click, we can cancel unwanted subscriptions, flag suspicious billing, and even initiate refund requests on your behalf. No more waiting on hold or navigating confusing help pages. Just connect your bank or email account, and we'll take care of the rest.
Frequently Asked Questions
Be cautious, as First Southern Bank might impose early-cancellation fees or require a notice period before you can cancel your subscription. Additionally, they may have terms that automatically renew your membership, making it easy to overlook a cancellation deadline. Always read the fine print and understand any potential penalties before deciding to cancel.
High fees for account maintenance or transactions
Poor customer service experiences
Lack of competitive interest rates
Limited branch locations or accessibility
Desire for better online banking features
Frequent technical issues with online services
Concerns about security and data privacy
Change in financial needs or circumstances
Intention to switch to another bank with better offerings
Unclear or misleading terms regarding fees and services
Account Number
Personal Identification Information (e.g., Social Security Number)
Membership ID (if applicable)
Billing Cycle Information
Reason for Cancellation
Email Address associated with the account
Contact Phone Number
Last Payment Date
Method of Payment (e.g., credit card, bank transfer)
Confirmation of Terms and Conditions
Before cancelling your First Southern Bank membership, consider that you may lose access to benefits such as online banking services, mobile deposits, and special member discounts. Canceling may also impact your credit score if it relates to a loan or credit account. Additionally, ensure there are no pending transactions that could create complications later. Check if there are specific procedures or fees associated with the cancellation process to avoid unexpected charges.
First Southern Bank allows customers to cancel their membership or subscription services at any time by contacting customer support. Any applicable fees or outstanding balances must be settled prior to cancellation, and customers will receive confirmation once the cancellation is processed.
Yes, you'll need your password to cancel your subscription with First Southern Bank. If you've forgotten your password, you can easily reset it by visiting their password recovery page at https://www.firstsouthernbank.net/reset-password. If you prefer, you may also contact their customer service for assistance, but having your password will streamline the process.
The cancellation process typically takes about 30 minutes to complete. However, the actual time may vary depending on your account settings and whether you need to contact customer service. Most cancellations are processed immediately, but some may take up to 24 hours to take effect.
After canceling your First Southern Bank subscription, you'll typically have access to the service until the end of your current billing period. You won't be charged for the next billing cycle, and your account will be deactivated once the current period ends. Make sure to download any important data before cancellation.
Yes, you can usually reactivate your First Southern Bank account by logging back into your account and resubscribing. However, you may need to go through the sign-up process again and provide payment information. Some services may offer special reactivation deals for returning customers.
If you're unable to cancel First Southern Bank online, contact their customer service directly using the phone number, email, or website provided above. You can also use our refund script to help you communicate effectively with their support team. In some cases, you may need to provide additional verification or documentation.
First Southern Bank May Show Up On Your Statement As:
First Southern Bank FS Bank First Southern FSB FirstSouthernBank.net First Sou Bank FSB Online First Southern Bank Services First Southern ATM First Southern Bank Payment
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¹ Total savings is calculated based on internal annualized estimates of
savings for customers. ² Average requests times may vary depending on volume of requests
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