Midland Mortgage helps homeowners manage their mortgage payments, especially if they've fallen behind or are facing tough situations like disasters. They offer support to catch up on missed payments and create plans that work for each person's situation. While they don't have subscriptions, you might get billed by them if you're paying your mortgage or ordering payment coupons through their site. Basically, they make it easier to stay on top of your home loan payments.
Difficulty
12345678910
Easy Medium Very Hard
Based on the information available, Midland Mortgage provides a customer service number and a contact page for managing services. The process appears straightforward as there is direct customer support, but cancelling may require a phone call or communication through the site, which is easy but not fully automated online.
Estimated Time
On average, it takes 10 minutes 00 10 minutes to cancel a Midland Mortgage subscription.
How to Cancel Midland Mortgage: Step by Step
If you purchased through Midland Mortgage:
- Visit the Midland Mortgage website at midlandmortgage.com.
- Contact Customer Service by calling 800-654-4566.
- Provide your account information to the representative to identify your subscription.
- Request cancellation of your membership or subscription directly during the call.
- Follow any additional instructions provided by the customer service representative to complete the cancellation.
If you need assistance, here's how you can get in touch with Midland Mortgage's support team.
Email
The email is not available.
Tips and Tricks for Getting a Midland Mortgage Refund
- Call repeatedly and be persistent: Multiple calls with patient negotiation often leads to better settlement offers.
- Speak to a manager or supervisor: Escalating the call usually results in more flexibility on settlement amounts.
- Start with a low offer: Users reported success by offering significantly less upfront and negotiating upwards.
- Get agreements in writing: Always request your settlement agreement in writing before making a payment.
- Record your calls if legal in your state: Some users recorded conversations to protect themselves and clarify agreements.
- Firm language on dispute and non-admission of debt: Clarify you are only discussing the alleged debt and not admitting to it when negotiating.
- Watch out for threats of lawsuit: Legitimize your stance by calmly stating inability to pay and avoid admission of debt; some users got cases dismissed by threatening trial.
- Paid for delete (PFD) strategy: Midland often deletes the collection from credit reports within 45 days of settlement or full payment; confirm this with them and keep track.
- Dispute lingering collections: After a settlement, if collections remain on credit reports, users recommend disputing them with the credit bureaus.
- Ignore official policy documents: Since Midland changes addresses and policies frequently, direct interaction and persistence work better than relying on official written policy.
- Timing your calls: Calling earlier in the week and during business hours may increase chances of speaking to higher-level agents.
- Use firm but polite language: Users report better results maintaining professionalism but being firm about your offers and rights.
Why Do People Request Refunds from Midland Mortgage
- Delay or failure to release insurance claim disbursement funds needed for home repairs after a covered loss.
- Refusal to accept time-sensitive documentation related to mortgage assistance applications, including rejection of late submissions without consideration or resolution attempts.
- Poor communication and prolonged delays in processing payments or modifications, including issues with correctly posting payments causing credit reporting problems.
- Delays in insurance claim endorsement after flood damage, causing late release of funds needed to complete home repairs.
- Lack of response or refusal to respond to consumer requests concerning mortgage assumption, due on sale notices, or foreclosure processes.
- Ongoing customer service responsiveness issues and failure to resolve complaints satisfactorily.
- Problems with mortgage payment plans and incorrect allocation of partial payments.
- Delays in loan modification setup leading to financial and emotional hardship.
- General poor communication and unresolved service issues related to mortgages.
Midland Mortgage Refund Script
Script
Copy
Dear Midland Mortgage, Support,
I hope this message finds you well. I am writing to request a refund due to a billing issue that arose recently. I noticed an accidental charge on my account that I do not recognize, and I believe it may have been a mistake. I would greatly appreciate your assistance in processing this refund at your earliest convenience.
Thank you for your attention to this matter. I look forward to your prompt response.
Best regards,
Midland Mortgage Refund Policy
Midland Mortgage (midlandmortgage.com) does not appear to offer memberships, subscriptions, or billable services that require a cancellation policy. Their website focuses on mortgage services and assistance for homeowners, without mention of subscription or billing cancellation terms.
The Easiest Way to Get a Midland Mortgage Refund
If you’re frustrated trying to cancel your subscription, membership, or bill from Midland Mortgage—or if you didn’t even realize you were being charged—Chargeback can help. Chargeback is a personal subscription manager that automatically detects hidden, recurring charges like Netflix, Hulu, and hundreds of others. With one click, we can cancel unwanted subscriptions, flag suspicious billing, and even initiate refund requests on your behalf. No more waiting on hold or navigating confusing help pages. Just connect your bank or email account, and we’ll take care of the rest.
Start reclaiming your money today with Chargeback
MIDLAND MORTGAGE MIDLAND MORTGAGE PAYMENT MIDLAND MTG MIDLAND MTG PAYMENT MIDLAND MORTGAGE LOAN MIDLAND MORTGAGE ESCROW MIDLAND MORTGAGE CUSTOMER SERVICE MIDLAND MORTGAGE ACCOUNT
Editorial Note: These articles reflect the opinions of Chargeback's writers. Everyone's situation is unique; therefore, it is important to conduct your own research and note that our self-help tools are not guaranteed to help with any specific problem.