Can I Cancel Assurant at Any Time?

Assurant's cancellation policies vary by product, but commonly there are time limits and conditions that may affect refunds. For example, extended warranties can typically be canceled within 15 days of the certificate issue date for a refund, but after that, refunds or extensions for missed services may not be provided. Additionally, if you cancel after a claim or after certain time periods (like 30 or 60 days), you may only receive a pro-rata refund minus fees. It's important to carefully check the terms of your specific service contract for any potential lock-ins or fees that could prevent immediate cancellation or full refunds.

Why Do People Cancel Assurant?

To save money by stopping payments on an expensive policy.Change in living situation, such as starting to live with a roommate or getting married, making the current policy unsuitable.Stopping renting, e.g., buying a home and no longer needing renters insurance.Shopping for cheaper renters insurance policies elsewhere.Requirement or encouragement from landlords to keep insurance only during lease periods, leading to cancellation after lease ends.Wanting to add roommates or spouses to a new policy rather than the original one.Current policy does not cover all needed situations.Finding a better deal or no longer needing coverage allows cancellation anytime.Switching to homeowners insurance after buying a house.

What Information Do I Need to Cancel Assurant?

Assurant policy number or insurance ID Personal identification details (such as full name, address, date of birth) Contact information (phone number and/or email address associated with the policy) Date you want the cancellation to take effect Reason for cancellation (may be requested for record keeping) Request for pro-rated refund (if applicable) Any other information the agent requests during the verification process

What Should I Know Before Cancelling Assurant?

Before cancelling your Assurant subscription or membership, such as renters insurance, you should know that you will lose access to all coverage and protection offered by the plan immediately after cancellation. It's important to confirm your cancellation with Assurant and request a refund for any unused payments if applicable, although monthly payments may not be refundable if paid monthly. Consider if you can add roommates or a spouse to your policy instead of cancelling, and check if your landlord requires renters insurance as cancelling could cause lease issues or extra fees. Lastly, ensure you have a replacement policy lined up to avoid a gap in coverage.

What is Assurant's Cancellation Policy?

Assurant allows you to cancel your coverage at any time by contacting them by phone at 1-800-268-5962. If you cancel within the first 30 days of receiving the Certificate of Insurance, you will receive a full refund. After 30 days, any premiums paid for the period after cancellation, including applicable taxes, will be refunded.

Do I Need My Assurant Password to Cancel?

To cancel your Assurant subscription, you generally need your policy information such as your insurance ID number. If you choose to cancel online by logging into your Assurant account, you will need your password. However, you can also cancel your subscription by calling Assurant customer service at 1-800-432-8612, where they will verify your identity using your policy number and personal information without requiring a password. If you need to reset your password to log in online, you can do so here: https://login.assurant.com/reset-password

Can I Get a Refund from Assurant?

We've actually written a step by step guide on how to get a refund from Assurant. Check it out!

How to Cancel Your Assurant Subscription (2026)

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Cancelling an Assurant subscription is relatively straightforward with clear steps: gather policy information, contact Assurant via phone, email, or online account, and confirm cancellation. The process is supported by customer service availability and online tools, making it easier than average but requiring proper information and confirmation.

Disclaimer

Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.

The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.

Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.

Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company's terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.

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Savings over 5 years from cancelling your $15/month subscription

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Frequently Asked Questions

The cancellation process typically takes about 15 minutes to complete. However, the actual time may vary depending on your account settings and whether you need to contact customer service. Most cancellations are processed immediately, but some may take up to 24 hours to take effect.

After canceling your Assurant subscription, you'll typically have access to the service until the end of your current billing period. You won't be charged for the next billing cycle, and your account will be deactivated once the current period ends. Make sure to download any important data before cancellation.

Yes, you can usually reactivate your Assurant account by logging back into your account and resubscribing. However, you may need to go through the sign-up process again and provide payment information. Some services may offer special reactivation deals for returning customers.

If you're unable to cancel Assurant online, contact their customer service directly using the phone number, email, or website provided above. You can also use our refund script to help you communicate effectively with their support team. In some cases, you may need to provide additional verification or documentation.