eMoneyUSA offers installment loans to help with short-term financial needs, and you can apply for these loans online with instant conditional approval. They provide same-day funding if you qualify, and you can manage your loan payments, view your balance, and payment history on their website. You might see bills from them because you have a loan, and the repayments are based on the schedule you set up when you got the loan. They don’t use traditional credit checks but do verify your info through other databases.
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Cancellation involves contacting customer service by phone or email, and texting 'STOP' to unsubscribe from SMS, which is moderately simple but requires multiple steps and waiting for confirmation.
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How to Cancel eMoneyUSA: Step by Step
If you purchased through eMoneyUSA:
- Go to the eMoneyUSA website: emoneyusa.com.
- Sign in to your account using your credentials.
- Navigate to the "Account Settings" or "Subscription" section.
- Select the option to view your current subscriptions.
- Locate the subscription you wish to cancel and click on it.
- Look for the cancellation option, it may say "Cancel Subscription" or "Unsubscribe".
- Follow the prompts to confirm the cancellation of your subscription.
- If you encounter issues, contact customer support at support@emoneyusa.com or call 866-986-3696 for assistance.
Tips & Tricks for Canceling eMoneyUSA
- Start cancellation requests early to avoid being locked into another billing cycle.
- Use clear and firm language like “Please cancel my subscription immediately and confirm the cancellation in writing.”
- Document all communication including dates, times, and names of representatives you speak to.
- Send cancellation requests via multiple channels such as email, phone, and any in-app messaging available.
- Escalate quickly by asking to speak to a manager or supervisor if initial representatives are unhelpful.
- Check and dispute charges with your bank or credit card company if the subscription continues to be billed after cancellation requests.
- Monitor your bank statements closely to catch any recurring charges early.
- Consider timing your cancellation near the end of the billing cycle to prevent being charged for the next period.
- Be persistent and polite, sometimes repeated requests are necessary to finalize cancellation.
- Use keywords like “unsubscribe,” “stop billing,” and “confirm cancellation” in your communications to make your intent unmistakably clear.
eMoneyUSA Customer Service Info
If you need assistance, here's how you can get in touch with eMoneyUSA's support team.
Cancel eMoneyUSA Script
Script
Copy
Dear eMoneyUSA Team,
I hope this message finds you well. I am writing to respectfully request the cancellation of my subscription. Due to personal financial constraints, I can no longer maintain this membership.
I appreciate the services provided and thank you for your assistance in this matter. Please confirm the cancellation at your earliest convenience.
Best regards,
[Your Name]
Frequently Asked Questions
eMoneyUSA allows members to cancel their SMS subscription at any time by texting "STOP" to 77077. Upon cancellation, you will receive a confirmation SMS and will no longer get messages from the service. To rejoin, you simply sign up again as originally done.
You do not need your password to cancel your subscription with eMoneyUSA. You can either call their customer support at 866-986-3696, email support@emoneyusa.com, or text "HELP" to 77077 to receive instructions on how to unsubscribe or opt out. There is no mention of any password requirement for unsubscribing, making the process accessible without logging in. If you do need to reset your password for other reasons, you can do so here: https://emoneyusa.com/login.html.
- High subscription cost leading to financial concerns.
- Lack of perceived value or benefits from the service/product.
- Not using the service enough to justify continuation.
- Payment failures or billing issues causing frustration.
- Complicated cancellation process making it difficult to stop.
- Switching to competitors with better offers or services.
- Unresolved product bugs or service issues affecting satisfaction.
- Shifting personal needs or preferences over time.
- Lack of updates or improvements showing stagnation.
- Inflexible plans without options to modify or pause.
With eMoneyUSA, you can typically cancel or pay off your installment loan early without any prepayment penalties or early-cancellation fees. However, if you have any unpaid amounts, you must contact eMoneyUSA immediately to arrange payments to avoid collections. There's no indication of contracts, lock-ins, or gimmicks preventing cancellation, but loan terms and availability do depend on state laws and qualification criteria, so those could affect your experience.
Before canceling your subscription with eMoneyUSA, it's important to know that cancellation procedures are handled by contacting their customer service team either by phone at 866-986-3696, or through support email. Canceling your subscription means you will lose access to all services and features associated with your membership, including any financial tools or bill payment services they provide. There may also be steps required to fully revoke communication consents by texting "STOP" to their specified shortcode, 77077. It's advisable to confirm any potential outstanding payments or obligations before canceling to avoid interruptions or unexpected fees.
- Full name as it appears on your account
- Account number or loan number
- Email address associated with your account
- Phone number linked to your account
- Reason for cancellation (may be requested by customer service)
- Preferred method of contact for confirmation (email or phone)
- Verification of identity (such as answering security questions or confirming personal information)
- Written request or phone confirmation to cancel (contact via their support email or phone number)
- Specify whether you want to discontinue all communications or only some types (such as marketing)
We've actually written a step by step guide on how to get a refund from eMoneyUSA. Check it out!
The Easiest Way to Cancel eMoneyUSA
If you’re frustrated trying to cancel your subscription, membership, or bill from eMoneyUSA—or if you didn’t even realize you were being charged—Chargeback can help. Chargeback is a personal subscription manager that automatically detects hidden, recurring charges like Netflix, Hulu, and hundreds of others. With one click, we can cancel unwanted subscriptions, flag suspicious billing, and even initiate refund requests on your behalf. No more waiting on hold or navigating confusing help pages. Just connect your bank or email account, and we’ll take care of the rest.
Start reclaiming your money today with Chargeback
What Are Some Alternatives to eMoneyUSA?
eMoneyUSA charges could show up on your statement as descriptors like: E.MONEYUSA, EMONEYUSA.COM, eMoney USA, EMONEY USA, EMONEYUSA
Editorial Note: These articles reflect the opinions of Chargeback's writers. Everyone's situation is unique; therefore, it is important to conduct your own research and note that our self-help tools are not guaranteed to help with any specific problem.
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