Can I Cancel Travel Insurance at Any Time?

Allianz Travel Insurance allows cancellation only within a limited Review Period, typically 15 days from the moment of purchase. Cancellation and refund requests must be made during this period before you depart on your trip or file a claim. After this period, you cannot cancel the policy, which effectively locks you in, although trip cancellation benefits may still be available for covered reasons. Be aware of this time restriction to avoid losing the ability to cancel and get a refund.

Why Do People Cancel Travel Insurance?

Serious illness or injury of traveler or traveling companion, including COVID-19 or another epidemic/pandemic.Family medical emergency involving a family member who is not traveling.Death of traveler, traveling companion, or family member.Quarantine due to exposure to contagious disease.Car accident involving traveler or traveling companion on departure date requiring medical attention or vehicle repair.Uninhabitable primary residence.Legal proceedings requiring attendance.Military duty reassignment or leave status change.Long travel delay of at least 24 hours from scheduled arrival due to covered reasons like natural disasters.Job loss by traveler or traveling companion after policy purchase.Unable to get required vaccination due to illness/injury.Mandatory evacuation ordered by government authorities due to natural disaster.New job requiring presence during trip dates.Job relocation over 100 miles away.First responder duty call.Adoption proceeding attendance required.Stolen passport or travel documents.Uninhabitable destination.Separation or divorce occurring after policy effective date but before departure.Hosts unable to accommodate due to serious illness or death.Visa refusal with no fault of traveler.Pregnancy discovered after policy purchase.Birth in family requiring attendance.Vehicle breakdown or stolen vehicle before departure.Tour or event cancellation by organizer due to natural disaster or severe weather.Terrorism event within 30 days and 100 miles of destination.Hijacking of travel conveyance.Missing at least 50% of trip length due to covered reasons.Refund requested during review period (usually within 15 days) if customer is not satisfied and has not started trip or filed a claim.

What Information Do I Need to Cancel Travel Insurance?

Policy number (or account reference) associated with your travel insurance. Full name on the policy and your contact information (email, phone number). Login credentials for your online Allianz account (if cancelling online). Formal cancellation request stating your intention to cancel. Written confirmation request for the cancellation (email or letter). Date of cancellation request and record of all correspondence. Reason for cancellation (may be required by customer service). Proof that no claim has been filed, and your trip has not started (if requesting a refund within the cooling-off period). ID verification information (only the policyholder or an authorized representative can cancel). Supporting documentation if cancelling due to injury, illness, or special circumstances (e.g., physician’s note). Refund eligibility period (ensure you are within the review/cooling-off period for a full refund).

What Should I Know Before Cancelling Travel Insurance?

Before cancelling your travel insurance with Allianz, it's important to know that standard trip cancellation benefits reimburse up to 100% of trip costs but only for specific covered reasons such as serious illness or death. If you have the Cancel Anytime upgrade, you can get reimbursed 80% of non-refundable trip costs for many unforeseen reasons not covered by standard plans, like pet illness or travel companion cancellation. Keep in mind, cancellation must be before departure and you will lose access to any coverage for trip interruption or emergency assistance once cancelled. Additionally, you'll need proof of payment and refund documentation to file any claims related to your trip cancellation. Consider whether your trip has significant non-refundable costs and the refund policies of your suppliers before you cancel your insurance.

What is Travel Insurance's Cancellation Policy?

Allianz Travel Insurance's cancellation policy states that for Single Trip coverage, no premium refund is given once the policy is issued unless the trip is canceled by the travel agent before the departure date. For Annual Cover, cancellation is allowed by written notification with a prorated refund depending on the time elapsed since policy start, provided no claims have been made; refund percentages decrease from 60% (up to 1 month) to no refund after 4 months. Additionally, Allianz may cancel the policy with 7 days' notice and may provide a proportionate premium refund.

Do I Need My Travel Insurance Password to Cancel?

To cancel your Allianz Travel Insurance subscription, you generally need to access the online policy management tool, which requires logging into your account. This means you likely need your password to sign in. If you don't remember your password, you can reset it at the login page here: https://www.allianztravelinsurance.com/login. Alternatively, you can call Allianz Global Assistance at 1-866-884-3556 for help with cancellation if you're unable to access your account online.

Can I Get a Refund from Travel Insurance?

We've actually written a step by step guide on how to get a refund from Travel Insurance. Check it out!

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How To Cancel Your Travel Insurance Subscription (2026)

This article and service are not officially affiliated with Travel Insurance

Bella Khan, Subscription Cancellation Expert

Published February 2, 2026

Last updated on March 26, 2026

6 min read

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Cancellation can be done quickly through an online plan management tool provided by Allianz, making it convenient and straightforward for consumers. The process is simplified without the need for lengthy calls or paperwork, unless the 15-day refund window has passed, which might complicate the refund aspect but not the cancellation.

Estimated Time

On average, it takes 00 10 minutes to cancel a Travel Insurance subscription.

How to Contact Travel Insurance

If you need assistance, here's how you can get in touch with Travel Insurance's support team.

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Disclaimer

Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.

The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.

Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.

Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company's terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.

Find out how much you could save

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Savings over 5 years from cancelling your $15/month subscription

Savings by cancelling

Loss if you keep paying

-$0

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Frequently Asked Questions

The cancellation process typically takes about 10 minutes to complete. However, the actual time may vary depending on your account settings and whether you need to contact customer service. Most cancellations are processed immediately, but some may take up to 24 hours to take effect.

After canceling your Travel Insurance subscription, you'll typically have access to the service until the end of your current billing period. You won't be charged for the next billing cycle, and your account will be deactivated once the current period ends. Make sure to download any important data before cancellation.

Yes, you can usually reactivate your Travel Insurance account by logging back into your account and resubscribing. However, you may need to go through the sign-up process again and provide payment information. Some services may offer special reactivation deals for returning customers.

If you're unable to cancel Travel Insurance online, contact their customer service directly using the phone number, email, or website provided above. You can also use our refund script to help you communicate effectively with their support team. In some cases, you may need to provide additional verification or documentation.