loanDepot charges an appraisal fee, which is the cost of having a home appraised during the loan process. They offer loan servicing with fees that vary by state and disclose these fees on their website. Customers might see charges related to this appraisal fee as part of their home loan process. If you get a bill from them, it could be for this appraisal or other loan servicing fees tied to state laws.
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The cancellation process for Appraisal Fee via email-loandepot.com involves unsubscribing from marketing communications on a web page or contacting Customer Care by phone or email. The process is straightforward with clear instructions and contact options, so it is relatively easy for consumers to cancel.
Estimated Time
On average, it takes
5 minutes
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minutes to cancel a Appraisal Fee subscription.
How to Cancel Appraisal Fee: Step by Step
If you purchased through Credit/Debit Card:
- Log in to your account at email-loandepot.com.
- Navigate to the Account Settings or My Account section.
- Look for the Subscriptions or Billing options.
- Select the subscription you wish to cancel.
- Click on Cancel Subscription.
- Confirm the cancellation when prompted.
If you purchased through Phone:
- Call the Customer Care team at (888) 337-6888.
- Ask the representative to assist you with canceling your subscription.
- Provide any required information to verify your identity.
- Request confirmation of your cancellation.
If you purchased through Appraisal Fee:
- Contact customer support at (888) 337-6888, ext. 6789.
- Follow the prompts or wait for an agent to assist.
- Explain that you wish to cancel your membership.
- Confirm any required details for completion of the cancellation.
Tips & Tricks for Canceling Appraisal Fee
- Contact your lender or service provider directly and request cancellation of the appraisal fee as early as possible before the appraisal is performed.
- Ask for a partial refund if the full refund is not available; some users mention receiving partial refunds.
- Highlight any dissatisfaction or issues with the appraisal (e.g., bad appraisal, delays) to negotiate a refund or cancellation.
- If you paid by credit card, consider contacting the card issuer to dispute the charge if the service was not rendered.
- Escalate by switching lenders or service providers if your current lender is not cooperative; sometimes the original lender covers the fee if you switch.
- Time your cancellation before the service is performed, as refunds are often denied once the appraisal is completed.
- Use clear and firm language stating you expect a refund due to non-performance or issues with the appraisal.
- Leverage online communities or forums to gather specific advice or support for your case.
Appraisal Fee Customer Service Info
If you need assistance, here's how you can get in touch with Appraisal Fee's support team.
Cancel Appraisal Fee Script
Script
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Dear Appraisal Fee Team,
I hope this message finds you well. I would like to request the cancellation of my subscription. I originally subscribed thinking it was for a single appraisal, and I have realized that I do not require regular access to your services at this time. I appreciate the service provided and thank you for your assistance in processing this cancellation.
Best regards,
Frequently Asked Questions
loanDepot's appraisal fee is reimbursed when you refinance your home with them under their Lifetime Guarantee after financing with loanDepot the first time. However, the appraisal fee is typically non-refundable for new loans or cancelled applications. The Lifetime Guarantee specifically waives lender fees and reimburses appraisal fees only for refinancing existing loans originated by loanDepot, and does not cover cancellations or refunds on appraisals for initial home purchases or condos.
To cancel your subscription for the Appraisal Fee with email-loandepot.com, it appears there is no explicit information that you can cancel without a password. Typically, subscription or account changes like cancellations would require you to log into your account, which means you would need your password. If you do not remember your password, you can reset it by visiting the loanDepot login page here: https://www.loandepot.com/login. Alternatively, you might try contacting customer service at customercare@loandepot.com or by phone at (866) 258-6572 to inquire if cancellation can be done without password authentication.
- Appraisal was never completed: Customers want a refund if the appraisal inspection was never done.
- Cancellation before inspection: People cancel to avoid charges if they can cancel prior to appraiser inspection.
- Misunderstanding of fees: Customers confused about what portion of the fee goes to the appraiser versus management companies.
- High or unclear fees: Perception that appraisal fees or associated management fees are too high.
- Change in plans: Customers cancel due to withdrawal from loan or property purchase.
- Membership dissatisfaction: Desire to cancel subscription or membership related to appraisal services.
- Non-refundable policy surprise: Frustration over appraisal fees often being non-refundable after inspection starts.
- Service or communication issues: Desire to cancel from poor service or communication with appraisal management company.
The Appraisal Fee from email-loandepot.com may involve early termination fees and usually mandates payment via credit card or electronic charge. There may be contracts or terms that create lock-ins, where canceling immediately might not be allowed or could incur penalties. It's important to review the specific terms and conditions for your subscription to avoid unexpected fees or restrictions on cancellation.
Before cancelling the Appraisal Fee related to loanDepot, note that this fee is often non-refundable once the appraisal service has been ordered or conducted, as is common with appraisal deposit fees like the $495 charged by loanDepot. Cancelling after the appraisal is ordered means you typically lose access to the funds paid and the appraisal service already initiated. It's important to verify whether the appraisal has been scheduled or completed to understand refund eligibility. Also, cancellation might affect your loan application process, so consider the timing and consequences carefully.
- Borrower name
- Loan number
- Property address
- Email address or phone number on file
- Details of the subscription, appraisal fee, membership, or bill to be canceled (such as invoice or reference number, if available)
- Reason for cancellation (if required)
- Supporting documentation (if requested by customer service)
We've actually written a step by step guide on how to get a refund from Appraisal Fee. Check it out!
The Easiest Way to Cancel Appraisal Fee
If you’re frustrated trying to cancel your subscription, membership, or bill from Appraisal Fee—or if you didn’t even realize you were being charged—Chargeback can help. Chargeback is a personal subscription manager that automatically detects hidden, recurring charges like Netflix, Hulu, and hundreds of others. With one click, we can cancel unwanted subscriptions, flag suspicious billing, and even initiate refund requests on your behalf. No more waiting on hold or navigating confusing help pages. Just connect your bank or email account, and we’ll take care of the rest.
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What Are Some Alternatives to Appraisal Fee?
Appraisal Deposit fee, Appraisal Fee, Property appraisal fee, LoanDepot Appraisal Deposit
Editorial Note: These articles reflect the opinions of Chargeback's writers. Everyone's situation is unique; therefore, it is important to conduct your own research and note that our self-help tools are not guaranteed to help with any specific problem.
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