GEICO Marine Insurance, available through BoatUS, offers boat insurance for various types of vessels like powerboats, sailboats, and yachts. They provide flexible payment options including paying the full premium at once or splitting it into 3 or 7 monthly installments. You can set up automatic payments to avoid missing a due date and even manage payments through the BoatUS app for convenience. So if you're seeing a charge from them, it's likely for your boat insurance subscription or installment payment.
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The cancellation process involves calling a dedicated phone number and speaking to a licensed agent, which is straightforward but requires waiting and verbal confirmation. The instructions are clear and manageable, but not instant or fully online, contributing to a low-to-moderate difficulty rating.
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minutes to cancel a GEICO Marine Insurance subscription.
How to Cancel GEICO Marine Insurance: Step by Step
If you purchased through BoatUS.com:
- Visit the BoatUS website at boatus.com.
- Click on "Sign In" at the top right corner of the page.
- Log into your account using your email and password.
- Once logged in, navigate to "Account Settings" or "My Account".
- Find the section labeled "Manage Subscription" or "Membership".
- Select the option to "Cancel Membership".
- Follow the prompts to confirm your cancellation. You may receive a confirmation email once the cancellation is successful.
If you purchased through phone:
- Call BoatUS customer service at 1-800-395-2628.
- When prompted, select the option for membership inquiries.
- Request to cancel your membership.
- Provide any necessary information to the representative, such as account details.
- Ask for confirmation of your cancellation via email or mail.
If you purchased through email:
- Open your email account that is associated with your BoatUS membership.
- Compose a new email addressed to info@boatus.com.
- Include your membership information and request to cancel your subscription.
- Send the email and wait for an acknowledgment from their customer service team.
Tips & Tricks for Canceling GEICO Marine Insurance
- Call GEICO directly at 1-800-841-1587 and request cancellation using the phrase "cancel insurance policy" to navigate IVR quickly.
- Be firm but polite when asked about reasons or new insurance; you can say "I'd rather not say, I just want to cancel" to avoid retention attempts.
- Have your policy number handy to reference quickly for a smooth interaction.
- Expect questions from agents trying to retain you—stay patient and repeat your intent clearly and consistently.
- Follow up in writing by sending a cancellation request via email or fax to create a paper trail.
- Ask for confirmation in writing to ensure your cancellation is processed and avoid future charges.
- Time your call before your renewal date to avoid automatic renewal charges.
- If initial agent is unhelpful, escalate by requesting to speak to a supervisor or manager.
- Some users report switching agencies or contacting GEICO through another agency helped overcome cancellation roadblocks.
- Confirm that no cancellation fees are charged or clarify those fees in advance to avoid surprise charges.
- Persistence pays off: multiple calls and follow-ups may be required to get the cancellation completed.
GEICO Marine Insurance Customer Service Info
If you need assistance, here's how you can get in touch with GEICO Marine Insurance's support team.
Cancel GEICO Marine Insurance Script
Script
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Dear GEICO Marine Insurance Team,
I hope this message finds you well. I am writing to formally request the cancellation of my insurance subscription. Due to recent changes in my circumstances, I am no longer in need of this coverage.
I appreciate the service you have provided but have decided to go in a different direction. Please confirm the cancellation at your earliest convenience.
Thank you for your assistance.
Best regards,
Frequently Asked Questions
GEICO Marine Insurance cancellation policy, as indicated on Boatus.com, advises policyholders to cancel their boat insurance policy once a vessel is sold to avoid unnecessary risk and potential liability. Cancellation also includes stopping any automatic bank payments for the policy premiums. GEICO does not charge a cancellation fee for insurance policies, and policy cancellation can be done by calling their customer service. This ensures the policyholder is not liable for the vessel after the sale and prevents continued premium payments.
To cancel your GEICO Marine Insurance subscription on boatus.com, you need to log in to your account, which requires your password. If you don't remember your password, you can reset it easily by visiting the password reset page here: https://www.boatus.com/account/account/forgotpassword. There does not appear to be an option to cancel without logging in, but if you have trouble accessing your account, contacting BoatUS support by phone or email is recommended for assistance.
- Policy cancellation after boat sale: Canceling insurance once the boat sells to avoid unnecessary risk and liability.
- Failure to complete required marine surveys: Policies canceled if surveys are not done by specific deadlines.
- Boat age restrictions: Boats over certain ages (e.g., 30 or 40 years) are often not insured or policies not renewed.
- Boat length restrictions: Some boats over 40 feet are not insured.
- Poor claims handling: Slow communication, denied claims, use of unlicensed adjusters, and stalling on payments.
- Cancellation without notice: Policies canceled with little or no communication via mail, email, or phone.
- Coverage misunderstandings: Disputes over whether trailers or certain items are covered despite declarations.
- Unexpected price increases: Rate hikes without proper notice, even after acceptance periods.
- Depreciation clauses: Older boats have reduced or zero claim payouts due to depreciation clauses.
- Customer service dissatisfaction: General complaints about poor service, communication failures, and feeling deceived.
- Business practice concerns: Perceptions of unethical behavior and bait-and-switch tactics.
- Refusal to insure or renew: Cancellations based on administrative or market considerations rather than individual risk.
GEICO Marine Insurance typically allows you to cancel your membership or policy at any time without early cancellation fees or lock-ins. While cancellation cannot be done through the app or website and requires a phone or email request, there are no gimmicks or contracts preventing immediate cancellation upon request. You should be aware that if you cancel mid-term, any prepaid portion of your premium will typically be refunded, and you must ensure your new insurance is active before canceling to avoid coverage gaps.
Before cancelling your GEICO Marine Insurance, know that you will lose access to the specialized coverage that protects your boat and boating equipment, which could expose you to significant financial risk if damage or theft occurs. GEICO Marine Insurance often comes integrated with membership benefits via BoatUS, such as on-water towing services, roadside assistance, boat financing, and discounts at boating-related businesses; cancelling the insurance may also impact access to these benefits if tied to membership status. To cancel, you need to call GEICO directly, as online cancellation isn't available, and ensure any remaining balance on your policy is paid to avoid issues. It's important to have new insurance coverage in place before cancelling to prevent a lapse in protection, which could lead to higher premiums or difficulties obtaining future coverage.
- Policy number or Membership number
- Personal identification details (e.g., full name and contact information on the account)
- Login credentials for the BoatUS.com account (for online cancellation)
- Reason for cancellation (may be requested during the process)
- Relevant documentation related to your account or coverage (e.g. Quote Number, correspondence, uploaded files if required)
- Current billing information if you need to stop Auto Bill Pay
- Contact method (phone call or secure online message) and, if calling, the correct department (Membership, Marine Insurance, Towing Services)
We've actually written a step by step guide on how to get a refund from GEICO Marine Insurance. Check it out!
The Easiest Way to Cancel GEICO Marine Insurance
If you’re frustrated trying to cancel your subscription, membership, or bill from GEICO Marine Insurance—or if you didn’t even realize you were being charged—Chargeback can help. Chargeback is a personal subscription manager that automatically detects hidden, recurring charges like Netflix, Hulu, and hundreds of others. With one click, we can cancel unwanted subscriptions, flag suspicious billing, and even initiate refund requests on your behalf. No more waiting on hold or navigating confusing help pages. Just connect your bank or email account, and we’ll take care of the rest.
Start reclaiming your money today with Chargeback
What Are Some Alternatives to GEICO Marine Insurance?
GEICO Marine Insurance, BOATUS GEICO MARINE, GEICO MARINE INS, GEICO Boat Insurance
Editorial Note: These articles reflect the opinions of Chargeback's writers. Everyone's situation is unique; therefore, it is important to conduct your own research and note that our self-help tools are not guaranteed to help with any specific problem.
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