Can I Cancel National Debt Relief at Any Time?

Be aware that National Debt Relief allows you to cancel your contract within five days after signing for a full refund, but after this period, refunds are unlikely and you lose fees paid. After the five-day window, you can still cancel at any time without penalties or early-cancellation fees, but you become fully responsible for repaying your debts, and cancellation may not be possible once a settlement amount has been agreed with a creditor. Also, canceling can negatively impact your credit score and financial options, so it's important to carefully consider your decision and keep all cancellation communications documented.

Why Do People Cancel National Debt Relief?

Difficulty canceling accounts due to poor communication and hard-to-understand foreign responders. Refund issues with customers requesting money back due to overcharges or unsettled debts. Double charges and unauthorized withdrawals causing overdrafts and financial hardship. Feeling misled or extorted with fees and settlement amounts higher than expected. Aggressive or unwanted promotional emails that customers want stopped. Preference to pay creditors directly rather than through National Debt Relief. Poor handling of payments creating mistrust or dissatisfaction. Delays and inconsistent information leading to frustration and cancellation requests.

What Information Do I Need to Cancel National Debt Relief?

Full name as it appears on the accountAccount number or client IDContact information (phone number and email address associated with the account)Date of agreement or enrollmentNotice of Cancellation form located in your Debt Relief AgreementSignature and date on the Notice of Cancellation formReason for cancellation (if required by the company or for record-keeping)Proof of delivery (if sending cancellation via certified mail or email/fax, retaining confirmation receipt)Documents or records of previous communications regarding the subscription or cancellationContacting customer service at 888-660-7427 to confirm receipt of the cancellationCopy of the debt settlement contract for any additional required steps

What Should I Know Before Cancelling National Debt Relief?

Before cancelling your National Debt Relief subscription, know that you have a five-day period after signing your contract to cancel without penalty and receive a full refund of any payments made. After this period, refunds are unlikely and you may forfeit any fees paid. Cancelling after five days means you become fully responsible for all your debts, and creditors may contact you for repayment. Additionally, cancelling could negatively impact your credit score, and you will lose access to the debt settlement services provided by National Debt Relief, including creditor negotiation and consolidated payments. It is important to keep detailed records when cancelling and consider alternative options like credit counseling or debt management plans.

What is National Debt Relief's Cancellation Policy?

National Debt Relief's cancellation policy generally allows cancellations if the money applied for has not been spent and was received within the last 120 days, without any charges or fees. If the customer is not satisfied or if the debt cannot be settled, they can cancel anytime before the debt settlement occurs. Note that specific cancellation terms may vary based on the type of loan or service.

Do I Need My National Debt Relief Password to Cancel?

To cancel your subscription with National Debt Relief (novapowersolutions.com), you do not need your password. The cancellation process involves calling their customer service at 888-660-7427 to receive a cancellation form, which you must fill out and send back by fax or email. There is no requirement for a password to complete the cancellation. If you've forgotten your password for logging in, you can reset it at https://login.nationaldebtrelief.com/reset-password.

Can I Get a Refund from National Debt Relief?

We've actually written a step by step guide on how to get a refund from National Debt Relief. Check it out!

How to Cancel Your National Debt Relief Subscription (2026)

Difficulty

12345678910

Easy Medium Very Hard

The cancellation process requires completing and submitting a Notice of Cancellation form via fax or email and then following up by phone and email to confirm cancellation. However, clear steps are provided, there are no penalties or fees for cancellation, and a full refund is possible within five days, making it relatively straightforward but involves some paperwork and communication steps.

Disclaimer

Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.

The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.

Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.

Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company's terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.

Find out how much you could save

How much are you paying?

Payment frequency

Savings over 5 years from cancelling your $15/month subscription

Savings by cancelling

Loss if you keep paying

-$0

What People Say About National Debt Relief

0 reviews

Have you used National Debt Relief? Share your
experience by leaving a review.

National Debt Relief Refund Policy

Loading pricing information...

Frequently Asked Questions

The cancellation process typically takes about 15 minutes to complete. However, the actual time may vary depending on your account settings and whether you need to contact customer service. Most cancellations are processed immediately, but some may take up to 24 hours to take effect.

After canceling your National Debt Relief subscription, you'll typically have access to the service until the end of your current billing period. You won't be charged for the next billing cycle, and your account will be deactivated once the current period ends. Make sure to download any important data before cancellation.

Yes, you can usually reactivate your National Debt Relief account by logging back into your account and resubscribing. However, you may need to go through the sign-up process again and provide payment information. Some services may offer special reactivation deals for returning customers.

If you're unable to cancel National Debt Relief online, contact their customer service directly using the phone number, email, or website provided above. You can also use our refund script to help you communicate effectively with their support team. In some cases, you may need to provide additional verification or documentation.