Table of Contents

    How to Cancel Rent-A-Center

    The Ultimate Step by Step Guide to Cancelling a Rent-A-Center Subscription or Membership (rentacenter.com)
    By
    Bella K.
    Angelique. P
    |
    Published
    July 10, 2025
    |
    Updated
    July 10, 2025

    Difficulty

    12345 678910
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    Estimated Time

    On average, it takes 00 00 minutes to cancel a Rent-A-Center subscription.

    How to Cancel Rent-A-Center: Step by Step

    Tips & Tricks for Canceling Rent-A-Center

    Rent-A-Center Customer Service Info

    If you need assistance, here's how you can get in touch with Rent-A-Center's support team.
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    Frequently Asked Questions

    What is Rent-A-Center's Cancellation Policy?

    Rent-A-Center's optional RAC Benefits Plus membership can be canceled at any time by contacting your local store. If you are no longer renting a product, you can maintain your membership by continuing to make payments at the store, online, or via the app. For any subscription or cancellation assistance, you can contact Rent-A-Center Customer Service at 1-800-422-8186 or your local store.

    Do I Need My Rent-A-Center Password to Cancel?

    To cancel your subscription or optional membership like RAC Benefits Plus at Rent-A-Center, you need to contact your local Rent-A-Center store directly. There is no indication that a password is required for the cancellation process since it involves contacting the store in person or by phone. For account management and password reset, Rent-A-Center likely has a password reset process online but canceling the subscription specifically requires store contact. For resetting your password if needed for online account access, you can visit: https://www.rentacenter.com/unsubscribe

    Why Do People Cancel Rent-A-Center?

    • Receiving damaged, broken, or used items instead of new or promised products.
    • Products not working properly or failing shortly after rental.
    • Disputes about contract terms, such as unexpected extensions or unclear payoff processes.
    • Billing issues like unexpected or unauthorized charges, including insurance fees.
    • Failure or delays in refunding payments when orders were cancelled or not fulfilled.
    • Poor customer service experiences, including refusal to adjust payment dates, unprofessional behavior, and lack of responsiveness.
    • Problems with ownership transfer after payments were completed.
    • Delivery issues, such as damaged items or missing parts.
    • Unwanted insurance charges added without consent and difficulty obtaining refunds.
    • Contract modifications without clear notification, causing confusion and overpayment concerns.
    • Lack of resolution on complaints, including broken promises of callbacks or help.

    Can I Cancel Rent-A-Center at Any Time?

    Rent-A-Center uses rental agreements that include an "Early Purchase Option" allowing you to own an item early by paying a discounted price, but the calculation varies and may be complex. While you can cancel your rental agreement at any time and return the item in good condition without penalty, you should be aware that there is typically no outright ownership until the item is fully paid off or the early purchase option is exercised. Also, rental agreements can have state-specific terms including different "Same As Cash" periods and ownership purchase conditions, so reviewing your specific agreement details carefully is crucial to avoid unexpected fees or prolonged payments.

    What Should I Know Before Cancelling Rent-A-Center?

    Before canceling a Rent-A-Center RAC Benefits Plus membership, know that you will lose access to valuable protections and waivers. These include the On-Rent Protection, which offers discounted rental replacement for merchandise damaged or stolen with visible forced entry. You will also be losing the Involuntary Unemployment Payment Waiver, which can cover rental payments up to 4 months or $1,000 if you become unemployed, and the Accident and Sickness Payment Waiver, which covers rental payments under similar terms if you cannot work due to injury or illness. Canceling this membership means you forfeit these safety nets and savings, so consider your current rental needs and financial situation carefully before deciding to cancel.

    What Information Do I Need to Cancel Rent-A-Center?

    • Full name associated with your Rent-A-Center account
    • Email address on your account
    • Phone number linked to your account
    • Preferred contact method (Email or Phone)
    • Rent-A-Center store location where you opened the agreement or are currently using
    • Agreement or account number (if available; helps expedite the process)
    • Description or reason for cancellation (e.g., stopping service, returning an item, etc.)
    • Merchandise or items being returned (if applicable)
    • Current payment status (all payments should be up to date)
    • Valid identification (may be required in store to verify identity)

    Can I Get a Refund from Rent-A-Center?

    We've actually written a step by step guide on how to get a refund from Rent-A-Center. Check it out!

    The Easiest Way to Cancel Rent-A-Center

    Start reclaiming your money today with Chargeback

    What Are Some Alternatives to Rent-A-Center?

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    Rent-A-Center May Show Up On Your Statement As:
    Rent A Center Ecommerce, RENT A CENTER EC 123 MAIN St 800-2752696TX C# *984, RENT A CENTER ECOMMERC

    Editorial Note: These articles reflect the opinions of Chargeback's writers. Everyone's situation is unique; therefore, it is important to conduct your own research and note that our self-help tools are not guaranteed to help with any specific problem.