Varo Advance is a small-dollar cash advance service by Varo Bank that lets you borrow between $20 and $250 instantly, with the chance to increase your limit to $500 over time. You pay a flat fee based on how much you borrow, without any interest or hidden charges, and you have 30 days to pay it back, with options for automatic payments. You can only have one advance at a time and need to pay it off fully before borrowing again. It's easy to use through the Varo app, and these advances don’t affect your credit score.
Difficulty
12345
678910
Easy
Medium
Very Hard
Cancellation requires contacting support at least 3 business days before the scheduled payment date to stop scheduled payments or subscriptions. The process is straightforward with assistance but requires advance notice, so it is moderately easy for consumers.
Estimated Time
On average, it takes
3 days
00
00
minutes to cancel a Varo Advance subscription.
How to Cancel Varo Advance: Step by Step
If you purchased through debit card or account number:
- Log in to your Varo Money account via the app or website.
- Navigate to the "Payments" section.
- Locate the subscription or scheduled payment you wish to cancel.
- Initiate the cancellation request at least 3 business days before the next payment date.
- Contact Varo Support if you need assistance with stopping a single or all future scheduled payments:
- Use the in-app chat feature or email their support team.
- Remember that ACH Bank Transfers initiated via the app or website cannot be canceled.
Tips & Tricks for Canceling Varo Advance
- Contact support early and firmly state you want to cancel the subscription immediately.
- Use clear and unambiguous language like "please cancel my Advance subscription effective immediately" to avoid confusion.
- Escalate by asking to speak with a supervisor or higher authority if initial cancellation requests are ignored.
- Request confirmation of cancellation via email or chat and save the communication for proof.
- Revoke ACH payment authorization through the app, email, and phone call to stop automatic withdrawals.
- Consider blocking the card linked to Varo Advance temporarily to prevent future charges, followed by official cancellation.
- Time your cancellation request at least 3 days before the scheduled payment to avoid charges.
- Keep a balance in the account to prevent new advances if not ready to repay fully—some users report this affects borrowing.
- Deleting the app or disconnecting bank accounts alone does not cancel the subscription. Cancellation must be done formally.
- Be polite but firm, emphasizing you do not consent to further charges or services.
Varo Advance Customer Service Info
If you need assistance, here's how you can get in touch with Varo Advance's support team.
Cancel Varo Advance Script
Script
Copy
Hello Varo Customer Support,
I hope this message finds you well. I am writing to request the cancellation of my Varo Advance subscription. Due to personal financial adjustments, I have decided to reassess my current expenditures and, unfortunately, I can no longer justify this subscription.
I would appreciate confirmation of my cancellation and any necessary information regarding the process. Thank you for your assistance!
Best regards,
Frequently Asked Questions
Varo Advance allows you to cancel your Advance Account at any time by notifying Varo and paying the full balance plus service fees. Cancellation can also occur if you no longer consent to the Agreement, and Varo reserves the right to cancel or suspend accounts at their discretion. Closing the account will not affect any obligations prior to termination.
You do not need your password to cancel the Varo Advance subscription. To cancel, you simply need to notify Varo that you wish to close your Advance Account and settle any outstanding balance. However, if you ever need to reset your password for any reason, you can do so via their password reset process on the Varo website, starting at https://support.varomoney.com/hc/en-us/articles/12732498001300-Login-Troubleshooting where you click "Forgot Password" to receive a reset code and create a new password.
- Not meeting specific eligibility criteria such as regular direct deposits into the Varo bank account
- Insufficient account history length
- Not maintaining a positive account balance
- Changes in account activity, including changes in direct deposit patterns or recent overdrafts
- Technical issues like app maintenance, glitches, or outdated app versions
- Replication history problems, such as previous advances not being repaid on time
- Security flags or account suspensions due to unusual account activity
- Poor customer service and difficulty reaching human representatives
- Delays or refusal in refund or dispute resolution, especially for fraudulent activity claims
- Frustration with long appeal or dispute processes
- Account suspensions or terminations related to security concerns or policy violations
- Billing issues
- Sales or advertising issues
- Service or product issues impacting user experience
Varo Advance allows you to cancel your Advance Account at any time by notifying them and paying the entire balance plus fees in full. There are no lock-ins, contracts, or early-cancellation fees, but you must repay the advance fully by the due date (30 days). You should be aware that repayment is automatic on the due date and once set, the repayment date cannot be changed or extended, which might be a constraint to consider.
Before cancelling your Varo Advance subscription, know that you must notify Varo and pay the entire outstanding balance plus any service fees in full. Once cancelled, you lose access to the small dollar line of credit that deposits funds directly into your Varo Bank Account. Cancellation will not relieve you of repaying any outstanding balances, which are automatically deducted from your bank account on the repayment date you selected. Additionally, Varo may cancel or suspend your Advance Account at any time if suspicious or unauthorized activity is detected.
This means you will no longer have access to the advance feature for quick cash advances, and any unpaid debt must still be repaid according to the agreement terms.
- Account holder’s full name
- Account number or debit card details
- Routing number (if applicable to scheduled payments)
- Contact information (phone number or email address linked to the account)
- Details of the subscription or payment (such as Varo Advance, including transaction date, amount, and merchant where possible)
- Intended action (clear statement to cancel or stop the subscription/payment)
- Identity verification information (may be requested for phone support)
- Reason for cancellation (optional, but sometimes requested)
- Request submission at least 3 business days before scheduled payment date
- Confirmation of zero balances and no outstanding fees
We've actually written a step by step guide on how to get a refund from Varo Advance. Check it out!
The Easiest Way to Cancel Varo Advance
If you’re frustrated trying to cancel your subscription, membership, or bill from Varo Advance—or if you didn’t even realize you were being charged—Chargeback can help. Chargeback is a personal subscription manager that automatically detects hidden, recurring charges like Netflix, Hulu, and hundreds of others. With one click, we can cancel unwanted subscriptions, flag suspicious billing, and even initiate refund requests on your behalf. No more waiting on hold or navigating confusing help pages. Just connect your bank or email account, and we’ll take care of the rest.
Start reclaiming your money today with Chargeback
What Are Some Alternatives to Varo Advance?
- Cash Advance Apps That Work With Varo: Alternatives Like Dave, Earnin, Brigit, MoneyLion, and Empower
- Top Alternatives to Varo: Revolut, Chime, ONE, and Wise
- Banks Like Varo: Chime, SoFi, Revolut, Current, Fizz, Dave, and Honeydue
- 10 Best Cash Advance & Early Pay Apps: EarnIn, MoneyLion, Brigit, Chime, Dave, Empower, SoLo Funds, Varo
- Top Varo Alternatives & Competitors: MoneyLion, Revolut, Monzo
- Cash Advance with Varo vs Competitors: Dave, Empower, Brigit, MoneyLion
- 7 Banks Like Varo: Chime, Current, OnePay, Axos, Capital One, Ally, Revolut
- Apps Like Dave: More Cash Advance Options Including Varo
- Apps Like Possible Finance Alternatives: Earnin, Varo Advance, Chime, Brigit, Remitly, Wise
VARO ADVANCE, VARO ADVANCE PAYMENT, VARO ADVANCE FEE
Editorial Note: These articles reflect the opinions of Chargeback's writers. Everyone's situation is unique; therefore, it is important to conduct your own research and note that our self-help tools are not guaranteed to help with any specific problem.
.svg)
.svg)
.svg)
.svg)
.png)
