The Ultimate Step by Step Guide to Cancelling a Your Score and More Subscription or Membership (yourscoreandmore.com)
By
Bella K.
|
Published
July 17, 2025
|
Updated
July 1, 2025
Your Score and More offers a 7-day trial for $1, followed by a monthly membership fee of $39.94 if you continue with the service. The subscription gives you unlimited access to your credit score, email alerts for any activity under your name, and a comprehensive credit learning center. They also provide credit score monitoring, full credit reports with notifications about important changes, and identity protection tools that monitor your bank accounts, credit cards, and Social Security number. If you see charges from them, it's likely for the membership subscription after the trial, and you can cancel anytime by contacting their customer service.
The cancellation process is straightforward and can be done via email, online contact form, or phone during support hours, making it relatively easy for consumers. The instructions are clearly provided with no confusing steps, resulting in a low difficulty score.
Estimated Time
On average, it takes 10 minutes0010 minutes to cancel a Your Score and More subscription.
How to Cancel Your Score and More: Step by Step
If you purchased through Credit or Debit Card:
Visit the Your Score and More website.
Click on the "Contact Us" page located at the bottom of the homepage.
Tips and Tricks for Getting a Your Score and More Refund
Call customer service directly at (800) 950-8040 for the fastest response.
Request cancellation confirmation in writing to have proof of the cancellation.
Email multiple times if necessary to support@YourScoreAndMore.com to prompt action and escalation.
Be persistent and patient, as users report long hold times and multiple contacts before cancellation completes.
Use firm, clear language like "I want to cancel my subscription immediately and stop all future charges." Avoid ambiguous terms.
Try canceling during weekday business hours when customer service is more responsive.
Use a virtual credit card or prepaid card for trials, so you can block renewal charges easily if the company is difficult to reach.
Document dates, times, and names of representatives you talk to for better escalation.
If unsuccessful, dispute charges with your bank or credit card issuer referencing your cancellation attempts.
Delete saved payment methods from your account if possible after canceling to avoid accidental renewals.
Why Do People Request Refunds from Your Score and More
Failure to cancel during free trial: Customers often miss cancelling within the 7-day $1.00 trial period and get charged recurring weekly or monthly fees.
Unauthorized or repeated charges: Complaints about unexpected weekly charges around $7.94 or $9.99.
Difficulty canceling: Multiple attempts to cancel via email, phone, or third parties sometimes fail.
Poor customer service: Reports of rude customer service when trying to resolve billing or cancellation issues.
Continued charges after cancellation: Charges sometimes continue appearing on bank statements post cancellation.
Unrecognized charges or accounts: Charges linked to accounts created without customer authorization or knowledge.
Financial considerations: Subscription fees may not fit customers' budgets or they find cheaper alternatives.
Preference for alternatives: Customers explore other credit monitoring services better suited to their needs.
Misunderstandings about terms and fees: Some disputes arise from confusion over membership terms, cancellation policies, and alleged cancellation fees.
Concerns about third-party loan solicitations: Customers complain about unrelated third parties asking for card information or fees, which the company denies affiliation with.
Your Score and More Refund Script
Script
Copy
Dear Your Score and More, Support, I hope this message finds you well. I am writing to request a refund due to a billing issue that arose recently. I noticed an accidental charge on my account that I do not recognize, and I believe it may have been a mistake. I would greatly appreciate your assistance in processing this refund at your earliest convenience. Thank you for your attention to this matter. I look forward to your prompt response. Best regards,
Your Score and More Refund Policy
Your Score and More allows subscription cancellations via email, online contact form, or phone call during specified hours. Monthly memberships include a 7-day $1 trial, after which $39.94 is billed monthly unless canceled. Six-month plans billed $99 immediately post a 14-day trial and auto-renew until canceled. Annual memberships are billed once at $179 with no cancellation required but need re-registration for continuation after one year. All fees are non-refundable, and continued use after changes implies acceptance.
The Easiest Way to Get a Your Score and More Refund
If you’re frustrated trying to cancel your subscription, membership, or bill from Your Score and More—or if you didn’t even realize you were being charged—Chargeback can help. Chargeback is a personal subscription manager that automatically detects hidden, recurring charges like Netflix, Hulu, and hundreds of others. With one click, we can cancel unwanted subscriptions, flag suspicious billing, and even initiate refund requests on your behalf. No more waiting on hold or navigating confusing help pages. Just connect your bank or email account, and we’ll take care of the rest.
Frequently Asked Questions
Your Score and More offers a 7-day trial for $1.00, after which it automatically renews at $39.94 per month unless canceled before the trial ends. Cancellation is possible anytime via email, online contact form, or phone, and is described as easy and hassle-free, but you must cancel before the trial ends to avoid being charged for the full subscription. All fees are non-refundable, and there are no explicit lock-in contracts or early cancellation fees, but you should be aware that continued use after changes or failure to cancel before the trial ends means you accept the ongoing charges.
Failure to cancel during free trial: Customers often miss cancelling within the 7-day $1.00 trial period and get charged recurring weekly or monthly fees.
Unauthorized or repeated charges: Complaints about unexpected weekly charges around $7.94 or $9.99.
Difficulty canceling: Multiple attempts to cancel via email, phone, or third parties sometimes fail.
Poor customer service: Reports of rude customer service when trying to resolve billing or cancellation issues.
Continued charges after cancellation: Charges sometimes continue appearing on bank statements post cancellation.
Unrecognized charges or accounts: Charges linked to accounts created without customer authorization or knowledge.
Financial considerations: Subscription fees may not fit customers' budgets or they find cheaper alternatives.
Preference for alternatives: Customers explore other credit monitoring services better suited to their needs.
Misunderstandings about terms and fees: Some disputes arise from confusion over membership terms, cancellation policies, and alleged cancellation fees.
Concerns about third-party loan solicitations: Customers complain about unrelated third parties asking for card information or fees, which the company denies affiliation with.
Email address associated with the account
Phone number associated with the account (if applicable)
Full name (first and last name)
Mailing address (street, house number, apartment, ZIP code, city, state)
Specific request to cancel (selecting "Cancel" as subject or clearly stating the cancellation intention in your message)
Membership or account details (e.g., reviewing your plan or noting your membership/plan name)
Before canceling your subscription with Your Score and More, it's important to know that cancellation can be done easily by contacting customer service via phone or email, or through your online account by navigating to the membership section. Once canceled, you will lose access to the credit score monitoring, identity theft protection, and any related credit tools and insights provided by the service. Keep in mind that cancellation might require contacting them directly, and it's recommended to ensure cancellation confirmation is received via email or other documentation. Also, consider checking if there are any pending charges or obligations before finalizing your cancellation.
Your Score and More allows subscription cancellations via email, online contact form, or phone call during specified hours. Monthly memberships include a 7-day $1 trial, after which $39.94 is billed monthly unless canceled. Six-month plans billed $99 immediately post a 14-day trial and auto-renew until canceled. Annual memberships are billed once at $179 with no cancellation required but need re-registration for continuation after one year. All fees are non-refundable, and continued use after changes implies acceptance.
To cancel your Your Score and More subscription, you do not need your password. You can simply call their customer service at (800) 950-8040 or email your cancellation request to support@yourscoreandmore.com. This means you can cancel your subscription without going through an online account login. If you need to reset your password for other purposes, you would typically do so through their website, but it is not necessary for cancellation.
We've actually written a step by step guide on how to get a refund from Your Score and More. Check it out!
The cancellation process typically takes about 5 minutes to complete. However, the actual time may vary depending on your account settings and whether you need to contact customer service. Most cancellations are processed immediately, but some may take up to 24 hours to take effect.
After canceling your Your Score and More subscription, you'll typically have access to the service until the end of your current billing period. You won't be charged for the next billing cycle, and your account will be deactivated once the current period ends. Make sure to download any important data before cancellation.
Yes, you can usually reactivate your Your Score and More account by logging back into your account and resubscribing. However, you may need to go through the sign-up process again and provide payment information. Some services may offer special reactivation deals for returning customers.
If you're unable to cancel Your Score and More online, contact their customer service directly using the phone number, email, or website provided above. You can also use our refund script to help you communicate effectively with their support team. In some cases, you may need to provide additional verification or documentation.
Your Score and More May Show Up On Your Statement As:
NAT*YOURCREDITREPORT NAT*IDPROTECT NAT*MONITORMYSCORE NAT*FREESCORE360 NAT*TRIALSERVICES NAT*YOURSCOREANDMORE CA 800-4070043
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¹ Total savings is calculated based on internal annualized estimates of
savings for customers. ² Average requests times may vary depending on volume of requests