3 - Fax your cancellation: Alternatively, you can fax your notice to 707-264-6544.
4 - Address the notice: Make sure to include "Attn: Customer Support – Loan Cancellation" in your communication.
5 - Follow up: Confirm with CreditCube that your subscription has been canceled, either by email or by phone.
CreditCube offers quick and reliable online loans ranging from $200 to $5,000, with flexible repayment options designed to fit your needs. They have a loyalty program where you can earn points each time you make a loan payment, which can help you get better rates and higher loan limits in the future. While they don't have traditional subscriptions, you might get billed regularly if you have an active loan repayment plan. If you see charges from them, it's likely because you're paying back a loan or participating in their loyalty program benefits.
The cancellation process involves sending a written notice or a specific cancellation form via email or fax, which is straightforward but requires the customer to take specific steps themselves. The process is relatively easy but not instant or fully automated, resulting in a low difficulty score.
Estimated Time
On average, it takes 15 minutes0015 minutes to cancel a CreditCube subscription.
How to Contact CreditCube
If you need assistance, here's how you can get in touch with CreditCube's support team.
Savings over 5 years from cancelling your $15/month subscription
Savings by cancelling
$0
vs
Loss if you keep paying
-$0
$800
$600
$400
$200
$0
Years
Tips and Tricks for Getting a CreditCube Refund
Contact customer service repeatedly via phone as persistence often pays off.
Use firm but polite language emphasizing your desire to cancel immediately.
Request confirmation emails or written proof of cancellation to avoid future charges.
Cancel near the end of billing cycle to prevent next cycle charges but ensure you meet cancellation windows.
Escalate to supervisors or managers if initial representatives refuse or delay cancellation.
Document all communications including dates, times, and names of representatives spoken to.
Leverage social media channels like Twitter or Facebook to publicly ask for cancellation help when traditional routes fail.
Be aware of possible trial period traps and cancel before trial ends to avoid fees.
Dispute charges with your bank if cancellation is not honored after repeated requests.
Why Do People Request Refunds from CreditCube
Loan not right for the customer - Customers may decide the loan terms or conditions do not fit their needs.
Right to cancel within three days - Customers have a legal right to cancel without penalty within three days of signing the loan agreement.
Financial reconsideration - Customers may cancel to avoid finance fees if they reconsider their financial situation.
Unsuitable loan agreement terms - Some customers may find the terms or obligations of the loan unacceptable after signing.
Desire to avoid debit failure issues - Customers may cancel to avoid situations where debit payment of the principal is unsuccessful, which would make the loan agreement remain in force.
Customer support and cancellation process - Cancellation requires sending a written notice or notice of cancellation to CreditCube, which some customers may do if dissatisfied.
CreditCube Refund Script
Script
Copy
Dear CreditCube, Support, I hope this message finds you well. I am writing to request a refund due to a billing issue that arose recently. I noticed an accidental charge on my account that I do not recognize, and I believe it may have been a mistake. I would greatly appreciate your assistance in processing this refund at your earliest convenience. Thank you for your attention to this matter. I look forward to your prompt response. Best regards,
What People Say About CreditCube
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CreditCube Refund Policy
CreditCube allows customers to cancel their loan agreement without penalty within three days of signing the contract. Upon cancellation, the outstanding loan principal is debited in full from the customer's bank account, and all related finance fees are waived. To cancel, customers must send a written Notice of Cancellation via email or fax to CreditCube customer support.
Get help with your refund
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The Easiest Way to Get a CreditCube Refund
If you’re frustrated trying to cancel your subscription, membership, or bill from CreditCube—or if you didn’t even realize you were being charged—Chargeback can help. Chargeback is a personal subscription manager that automatically detects hidden, recurring charges like Netflix, Hulu, and hundreds of others. With one click, we can cancel unwanted subscriptions, flag suspicious billing, and even initiate refund requests on your behalf. No more waiting on hold or navigating confusing help pages. Just connect your bank or email account, and we’ll take care of the rest.
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Frequently Asked Questions
CreditCube allows you to cancel your loan agreement without penalty within three days of signing by submitting a Notice of Cancellation and repaying the principal amount. There are no early cancellation fees or lock-in contracts beyond this initial period, but you must ensure the principal repayment is successfully debited, or the agreement stays in effect. Beyond this, there do not appear to be gimmicks or tricky lock-ins, but cancellation must be done quickly within the 3-day window to avoid binding terms.
Loan not right for the customer - Customers may decide the loan terms or conditions do not fit their needs.
Right to cancel within three days - Customers have a legal right to cancel without penalty within three days of signing the loan agreement.
Financial reconsideration - Customers may cancel to avoid finance fees if they reconsider their financial situation.
Unsuitable loan agreement terms - Some customers may find the terms or obligations of the loan unacceptable after signing.
Desire to avoid debit failure issues - Customers may cancel to avoid situations where debit payment of the principal is unsuccessful, which would make the loan agreement remain in force.
Customer support and cancellation process - Cancellation requires sending a written notice or notice of cancellation to CreditCube, which some customers may do if dissatisfied.
Date of cancellation request
Customer signature (if submitting written notice)
Printed name of the account holder
Customer email address associated with the CreditCube account
Loan agreement or account number (if applicable and available)
Reason for cancellation (optional, but may be requested in forms or communications)
Written notice of cancellation sent to support@creditcube.com or via fax to 707-264-6544
Before cancelling your CreditCube subscription, note that you have a 3-day period from the date you signed your loan agreement to change your mind without any fees or interest by submitting a Notice of Cancellation form. After this period, cancelling essentially means paying off your loan in full or partially, with no prepayment penalties, and you can do this via your member's area or customer support. When you cancel, you will lose access to your loan and any associated member benefits tied to an active loan. Important to consider is that paying off early saves you interest, and there are no penalties, making early repayment encouraged.
CreditCube allows customers to cancel their loan agreement without penalty within three days of signing the contract. Upon cancellation, the outstanding loan principal is debited in full from the customer's bank account, and all related finance fees are waived. To cancel, customers must send a written Notice of Cancellation via email or fax to CreditCube customer support.
You do not need your password to cancel your CreditCube loan agreement. To cancel, you can send a written Notice of Cancellation email to Support@creditcube.com or fax it to their customer support. The cancellation notice should include your statement of cancellation, date, signature, printed name, and email. If you need to reset your password for other purposes, you can do so at https://creditcube.com/forgot-password.
We've actually written a step by step guide on how to get a refund from CreditCube. Check it out!
The cancellation process typically takes about 15 minutes to complete. However, the actual time may vary depending on your account settings and whether you need to contact customer service. Most cancellations are processed immediately, but some may take up to 24 hours to take effect.
After canceling your CreditCube subscription, you'll typically have access to the service until the end of your current billing period. You won't be charged for the next billing cycle, and your account will be deactivated once the current period ends. Make sure to download any important data before cancellation.
Yes, you can usually reactivate your CreditCube account by logging back into your account and resubscribing. However, you may need to go through the sign-up process again and provide payment information. Some services may offer special reactivation deals for returning customers.
If you're unable to cancel CreditCube online, contact their customer service directly using the phone number, email, or website provided above. You can also use our refund script to help you communicate effectively with their support team. In some cases, you may need to provide additional verification or documentation.
Editorial Note: The content on this site is provided for general informational purposes only and reflects the independent research, opinions, and editorial judgment of Chargeback's team. While we strive to ensure accuracy and relevance, the information may contain errors, omissions, or become outdated. Nothing on this site constitutes legal, financial, or professional advice, and we do not guarantee the effectiveness or outcome of any guidance provided. Individual results may
vary depending on specific circumstances.
Chargeback is not affiliated with, endorsed by, or sponsored by any of the companies, brands, or services mentioned on this site. All trademarks, service marks, and logos are the property of their respective owners and are used here solely for identification and informational purposes, consistent with principles of fair use.
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¹ Total savings is calculated based on internal annualized estimates of
savings for customers. ² Average requests times may vary depending on volume of requests
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