Is "TF Home Loans Payment" fraud?

The Guide to Understanding Why You Were Charged By “TF Home Loans Payment” and What To Do About It (tfhomeloans.com)

Published

August 26, 2025

Updated

August 29, 2025

What is "TF Home Loans Payment"?

TF Home Loans is a company that helps people with their home financing needs, including buying, refinancing, or getting financial support for their homes. If you see a charge from them, it's likely related to your mortgage or loan payments. They offer various plans and subscriptions to make managing your home loan easier.

TF: This generally indicates the type or category of the transaction, in this case, it might refer to the company or a specific grouping of transactions.
Home Loans: This part specifies that the payment is related to home loans, indicating that it is for a mortgage or home financing.
Payment: This indicates that money is being sent to pay off a balance, which could be part of a monthly mortgage payment or another loan payment.

Verify With Receipt

The best way to tell if this charge is fraudulent is to find the receipt. You may have an electronic copy of the receipt, which Chargeback can help you find by searching your email accounts.

Chargeback helps you identify unwanted subscriptions and charges, and help you fight them to get your money back.

Why do people get charges like this from tfhomeloans?

Pricing: The pricing of tfhomeloans.com varies based on factors such as loan type, credit score, and loan amount. Rates typically start around 3.5% for standard mortgages, but this can fluctuate based on market conditions and the borrower's profile.
How People Charge from tfhomeloans:

Loan Origination Fees: Many users report a charge for processing the loan application.
Application Fees: Some applicants mention a non-refundable fee to initiate the loan process.
Broker Fees: Users have noted that if a broker is involved, fees can be added to the overall charge.
Service Fees: Higher service or convenience fees can be charged for expedited processing.
Rate Locks: Some customers indicated fees for locking in interest rates.
Prepayment Penalties: Reports suggest that certain loans may incur charges if paid off early.
Appraisal Fees: Users often talk about costs related to property appraisal that are required before loan approval.
Title Insurance: Charges for title insurance are frequently mentioned as part of closing costs.

If I see this charge, what should I do?

if you see this charge and aren’t expecting it, you have various options.

First, try to contact the tfhomeloans.com via one of the support methods we listed below and inquire about the charge. See if they will refund it and cancel any associated subscriptions you might have.

If the tfhomeloans.com refused to issue a refund or you cannot get in touch with the company, call your bank or financial institution and open a credit card dispute. Record screenshot evidence from your prior conversations with tfhomeloans.com, and use that to open your credit card dispute. Tell your bank or credit card issuer that you do not recognize the charge and do not recall signing up for the service.

If this sounds like too much of a hassle, you can have Chargeback do it for you.

tfhomeloans Customer Service Info

If you need assistance, here's how you can get in touch with tfhomeloans's support team.

Phone

1-844-435-6256

support@tfhomeloans.com

Site

https://www.tfhomeloans.com/contact/

Get help with your refund

"This app saved me $127 in minutes"

What other ways do charges from tfhomeloans show up?

TFHOMELNS TF HOME LOANS TF HOMELNS PAYMENT TFHOMELOANS TFHOMELNS.COM TF HLMN PAYMT TF HOME LOANS LLC TFHOMELNS PAYMENT

The Easiest Way to Cancel tfhomeloans

If you're frustrated trying to cancel your subscription, membership, or bill from tfhomeloans—or if you didn't even realize you were being charged—Chargeback can help. Chargeback is a personal subscription manager that automatically detects hidden, recurring charges like Netflix, Hulu, and hundreds of others. With one click, we can cancel unwanted subscriptions, flag suspicious billing, and even initiate refund requests on your behalf. No more waiting on hold or navigating confusing help pages. Just connect your bank or email account, and we'll take care of the rest.

Start reclaiming your money today with Chargeback

Submit a refund request with Chargeback

Comments (0)

Anonymous User

Editorial Note: The content on this site is provided for general informational purposes only and reflects the independent research, opinions, and editorial judgment of Chargeback’s team. While we strive to ensure accuracy and relevance, the information may contain errors, omissions, or become outdated. Nothing on this site constitutes legal, financial, or professional advice, and we do not guarantee the effectiveness or outcome of any guidance provided. Individual results may vary depending on specific circumstances.

Chargeback is not affiliated with, endorsed by, or sponsored by any of the companies, brands, or services mentioned on this site. All trademarks, service marks, and logos are the property of their respective owners and are used here solely for identification and informational purposes, consistent with principles of fair use.

Use of our site and tools does not create a professional or client relationship and does not guarantee any particular result. We encourage users to do their own research and consult with qualified professionals when making decisions.