How to Cancel Earnin

• Unauthorized or fraudulent charges: Users report charges they did not authorize and seek refunds.
• Billing errors: Incorrect billing amounts or double charges.
• Difficulty canceling auto payments: Reports of difficulty stopping automatic drafts from accounts.
• Account issues: Problems such as accounts being put on hold due to failed debit attempts, preventing service use.
• Poor customer service: Lack of live support and unresponsiveness to user issues.
• Overdraft and bank fees: Users requesting refunds for overdraft fees caused by Earnin transactions.
• Confusion or dissatisfaction with fees: Users feel fees are too high or unclear, leading to cancellations.
• Reliability concerns: Service failures, payment processing issues, or app malfunctions.
• Loss of money or financial strain: Users cancel to avoid further financial loss or strain.

• Access to your Earnin app (must be able to log in)
• App navigation details: Locate the ≡ triple bar icon to access Settings
• Profile information (visible: name and phone number on account)
• Initiate account closure using the "Close My Account" option in your profile
• Status of pending debits: Option to cancel any pending transactions not yet processed
• Outstanding debt awareness: Cannot open a new account until any debt is paid
• Tip Yourself balance details: Remaining balance will be sent to your linked bank account automatically
• Post-closure contact method: Use question mark icon in the app's login screen for support
• Email confirmation address: You will receive a confirmation email after closing the account
• Reuse of banking information: Cannot reuse the same bank account for 7–30 days after closure (varies by source)

The cancellation process typically takes about 15 minutes to complete. However, the actual time may vary depending on your account settings and whether you need to contact customer service. Most cancellations are processed immediately, but some may take up to 24 hours to take effect.

After canceling your Earnin subscription, you'll typically have access to the service until the end of your current billing period. You won't be charged for the next billing cycle, and your account will be deactivated once the current period ends. Make sure to download any important data before cancellation.

Yes, you can usually reactivate your Earnin account by logging back into your account and resubscribing. However, you may need to go through the sign-up process again and provide payment information. Some services may offer special reactivation deals for returning customers.

If you're unable to cancel Earnin online, contact their customer service directly using the phone number, email, or website provided above. You can also use our refund script to help you communicate effectively with their support team. In some cases, you may need to provide additional verification or documentation.