Can I Cancel Gallagher Insurance at Any Time?

Gallagher Insurance may require at least 30 days' notice in writing to terminate brokerage services. Cancellation of insurance policies is subject to the insurer's terms, and there may be no refunds on brokerage fees, commissions, or administration charges for early cancellation. Additionally, certain insurance contracts have strict cancellation periods (e.g., 14 to 30 days depending on policy type and sale method), and some policies (like motor insurance or those linked to mortgages) have more restrictions or potential penalties. Be aware that cancellation does not guarantee a refund if claims have been made or if the policy terms exclude refunds, making early cancellation potentially costly or complicated.

Why Do People Cancel Gallagher Insurance?

Sale of property leading to cancellation of house insurance.End of insurance need after circumstances change, such as no longer requiring coverage.Desire for refund and prompt refund process.Simple and clear cancellation process appreciated during times of change.Good customer service during cancellation from polite, helpful, and knowledgeable staff.

What Information Do I Need to Cancel Gallagher Insurance?

Full name of the policyholder or account holder Policy number or membership/account number Address (billing or registered address) Telephone number and email address Date of birth (if relevant) Reason for cancellation (may require selecting from approved reasons) Proof of qualifying event (if required, such as proof of other coverage, school disenrollment, or official acceptance letter) Written notice/request (a signed, dated statement indicating you wish to cancel) Signature and date Return of documents: for some policies (e.g., motor), you may need to return certificates of insurance or other documentation Settlement of outstanding charges (all fees, premiums, or costs due must be paid in full) Send notice to correct address or email given in the policy details or company documentation

What Should I Know Before Cancelling Gallagher Insurance?

Before cancelling your Gallagher Insurance policy, know that cancellation must be done by written notice and is subject to insurer guidelines. You may receive a proportionate return of premium for the unused policy period if no claims occurred and all charges are paid, but short-term rates may apply if cancelled within the first year outside the cooling-off period. There are non-refundable administration fees charged on cancellation, and for motor insurance, you must return your certificate and windscreen disc to qualify for a refund. Also, Gallagher may withhold documents or cancel policies for reasons like non-payment or breaches in the agreement, and you have the right to withdraw without penalty within 14 days of the policy start (30 days for certain plans). Finally, any return premium can either be paid to you directly or held as a credit on your account toward future premiums within 12 months.

What is Gallagher Insurance's Cancellation Policy?

Gallagher Insurance allows full refunds if coverage is canceled before the effective date and the insured event did not occur, with notification given prior to the start of coverage. Once coverage becomes effective, cancellations or refunds are not permitted. To cancel event insurance coverage, contact Gallagher directly via phone or email during business hours.

Do I Need My Gallagher Insurance Password to Cancel?

To cancel your subscription with Gallagher Insurance (ajg.com), it is typically necessary to have your account information and password for authentication, especially if managing your subscription online. If you do not remember your password, you can reset it using this reset password link: https://www.gallagherstudent.com/client/reset-password.php. Alternatively, some cancellations may be handled through direct contact with customer service via email or phone, but having your account credentials is generally expected for verification.

Can I Get a Refund from Gallagher Insurance?

We've actually written a step by step guide on how to get a refund from Gallagher Insurance. Check it out!

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How To Cancel Your Gallagher Insurance Subscription (2025)

Bella Khan, Subscription Cancellation Expert

Published July 10, 2025

Last updated on December 12, 2025

5 min read

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The cancellation process for Gallagher Insurance requires contacting them by phone or email during business hours, which is straightforward but not instant or fully automated. There is no online self-service cancellation option, making it a bit more effortful than automatic cancellations but still relatively easy for most consumers.

Estimated Time

On average, it takes 00 15 minutes to cancel a Gallagher Insurance subscription.

How to Contact Gallagher Insurance

If you need assistance, here's how you can get in touch with Gallagher Insurance's support team.

Phone

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Site

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Disclaimer

Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.

The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.

Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.

Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company's terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.

Find out how much you could save

How much are you paying?

Payment frequency

Savings over 5 years from cancelling your $15/month subscription

Savings by cancelling

Loss if you keep paying

-$0

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Frequently Asked Questions

The cancellation process typically takes about 15 minutes to complete. However, the actual time may vary depending on your account settings and whether you need to contact customer service. Most cancellations are processed immediately, but some may take up to 24 hours to take effect.

After canceling your Gallagher Insurance subscription, you'll typically have access to the service until the end of your current billing period. You won't be charged for the next billing cycle, and your account will be deactivated once the current period ends. Make sure to download any important data before cancellation.

Yes, you can usually reactivate your Gallagher Insurance account by logging back into your account and resubscribing. However, you may need to go through the sign-up process again and provide payment information. Some services may offer special reactivation deals for returning customers.

If you're unable to cancel Gallagher Insurance online, contact their customer service directly using the phone number, email, or website provided above. You can also use our refund script to help you communicate effectively with their support team. In some cases, you may need to provide additional verification or documentation.

Gallagher Insurance May Show Up On Your Statement As:

Gallagher Insurance AJG Gallagher Risk Management AJG Insurance Premium Gallagher Broker Fee Arthur J Gallagher & Co AJG Policy Fee Gallagher Consulting Fee

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