Can I Cancel M1 Finance at Any Time?

While M1 Finance typically allows you to cancel your subscription at any time, be cautious of potential fees or promotional terms that may impact your ability to do so without penalties. Always check the fine print of any agreements for conditions like minimum subscription periods or restrictions on fund withdrawals, as these can create unexpected hurdles when you decide to cancel.

Why Do People Cancel M1 Finance?

High Fees associated with maintenance or trading.Limited Investment Options that do not meet personal preferences.Poor Customer Service experiences leading to frustration.Difficulty Navigating the Platform or app usability issues.Changes in Financial Goals that no longer align with M1 Finance offerings.Lack of Educational Resources for novice investors.Better Alternatives discovered with lower fees or more features.Concerns about Security or data privacy.Inactivity Fees applying to dormant accounts.Changes in Terms of Service that are unfavorable.

What Information Do I Need to Cancel M1 Finance?

Account numberEmail address associated with the accountUsername for account accessPassword for account verificationBilling information (credit card or bank details)Reason for cancellationDate of cancellation requestConfirmation of cancellation policyCustomer support contact informationDetails on any outstanding balances or fees

What Should I Know Before Cancelling M1 Finance?

Before cancelling your M1 Finance subscription, be aware that you'll lose access to premium features such as Smart Transfers and the ability to invest in ETFs without paying a commission. Your portfolio will revert to basic functionality, which includes fewer advanced analytics and tools. Additionally, any recurring investments or automatic rebalancing set up will be halted, potentially impacting your investment strategy. Make sure to withdraw any cash balances, as they may not be accessible immediately after cancellation.

What is M1 Finance's Cancellation Policy?

M1 Finance does not impose a membership fee, and users can manage their investment accounts without any subscription costs. However, if you decide to close your account, you can do so at any time through the platform, and any outstanding transactions will be settled before account closure.

Do I Need My M1 Finance Password to Cancel?

Yes, you'll need your password to cancel your M1 Finance subscription. If you've forgotten your password, you can easily reset it by visiting this link: https://www.m1finance.com/reset. Make sure to have your credentials ready so you can complete the cancellation process smoothly.

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How To Cancel Your M1 Finance Subscription (2026)

This article and service are not officially affiliated with M1 Finance

Bella Khan, Subscription Cancellation Expert

Published February 5, 2026

Last updated on March 7, 2026

5 min read

Difficulty

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Cancelling a subscription with M1 Finance is relatively straightforward, as they provide clear instructions on their website. However, some users may find the process slightly confusing due to the need to navigate through their account settings.

Estimated Time

On average, it takes 00 15 minutes to cancel a M1 Finance subscription.

How to Contact M1 Finance

If you need assistance, here's how you can get in touch with M1 Finance's support team.

Phone

The phone is not available.

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Site

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Disclaimer

Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.

The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.

Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.

Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company's terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.

Find out how much you could save

How much are you paying?

Payment frequency

Savings over 5 years from cancelling your $15/month subscription

Savings by cancelling

Loss if you keep paying

-$0

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Frequently Asked Questions

The cancellation process typically takes about 15 minutes to complete. However, the actual time may vary depending on your account settings and whether you need to contact customer service. Most cancellations are processed immediately, but some may take up to 24 hours to take effect.

After canceling your M1 Finance subscription, you'll typically have access to the service until the end of your current billing period. You won't be charged for the next billing cycle, and your account will be deactivated once the current period ends. Make sure to download any important data before cancellation.

Yes, you can usually reactivate your M1 Finance account by logging back into your account and resubscribing. However, you may need to go through the sign-up process again and provide payment information. Some services may offer special reactivation deals for returning customers.

If you're unable to cancel M1 Finance online, contact their customer service directly using the phone number, email, or website provided above. You can also use our refund script to help you communicate effectively with their support team. In some cases, you may need to provide additional verification or documentation.

M1 Finance May Show Up On Your Statement As:

M1 Finance M1 M1 Finance Inc. M1 Finance Invest M1 Finance Transfer M1 Finance Dividends M1 Finance Fees M1 Finance Subscription M1 Finance Auto-Invest M1 Finance Cash Management