Can I Cancel Old Point National Bank at Any Time?

Be cautious with Old Point National Bank's subscription services; while they may advertise flexibility, there could be hidden terms that require you to provide notice in advance or may impose early-cancellation fees. Always read the fine print regarding contracts and renewal terms, as some services could lock you in for a specific period, making it harder to cancel without incurring penalties.

Why Do People Cancel Old Point National Bank?

High fees associated with accounts.Lack of convenient locations or ATMs.Poor customer service experiences.Changes in account terms and conditions.No mobile app or poor app functionality.Increased competition from other banks offering better benefits.Desire for better interest rates.Negative online reviews or community feedback.Closure of branches in their area.Experiencing identity theft or security concerns.Change in financial situation requiring a different banking approach.Dissatisfaction with loan terms or mortgage rates.Lack of suitable financial products for their needs.General dissatisfaction with the banking experience.Relocation and need for a bank that operates in their new area.

What Information Do I Need to Cancel Old Point National Bank?

Account numberPhone numberEmail addressAccount holder's nameBilling addressType of subscription or membershipLast payment dateReason for cancellationPreferred contact methodAny promotional or reference codes

What Should I Know Before Cancelling Old Point National Bank?

Before cancelling your Old Point National Bank subscription, be aware that you may lose access to valuable features such as online banking, mobile check deposits, and personalized financial advice. Consider any recurring payments linked to your account that could be disrupted. Additionally, check if you have any outstanding fees or minimum balance requirements that might affect your decision. Finally, make sure to download any important statements or documents before cancelling.

What is Old Point National Bank's Cancellation Policy?

Old Point National Bank allows customers to cancel their membership or subscription at any time by contacting customer service directly. Users may also manage their billing preferences through their online account. Please note that any outstanding fees or charges may apply upon cancellation.

Do I Need My Old Point National Bank Password to Cancel?

To cancel your subscription with Old Point National Bank, you will need to log into your account, which requires your password. If you can’t remember your password, you can reset it using this link: [Reset Password](https://oldpoint.com/reset-password). If you prefer, you might also consider contacting their customer support directly for assistance.

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How To Cancel Your Old Point National Bank Subscription (2025)

Bella Khan, Subscription Cancellation Expert

Published November 5, 2025

Last updated on November 6, 2025

5 min read

Difficulty

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Cancelling a subscription or membership with Old Point National Bank requires contacting customer service, which can lead to longer wait times. Additionally, the process may involve navigating through multiple steps or providing specific information to complete the cancellation.

Estimated Time

On average, it takes 00 30 minutes to cancel a Old Point National Bank subscription.

How to Contact Old Point National Bank

If you need assistance, here's how you can get in touch with Old Point National Bank's support team.

Phone

1-800-609-2700

contact@oldpoint.com

Site

https://www.oldpoint.com/contact-us/

Disclaimer

Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.

The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.

Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.

Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company's terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.

Find out how much you could save

How much are you paying?

Payment frequency

Savings over 5 years from cancelling your $15/month subscription

Savings by cancelling

Loss if you keep paying

-$0

What People Say About Old Point National Bank

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Old Point National Bank Refund Policy

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Frequently Asked Questions

The cancellation process typically takes about 30 minutes to complete. However, the actual time may vary depending on your account settings and whether you need to contact customer service. Most cancellations are processed immediately, but some may take up to 24 hours to take effect.

After canceling your Old Point National Bank subscription, you'll typically have access to the service until the end of your current billing period. You won't be charged for the next billing cycle, and your account will be deactivated once the current period ends. Make sure to download any important data before cancellation.

Yes, you can usually reactivate your Old Point National Bank account by logging back into your account and resubscribing. However, you may need to go through the sign-up process again and provide payment information. Some services may offer special reactivation deals for returning customers.

If you're unable to cancel Old Point National Bank online, contact their customer service directly using the phone number, email, or website provided above. You can also use our refund script to help you communicate effectively with their support team. In some cases, you may need to provide additional verification or documentation.