Can I Cancel Service Federal Credit Union Membership at Any Time?

Service Federal Credit Union requires you to maintain a minimum $5 membership share in your primary share account, which is necessary to keep your membership active. If you withdraw all shareholdings including this $5, your membership ends. There are no explicit contracts, lock-ins, or early-cancellation fees noted, but if your balance falls below $5 and you don't restore it within six months, the credit union may terminate your membership, and they may also terminate services if you are not in good standing. Upon closure, they will mail you a check for any remaining balance, so you can typically cancel membership but should be aware of the $5 minimum and good standing conditions.

Why Do People Cancel Service Federal Credit Union Membership?

Financial toll of multiple subscriptions: People find they are spending too much on subscriptions that add up significantly. Subscriptions no longer valuable or used: Members realize they do not use certain services enough to justify the cost. Desire to regain control over budget: Cancelling helps manage expenses and prevents frivolous spending. Subscriptions becoming hard to manage: Many subscriptions may be unnoticed or forgotten, leading to unnecessary bills. Hassle of cancellation: Difficulty and hassle designed by businesses to retain customers can frustrate members. Better payment options: Members want pay-as-needed rather than monthly fees for services. Taking breaks: Some cancel temporarily to see if they can do without services before permanently ending them. Motivation from total cost awareness: Seeing the total annual cost of subscriptions motivates cancellations for better financial allocation. Easier cancellation process: Members prefer simpler cancellation processes, like the proposed FTC "click to cancel" rule.

What Information Do I Need to Cancel Service Federal Credit Union Membership?

Full name associated with the membership or subscriptionAccount number or membership numberValid photo ID or identity verification detailsLogin credentials if using online banking or the mobile app to cancelAccess to Subscription Manager via online banking/mobile appSpecific subscription or account to be cancelled (if managing multiple)Contact information: phone number or email address on fileReason for cancellation (if requested)Mailing address for refund of any remaining balanceProof of authority (executor info or death certificate) if cancelling for a deceased memberCompletion of necessary forms or documentation, if required

What Should I Know Before Cancelling Service Federal Credit Union Membership?

Before cancelling your Service Federal Credit Union Membership or any related subscriptions, be aware that if your subscriptions are paid through your Service CU account, you benefit from features like one-click cancellation, tracking of daily subscription details, notifications before renewal, and syncing renewals to your personal calendar. Cancelling your membership or moving services away from Service CU means you lose access to these convenient management tools and alerts. You can still cancel subscriptions with guided instructions if not linked to the Service CU account, but the process is less seamless. Consider these feature losses and management differences before proceeding with cancellation.

What is Service Federal Credit Union Membership's Cancellation Policy?

Service Federal Credit Union membership requires maintaining a $5 par value share in the primary share account. Membership is terminated if all shareholdings including this $5 are withdrawn or if the account balance falls below $5 and is not replenished within six months. Upon account closure, the credit union mails a check for the remaining balance; membership may also be revoked for non-payment or if a member is not in good standing due to loan delinquency or account misuse.

Do I Need My Service Federal Credit Union Membership Password to Cancel?

To cancel a subscription with Service Federal Credit Union's Subscription Manager, you generally need to provide your password or login credentials to authorize the cancellation process. This is especially true for services that are auto-cancel enabled. If you don't remember your password, you can reset it at the following URL: https://servicecuonline.org/dbank/live/app/authUpdate. This ensures your account remains secure while managing subscriptions.

Can I Get a Refund from Service Federal Credit Union Membership?

We've actually written a step by step guide on how to get a refund from Service Federal Credit Union Membership. Check it out!

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How To Cancel Your Service Federal Credit Union Membership Subscription (2025)

Bella Khan, Subscription Cancellation Expert

Published July 10, 2025

Last updated on November 8, 2025

6 min read

Difficulty

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The cancellation process is relatively straightforward using the online banking or mobile app, with one-click cancellation available for subscriptions paid via Service CU accounts. However, subscriptions linked to external accounts require guided instructions and additional steps, making the process slightly more complicated but still manageable for most users.

Estimated Time

On average, it takes 00 15 minutes to cancel a Service Federal Credit Union Membership subscription.

How to Contact Service Federal Credit Union Membership

If you need assistance, here's how you can get in touch with Service Federal Credit Union Membership's support team.

Phone

(800) 936-7730

scu@servicecu.org

Site

https://servicecu.org/contact/

Disclaimer

Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.

The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.

Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.

Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company's terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.

Find out how much you could save

How much are you paying?

Payment frequency

Savings over 5 years from cancelling your $15/month subscription

Savings by cancelling

Loss if you keep paying

-$0

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Service Federal Credit Union Membership Refund Policy

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Frequently Asked Questions

The cancellation process typically takes about 15 minutes to complete. However, the actual time may vary depending on your account settings and whether you need to contact customer service. Most cancellations are processed immediately, but some may take up to 24 hours to take effect.

After canceling your Service Federal Credit Union Membership subscription, you'll typically have access to the service until the end of your current billing period. You won't be charged for the next billing cycle, and your account will be deactivated once the current period ends. Make sure to download any important data before cancellation.

Yes, you can usually reactivate your Service Federal Credit Union Membership account by logging back into your account and resubscribing. However, you may need to go through the sign-up process again and provide payment information. Some services may offer special reactivation deals for returning customers.

If you're unable to cancel Service Federal Credit Union Membership online, contact their customer service directly using the phone number, email, or website provided above. You can also use our refund script to help you communicate effectively with their support team. In some cases, you may need to provide additional verification or documentation.

Service Federal Credit Union Membership May Show Up On Your Statement As:

SERVICE FEDERAL CU SERVICE FEDERAL CREDIT UNION SFCU MEMBERSHIP SFCU PAYMENT SERVICEFCU.ORG SFCU CREDIT SERVICEFEDCU SFCU ATM SFCU DEBIT SERVICEFED SFCU FEES

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