Speedy Cash offers several types of loans including payday loans for short-term needs, line of credit for ongoing access to cash, title loans using your car as collateral, and installment loans that you repay over time. Payday loans have a flat fee and are usually paid back on your next payday. They also have scheduled payments and daily interest for line of credit and installment loans. You might see billing from them if you take a loan and have regular payments or interest charges as part of repaying that loan.
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Canceling a subscription or promotional communication with Speedy Cash Loan is relatively easy, requiring contact through email, phone, or visiting a physical location. Additionally, users can manage communication preferences online or opt-out directly from SMS or email messages, making the process straightforward.
Estimated Time
On average, it takes
10 minutes
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minutes to cancel a Speedy Cash Loan subscription.
How to Cancel Speedy Cash Loan: Step by Step
If you purchased through Speedy Cash directly:
- Log in to your Speedy Cash account at speedycash.com using your email and password.
- Navigate to the Account Management section.
- Look for the subscription or membership settings.
- Follow the prompts to cancel your subscription.
- Check your email for confirmation of cancellation.
If you purchased through a mobile app:
- Open the Speedy Cash app on your device.
- Log in using your credentials.
- Access the Settings or Account section.
- Select Subscription management.
- Choose the option to cancel your subscription.
- Ensure you receive a confirmation message regarding your cancellation.
If you purchased through SMS:
- Send the message "STOP" in response to any SMS you have received from Speedy Cash.
- Ensure that you receive a confirmation message confirming your opt-out.
If you purchased through email:
- Open a promotional email sent from Speedy Cash.
- Scroll to the bottom of the email.
- Click on the Unsubscribe link to cancel subscriptions related to promotional communications.
- Confirm your choice if prompted.
Tips & Tricks for Canceling Speedy Cash Loan
- Immediately revoke ACH authorization by contacting both Speedy Cash and your bank to stop automatic payments.
- Write clear, firm emails to Speedy Cash specifying that you are revoking payment authorization and requesting confirmation.
- Use "stop payment orders" via your bank at least three business days before scheduled payments.
- Keep meticulous records of all communications—emails, call attempts, dates, and times.
- Call repeatedly during early business hours to increase chances of reaching a live representative.
- Escalate by requesting to speak with a supervisor if front-line customer service is unhelpful or unresponsive.
- Send a final demand email with a deadline (e.g., five business days) asking for refund or cancellation confirmation, attaching any supporting proof.
- Close or switch bank accounts used for payments if unauthorized withdrawals continue.
- Threaten to file complaints with state regulators, attorney general, or the Consumer Financial Protection Bureau if unresponsiveness continues.
- Timing matters: follow up persistently but allow 3 business days for responses before escalating.
Speedy Cash Loan Customer Service Info
If you need assistance, here's how you can get in touch with Speedy Cash Loan's support team.
Cancel Speedy Cash Loan Script
Script
Copy
Dear Speedy Cash Support,
I hope this message finds you well. I am writing to request the cancellation of my subscription. Due to unforeseen financial circumstances, I am unable to maintain my current subscription and would appreciate your assistance in processing this cancellation as soon as possible.
Thank you for your understanding and support. Please confirm the cancellation at your earliest convenience.
Best regards,
Frequently Asked Questions
Speedy Cash Loan allows you to pay off your loan immediately with no early repayment fees. If you repay within the rescission period stated in your loan agreement, there will be no fee, and you can also cancel by referring to your Right to Rescind detailed in your loan documents. Repayment terms and conditions may vary by loan type and state regulations.
To cancel your subscription with Speedy Cash Loan, you typically need to access your account, which requires your password. There is no indication that cancellation can be done without authentication via password or login. If you have forgotten your password, you can reset it using this URL: https://secure.speedycash.com/User/ResetPassword. You may also contact Speedy Cash customer service for assistance, but generally, having your password is necessary for account changes like cancellations.
- Getting trapped in a borrowing loop where continuous advances are taken just to avoid overdrafts.
- Accumulation of overwhelming fees over time, sometimes amounting to thousands of dollars.
- Automatic debits from bank accounts that can take entire paychecks without control.
- Extremely high-interest rates equating to several hundred percent APR.
- Loss of control over personal finances due to automatic withdrawals.
- Desire to stop ongoing debt growth and regain financial stability.
- Frustration with customer service or difficulty getting refunds.
- Preventing further automatic withdrawals by removing app permissions or closing accounts linked to Speedy Cash.
Speedy Cash may use the terms in your loan agreement to limit immediate cancellation options. While you can repay your loan early without an early repayment fee, any right to rescind (cancel) the loan usually has a specific rescission period detailed in your contract. There may be no subscription lock-ins or ongoing fees, but cancellation and fee details can vary by state and loan contract, so it's crucial to carefully read your loan documents for any potential fees, lock-ins, or specific cancellation terms to avoid surprises.
Before cancelling a Speedy Cash loan, remember you will lose access to any remaining loan funds and will need to pay off the loan balance promptly to avoid fees or penalties. If you have automatic payments set up, those will stop once you cancel, but be sure to confirm your balance is fully settled to prevent negative credit impact or debt collections. Cancelling your loan early might save on interest, but it requires you to contact Speedy Cash customer service to arrange the payoff. Finally, cancelling means you will no longer have access to Speedy Cash's loan services unless you reapply in the future.
- Full Name (as it appears on your account or loan agreement)
- Loan Number or account reference number
- Email Address associated with your Speedy Cash account
- Phone Number associated with your account
- State where the loan or membership was issued
- Date of Loan Agreement or Signup (the date you signed up or received the loan)
- Reason for Cancellation (specifically requesting to revoke ACH authorization, cancel a loan, or terminate bill/membership)
- Written Cancellation Request (your official statement to Speedy Cash expressing your intent to cancel, ideally signed and dated if submitting by mail)
- Details of the Situation (any specifics about your request, such as billing or payment concerns)
- Bank Information (if you need to stop recurring payments or revoke an ACH authorization, be prepared to notify your bank as well)
We've actually written a step by step guide on how to get a refund from Speedy Cash Loan. Check it out!
The Easiest Way to Cancel Speedy Cash Loan
If you’re frustrated trying to cancel your subscription, membership, or bill from Speedy Cash Loan—or if you didn’t even realize you were being charged—Chargeback can help. Chargeback is a personal subscription manager that automatically detects hidden, recurring charges like Netflix, Hulu, and hundreds of others. With one click, we can cancel unwanted subscriptions, flag suspicious billing, and even initiate refund requests on your behalf. No more waiting on hold or navigating confusing help pages. Just connect your bank or email account, and we’ll take care of the rest.
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What Are Some Alternatives to Speedy Cash Loan?
Speedy Cash, Speedy Cash Loan Payment, SpeedyCash Online, SpeedyCashLoan, Speedy Cash Installment, SpeedyCash Payment, SpeedyCash Loan Fee, SpeedyCash Debit, SpeedyCash Direct Deposit, SpeedyCash POS, SpeedyCash ACH Debit
Editorial Note: These articles reflect the opinions of Chargeback's writers. Everyone's situation is unique; therefore, it is important to conduct your own research and note that our self-help tools are not guaranteed to help with any specific problem.
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