Billing can often fly under the radar until an unexpected charge pops up, catching you off guard. If you've found yourself needing clarity on Fast Day Loans' refund process, this guide is here to assist you. We’ll navigate through how refunds work, who qualifies for them, and the simple steps to swiftly request your money back. Your financial peace of mind is just a few steps away!
What You Should Prepare Before Applying For Refund
Loan Agreement: Have your original loan agreement on hand to reference the terms of your loan.
Transaction ID: Locate the transaction ID associated with your loan for precise identification.
Proof of Payment: Gather bank statements or receipts showing payments made towards your loan.
Identification: Prepare a copy of your government-issued ID to verify your identity.
Email Correspondence: Collect any emails exchanged with Fast Day Loans regarding your loan for clarity on your refund request.
Reason for Refund: Clearly outline your reason for requesting a refund, including any correspondence that supports your case.
Contact Information: Ensure your updated contact details are available in case Fast Day Loans needs to reach you.
How Long Does it Take to Get a Refund?
Payment method
How long it takes*
Bank Transfer
3-5 working days
Debit Card
1-3 working days
Credit Card
1-5 working days
ACH Transfer
2-4 working days
*Working days are Monday to Friday, and don't include public holidays.
What are my Rights? Am I eligible for a Refund from Fast Day Loans
At Fast Day Loans, users engage with a financial service offering personal loans tailored to individual needs. Understanding your rights and eligibility for a refund is essential when navigating the terms of the loan agreement and associated fees. Refund opportunities typically stem from specific user circumstances related to the loan process.
The following situations may qualify for a refund or adjustment:
Loan Cancellation: If you initiate a cancellation of your loan application within the specified cancellation period outlined in your agreement, you may be eligible for a refund of any associated fees.
Overpayment: In instances where a payment exceeds the agreed-upon amount for a loan, a refund for the excess amount may be available upon review of your account.
Loan Denial Fees: If your loan application is denied, specific fees paid during the application process may be considered for a refund, based on the terms stated in your loan agreement.
Loan Modification Fees: If you are charged fees during a loan modification process and ultimately do not proceed, you could inquire about the possible refund of those charges, depending on your unique circumstances.
Early Repayment: In situations where users repay their loans earlier than scheduled, fees associated with early repayment may be reviewed for potential refund eligibility.
It is always advisable to consult your loan agreement and Fast Day Loans’ terms for detailed information regarding eligibility criteria and processes for refunds.
Step-by-Step Process to Request Your Fast Day Loans Refund Like a Pro
If you purchased through Fast Day Loans.com:
Visit the Fast Day Loans website and log into your account.
Navigate to the Account Settings section found in your profile menu.
Select Billing History or Payment Information.
Locate the transaction for your subscription or membership that you wish to have refunded.
Click on the transaction to expand the details.
Look for an option labeled Request Refund or Dispute Charge.
In the refund request form, mention that the subscription renewed without notice.
Highlight that you have not utilized the service properly or the account has been unused.
Submit your refund request and keep an eye on your email for confirmation.
If you purchased through Google Play:
Open the Google Play Store app on your device.
Tap on the Profile Icon in the top right corner.
Select Payments & Subscriptions.
Go to Subscriptions and find the Fast Day Loans subscription.
Tap on it, then select Report a Problem.
Choose Request a Refund from the options.
In your message, indicate that the subscription renewed unexpectedly.
Emphasize any non-usage of the service to strengthen your case.
Submit the request and monitor your email for updates.
If you purchased through Apple:
Open the Settings app on your Apple device.
Tap your Apple ID at the top of the screen.
Select Subscriptions from the list.
Find and tap on the Fast Day Loans subscription.
Scroll down and select Report a Problem.
Choose Request Refund from the options provided.
In your explanation, mention that the renewal occurred without prior notification.
Point out that you have not used the subscription to reinforce your request.
Complete and submit the request, checking your email afterward for a response.
If you purchased through Roku:
Go to the Roku website and log into your account.
Navigate to the Manage Account section.
Select My Subscriptions or Manage Subscriptions.
Find the Fast Day Loans subscription from the list.
Click on it, then choose Cancel Subscription (if necessary).
Look for an option to Request Refund or Contact Support.
If prompted to send a message, state that the subscription renewed without notice.
Include that you haven't made much use of the service to back up your reason.
Submit the request and wait for a confirmation email.
Disclaimer
Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.
The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.
Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.
Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company's terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.
Get help with your refund
"This app saved me $127 in minutes"
Draft email to Fast Day Loans for Refund
Script
Copy
Subject: Refund Request – Fast Day Loans Account [Your Email]
Dear Fast Day Loans Team,
I hope this message finds you well.
I am writing to address a billing situation regarding my account. [describe reason]
I would like to request a refund in the amount of [Amount].
Please find attached documentation related to this request, if applicable.
I would appreciate your confirmation of this request within 3-5 business days.
Thank you for your attention to this matter.
Sincerely,
[Your Name]
[Your Phone Number]
Common refund statuses
Status
Meaning
What It Means for You
Pending
The refund request has been received but not yet reviewed.
Your request is in the queue; it could take up to 48 hours to process.
Processing
The refund is currently under review and being processed by our team.
Refund is in progress. Expect an update within the next 24-48 hours.
Refunded
The refund has been successfully processed and your account has been credited.
You should see the funds returned to your account within 3-5 business days.
Partially Refunded
A portion of your refund has been processed. The remainder is under review.
You will receive the partial amount soon and an update on the remaining funds will follow.
Completed
The refund process has been fully completed.
All funds have been returned successfully. Check your account balance.
The refund request has been canceled by either you or our team.
You may need to submit a new refund request if applicable.
Real User Scenarios: When and How Refunds Were Successfully Claimed
Refunds at Fast Day Loans can arise from various user-specific situations. Here are some realistic scenarios where users successfully claimed refunds:
Change in Loan Amount: A customer applied for a loan but later realized they wanted to reduce the loan amount due to a budget reevaluation. They contacted Fast Day Loans, clarified their new preference, and successfully received a refund for the difference before the loan was processed.
Prepaid Loan Extension Adjustment: An individual decided to secure an extension on their loan to better manage their repayments but later found a more favorable plan. After reaching out to Fast Day Loans with their updated plan, they were able to receive a refund on the initially requested extension fee.
Temporary Account Suspension: A user accidentally suspended their account while trying to manage notifications. Upon realizing the mistake and seeking assistance, Fast Day Loans provided guidance and issued a refund for the recent service fee as the account had not been actively used during the suspension period.
Interest Rate Adjustment Inquiry: After a customer secured a loan, they became eligible for a promotional interest rate not available at their initial application time. They contacted Fast Day Loans for clarification, and upon verification, the company issued a refund reflecting the improved interest rate on their loan.
The Easiest Way to Get a Fast Day Loans Refund
If you're frustrated trying to get a refund from Fast Day Loans—or if you didn't even realize you were being charged—Chargeback can help. Chargeback is a personal subscription manager that automatically detects hidden, recurring charges like Netflix, Hulu, and hundreds of others. With one click, we can cancel unwanted subscriptions, flag suspicious billing, and even initiate refund requests on your behalf. No more waiting on hold or navigating confusing help pages. Just connect your bank or card account, and we'll take care of the rest.
How to Track Your Refund Status Efficiently
Tracking your refund status with Fast Day Loans is straightforward and efficient, allowing you to stay updated on your financial transactions. Here’s how you can easily monitor your refund progress:
Check Your Email Regularly: Fast Day Loans communicates refund updates through email. Make sure to check your inbox for notifications from info@fastdayloans.com. Look for emails titled 'Refund Status Update' for timely information.
Use the Fast Day Loans Mobile App: If you have the Fast Day Loans app, you can quickly access your refund status by navigating to the 'Transactions' section. Here, you'll see the current status of your refund alongside any relevant details.
Access Your Account Dashboard: Log in to your Fast Day Loans account on the website and visit the 'Order History' section. Here, you can view your refund status, including approval and processing timelines, all in one place.
Visit the Billing Section: This section of your account will show all transactions, including refunds. You can see pending and completed refunds, making it easier to track changes.
Real-Time Notifications: Enable push notifications in the Fast Day Loans app to receive real-time updates about your refund status directly on your mobile device, ensuring you won’t miss any important changes.
Contact Customer Support: If you need immediate assistance, you can reach out via the 'Help Center' on the website or app for live chat support to inquire about your specific refund status.
FAQ
If you forget to cancel your loan on time, unfortunately, refunds are typically not offered for charges incurred. We recommend reviewing our cancellation policy and reaching out to customer support for assistance, as they may be able to provide guidance based on your specific situation.
Refund processing times can vary based on your financial institution's policies, but typically, you can expect to see the funds reflected in your account within 3 to 5 business days after the refund has been initiated. Keep in mind that weekends and holidays may affect this timeline.
If you see a charge for Fast Day Loans but do not have an active subscription, please first check your account details and transaction history on our platform. If the charge still appears unclear, contact our customer support team, providing them with the relevant transaction information, and they will assist you in resolving the issue.
If you're unable to secure a refund directly from Fast Day Loans, consider reaching out to their customer service for further assistance or clarification on your request. You may also explore the option of escalating your concerns within their support system to ensure they are thoroughly reviewed. Additionally, reviewing your account details and any relevant terms can provide insights into your situation.
If Fast Day Loans refuses to issue a refund, you may want to review their refund policy for any specific guidelines or conditions that apply. Additionally, consider reaching out to their customer support again to ask for clarification on their decision. It may also be helpful to double-check your account details to ensure all information is accurate and up to date.
Chargeback and the Chargeback trademarks used herein are trademarks or registered trademarks of Chargeback and its affiliates. The use of any other trade name, copyright, or trademark is for identification and reference purposes only and does not imply any association with the copyright or trademark holder of their product or brand. Other product and company names mentioned herein are the property of their respective owners.
¹ Total savings is calculated based on internal annualized estimates of savings for customers. ² Average requests times may vary depending on volume of requests
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