Many users often overlook billing details until an unexpected charge catches their attention, such as an automatic subscription renewal. This guide is designed to clarify how FlexLoans refunds work, ensuring that you know who is eligible and the straightforward steps to request your money back efficiently. We aim to empower you with the information needed to navigate refund processes smoothly, so you can focus on what truly matters.
What You Should Prepare Before Applying For Refund
Account Information: Your registered email address and account username with FlexLoans.
Transaction ID: The specific transaction ID for the loan you are seeking a refund for, which can be found in your account transaction history.
Loan Agreement: A copy of the original loan agreement that outlines the terms, amounts, and dates relevant to your loan.
Proof of Payment: Bank statements or payment receipts that show the deduction of funds for the loan you want to be refunded.
Refund Request Form: Ensure completion of any specific refund request forms provided by FlexLoans, if applicable.
Reason for Refund: A clear, concise explanation of why you are requesting a refund, including any discrepancies or issues experienced.
Communication Records: Copies of any emails or messages exchanged with FlexLoans regarding the loan or refund request.
Identification: A valid form of identification to verify your identity, which may be required for processing the refund.
How Long Does it Take to Get a Refund?
Payment method
How long it takes*
Bank Transfer
3-5 working days
Debit Card
5-7 working days
Credit Card
5-10 working days
PayPal
1-3 working days
Cheque
7-10 working days
*Working days are Monday to Friday, and don't include public holidays.
What are my Rights? Am I eligible for a Refund from FlexLoans
At FlexLoans, we are committed to providing our users with clear and transparent information regarding their rights and eligibility for refunds. Understanding your situation is key to determining whether you might qualify for a refund. Refund eligibility can depend on various factors associated with your account and the services provided.
Below are specific scenarios that may qualify for a refund at FlexLoans:
Loan Completion: If you have completed the loan application process but decide not to proceed with the loan before funding is disbursed, you may inquire about the possibility of a refund of any associated fees.
Service Fees: Any service fees paid that align with specific scenarios in our user agreement may be eligible for a refund if the service was not rendered as expected or there was a change in your loan status.
Account Inactivity: If your account remains inactive for an extended period, you may be eligible for a refund of any maintenance fees charged during that inactive period.
Loan Adjustment Requests: In cases where a requested adjustment to your loan is not met, you may want to explore if the fee associated with that request is refundable.
Eligibility Criteria Changes: If there are changes in eligibility criteria that directly affect your account standing, you may qualify for a refund related to associated fees.
For the most accurate information regarding your specific circumstances and refund eligibility, we encourage users to reach out to our customer support team, who can provide further guidance tailored to your individual situation.
Step-by-Step Process to Request Your FlexLoans Refund Like a Pro
Locate the transaction you want to refund, then click "Report a Problem."
Choose "I didn’t authorize this purchase" or "I’m unhappy with this purchase" to solidify your case.
Provide specific details, such as that the renewal occurred without notification and emphasize the account was barely used.
Submit the report and keep an eye on your email for any responses.
If you purchased through Google Play:
Open the Google Play Store app on your device.
Tap the three horizontal lines in the top left to open the menu.
Select "Subscriptions.```".
Locate FlexLoans and tap on it.
Click on "Cancel Subscription" to stop future invoices.
In the menu, go to "Account", then select “Purchase History."
Find the charge for your FlexLoans subscription.
Tap on the transaction and select "Request a Refund."
Explain that you did not receive prior notice for the renewal and mention that usage was minimal.
Submit the request for a refund; check back for updates within a few days.
If you purchased through Roku:
Go to the Roku website and log in to your account.
Select "Manage Account" from the dropdown menu.
Click on "Subscriptions" to view all active subscriptions.
Locate FlexLoans in your subscription list.
Click on "Cancel Subscription" to avoid future charges.
Go to the "Support" section at the bottom of the page.
Find the option to contact customer support via chat or phone.
When in contact, state that you were surprised by the renewal due to a lack of prior notice.
Request a refund directly in the chat/call, mentioning that the service was not utilized.
Disclaimer
Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.
The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.
Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.
Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company's terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.
I am writing to formally request a refund due to [describe reason]. The total amount I am requesting for the refund is [Amount].
I have attached relevant documentation to support my request (if applicable).
I would appreciate your confirmation regarding this matter within 3-5 business days.
Thank you for your assistance.
Sincerely, [Your Name] [Your Phone Number]
Common refund statuses
Status
Meaning
What It Means for You
Pending
Your refund request has been submitted but is not yet under review.
Please wait while we process your request. You will be notified once it's reviewed.
Processing
Your refund is currently being processed.
This usually takes 3-5 business days. Hold tight while we handle it!
Refunded
Your refund has been successfully issued and processed.
The funds should be credited back to your original payment method shortly.
Partially Refunded
A portion of your refund has been processed.
You will receive the remaining amount as soon as it's approved.
Completed
The refund process has been finalized.
Your transaction is fully resolved, and you’ll get a confirmation via email.
Canceled
Your refund request has been canceled, either by you or due to eligibility issues.
You will not receive a refund as the request is no longer valid.
Real User Scenarios: When and How Refunds Were Successfully Claimed
FlexLoans offers a seamless digital lending experience, providing customers with both flexibility and convenience. Here are some real user scenarios where customers successfully claimed refunds following misunderstandings or adjustments related to their accounts:
Subscription Misunderstanding: A user thought their free trial had ended and decided to switch to a basic paid plan. After realizing that they had been charged for a premium tier by mistake, they reached out to customer support. FlexLoans quickly verified the error and processed a refund for the difference in charges.
Loan Repayment Adjustment: A customer was unsure of the repayment terms for their loan after making an early payment. After checking the payment portal, they noticed a discrepancy in their balance. Upon contacting customer support, they found that an extra amount was charged due to an adjustment and were promptly refunded the surplus.
Account Review and Correction: An individual noticed recent charges for multiple loans on their account but realized only one should have been active. They contacted FlexLoans to confirm their account status and the representative quickly rectified the issue, issuing a refund for the unnecessary charges.
Change in Loan Terms: After a brief conversation with a FlexLoans advisor, a user requested an adjustment to their loan terms. They misunderstood the impact of this change on their billing cycle and were charged accordingly. After clarifying their original intentions, the team was able to refund the excess payment, aligning their account with the correct loan terms.
The Easiest Way to Get a FlexLoans Refund
If you're frustrated trying to get a refund from FlexLoans—or if you didn't even realize you were being charged—Chargeback can help. Chargeback is a personal subscription manager that automatically detects hidden, recurring charges like Netflix, Hulu, and hundreds of others. With one click, we can cancel unwanted subscriptions, flag suspicious billing, and even initiate refund requests on your behalf. No more waiting on hold or navigating confusing help pages. Just connect your bank or card account, and we'll take care of the rest.
How to Track Your Refund Status Efficiently
Tracking your refund status with FlexLoans is straightforward, thanks to dedicated communication channels and features designed for your convenience. Here’s how to efficiently monitor your refund progress:
Email Notifications: Keep an eye on your email inbox for updates from FlexLoans. Look for emails specifically labeled "Refund Update" for timely information on your refund status.
In-App Notifications: If you use the FlexLoans mobile app, check the notification center for real-time updates regarding your refund. This is often the quickest way to get information directly to your device.
Account Dashboard: Log into your FlexLoans account and navigate to your dashboard. Under the "Order History" section, you will find detailed information about your recent transactions, including any pending refunds.
Billing Section: Check the billing section of your account for a clear overview of all transactions and their current statuses. This area will list any orders that have been refunded, along with expected completion dates.
Refund Progress Tracking: When you select a specific transaction, FlexLoans provides a detailed refund progress bar or status message, indicating whether your refund is in request, processing, or completed stages.
Customer Support: If you have further questions, reach out to FlexLoans’ customer support directly through the app or website chat feature for personalized assistance and updates.
FAQ
If you forgot to cancel your FlexLoan on time, unfortunately, refunds for that billing cycle are not available. However, we encourage you to reach out to our customer service team to discuss your situation, and they may be able to assist you with options for future payments.
Refunds from FlexLoans typically take 5 to 10 business days to process and reflect in your account. The exact timeframe may vary depending on your bank or financial institution's processing times. If you have any concerns about your refund status, it's best to check with your bank directly.
If you see a charge but do not have an active subscription, please first check your account for any other associated subscriptions or billing agreements. If everything appears correct and you still have questions, reach out to our customer support team for assistance in resolving the issue.
If you are unable to receive a direct refund from FlexLoans, consider reaching out to their customer service team again for additional assistance. You may also choose to escalate your issue within their support system to explore further options. Additionally, reviewing your account details and any related agreements may provide insights into your situation.
If FlexLoans refuses to issue a refund, you may want to review their refund policy to understand the specific terms that apply. Additionally, consider reaching out to their customer support for further clarification on your request or to check your account details for any relevant information.
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¹ Total savings is calculated based on internal annualized estimates of savings for customers. ² Average requests times may vary depending on volume of requests
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