It's not uncommon for users to overlook billing details until an unexpected charge catches them off guard, particularly with automatic subscription renewals. This guide is designed to clarify how refunds work with Hippo, detailing who is eligible and providing a straightforward process for requesting your money back. With this information in hand, you'll be able to navigate the refund process quickly and confidently.
What You Should Prepare Before Applying For Refund
Account Information: Ensure you have your account details, including your registered email address and password.
Transaction ID: Locate the specific transaction ID for the purchase you want to refund, which can be found in your order history.
Purchase Date: Note down the date of the transaction as this is often required for processing refunds.
Reason for Refund: Clearly outline your reason for requesting a refund, as Hippo requires this for review.
Proof of Purchase: Gather any receipts or confirmation emails that were sent upon purchase to validate your claim.
Product/Service Information: If applicable, prepare details about the specific product or service, including any subscription details if it was a recurring purchase.
Contact Documentation: Keep handy any previous communication with customer support regarding this purchase, which can expedite the refund process.
Banking Details: Have your banking information ready if a refund is to be credited back to your account.
How Long Does it Take to Get a Refund?
Payment method
How long it takes*
Credit Card
5-7 working days
Debit Card
3-5 working days
ACH Transfer
5-10 working days
PayPal
3-5 working days
*Working days are Monday to Friday, and don't include public holidays.
What are my Rights? Am I eligible for a Refund from Hippo
At Hippo, users engaging with our services are encouraged to familiarize themselves with the eligibility criteria for potential refunds. Refund eligibility may arise under specific circumstances related to the nature of our services, which are primarily focused on providing comprehensive Homeowners Insurance solutions. Understanding these situations can help users navigate their accounts and billing inquiries effectively.
Policy Cancellation: Users who choose to cancel their policy within the designated free look period may qualify for a refund of any premium paid, provided the cancellation is processed according to the guidelines outlined in the policy.
Coverage Adjustment: If there is a significant change in the user's coverage needs due to a qualifying life event, they might be eligible for a prorated refund when reducing coverage options.
Claims Denial: In instances where a claim is submitted and subsequently denied, users can inquire about the possibility of a review and, depending on the circumstance, might be eligible for a refund related to specific premiums paid for the coverage in question.
Overpayment Situations: Users should review their billing statements; any discrepancies that may indicate an overpayment for services could qualify for a refund upon validation through account review.
Service Modifications: If modifications to the insurance service are requested and lead to an unused portion of the payment, users could explore refund options that reflect the changes made.
Each situation is unique, and users are encouraged to consult their account details or reach out to Hippo’s support team for specific inquiries related to their refund eligibility.
Step-by-Step Process to Request Your Hippo Refund Like a Pro
Navigate to your account settings by clicking on your profile icon.
Select the Billing section from the menu.
Find the Active Subscriptions area.
Locate the subscription you wish to refund and click on the Manage button.
Select Request a Refund from the options provided.
In the refund request details, mention that your subscription renewed without notice.
Submit your request for review.
If you purchased through Apple:
Open the Settings app on your iPhone.
Tap your Apple ID at the top of the settings menu.
Select Subscriptions.
Locate the subscription from Hippo.
Tap on it, then select Report a Problem.
Choose the reason for the refund and emphasize that the account was not used.
Complete the prompts and submit your request.
If you purchased through Google Play:
Open the Google Play Store on your device.
Tap on the Menu (three horizontal lines) and select Subscriptions.
Find your subscription for Hippo and tap on it.
Select Cancel Subscription, then follow the prompts to confirm.
After cancellation, go back and select Request a Refund.
State that you were unaware of the renewal.
Submit the refund request.
If you purchased through Roku:
Sign in to your Roku account on a web browser.
Navigate to the Manage Your Subscriptions section.
Find your Hippo subscription in the list.
Click on the Cancel Subscription option.
To request a refund, select Contact Support on the help page.
In your message, mention the lack of renewal notifications.
Follow the on-screen instructions to submit your refund request.
Disclaimer
Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.
The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.
Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.
Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company's terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.
I am writing to formally request a refund regarding my account. [describe reason]
I would like to request a refund in the amount of [Amount].
If applicable, I have attached the necessary documentation for your review.
I kindly ask for a confirmation of this request within 3-5 business days.
Thank you for your attention to this matter.
Sincerely, [Your Name] [Your Phone Number]
Common refund statuses
Status
Meaning
What It Means for You
Pending
Your refund request has been initiated but not yet processed.
Please allow up to 24 hours for your request to be reviewed.
Processing
Your refund is currently being processed by our team.
You can expect this stage to last between 3-5 business days.
Refunded
The refund has been completed, and funds have been returned to your original payment method.
Funds typically reflect in your account within 5-7 business days.
Partially Refunded
A portion of your order's total has been refunded.
Please check your account for the adjusted amount.
Completed
The refund has been successfully processed and is now complete.
Your account is fully updated, and any issues should be resolved.
Canceled
The refund request has been canceled, either by you or by our team.
If you believe this is an error, please contact customer support.
Real User Scenarios: When and How Refunds Were Successfully Claimed
Hippo provides innovative home insurance solutions designed for modern homeowners. Here are some real user scenarios where individuals successfully claimed refunds related to their accounts.
A New Home Purchase: After purchasing a new home, a user realized they had overlapping coverage from their previous policy. They reached out to Hippo’s support to clarify their coverage status and, upon confirming the overlap, successfully requested a refund for the remaining unused premium on their previous policy.
Policy Adjustment: A customer wanted to upgrade their policy to add additional coverage for renovations. During the discussion with support, they discovered that the cost for their previous policy was still reflected on their account. Hippo promptly adjusted the premium and issued a refund for the difference, ensuring they only paid for the newly enhanced coverage.
Accidental Double-Subscription: A user accidentally subscribed to a premium coverage plan while trying to make adjustments to their existing policy. After realizing the error, they contacted Hippo’s customer service. The support team efficiently clarified the situation and issued a refund for the additional subscription almost immediately.
Cancelled Add-Ons: An individual had previously added a personal property add-on, but after reviewing their finances, decided to cancel it. After submitting a request through the app to modify their coverage, Hippo reviewed their account and successfully refunded the unused portion of the add-on premium.
The Easiest Way to Get a Hippo Refund
If you're frustrated trying to get a refund from Hippo—or if you didn't even realize you were being charged—Chargeback can help. Chargeback is a personal subscription manager that automatically detects hidden, recurring charges like Netflix, Hulu, and hundreds of others. With one click, we can cancel unwanted subscriptions, flag suspicious billing, and even initiate refund requests on your behalf. No more waiting on hold or navigating confusing help pages. Just connect your bank or card account, and we'll take care of the rest.
How to Track Your Refund Status Efficiently
Tracking your refund status with Hippo is straightforward and efficient. Here are some tips to help you stay updated on your refunds:
Check Your Email: Hippo sends out email notifications at key stages of the refund process. Look for updates that confirm receipt of your refund request, processing stages, and the final approval or denial of the refund.
Utilize the Hippo App: If you have the Hippo mobile app, you can easily track your refund status. Navigate to the 'Orders' section to see detailed information on all your transactions, including any pending refunds.
Visit Your Account Dashboard: Log into your Hippo account at myhippo.com and access the 'Order History' section. Here, you’ll find a comprehensive list of all your orders along with their current refund statuses.
Check the Billing Section: In your account settings, the 'Billing' section provides insights into any financial activities, including pending refunds. This is a reliable spot to verify amounts being processed and transaction histories.
Refund Progress Information: Hippo provides updates regarding the stage of your refund—whether it’s pending, approved, or denied—so you can stay informed about expected timelines. Pay attention to these status updates in both your email and dashboard.
Customer Support: If you have further questions or require assistance, reach out to Hippo's customer service directly through the 'Help' section in the app or website for personalized updates on your refund status.
FAQ
Hippo's refund policy typically does not allow for refunds if a subscription is not canceled by the designated deadline. However, we recommend reaching out to customer support to discuss your situation, as they may be able to provide assistance or offer options that suit your needs.
Refunds from Hippo typically take 5 to 10 business days to process, depending on your bank or payment method. Once initiated, you can often track the status through your payment account. Please allow this timeframe for the funds to reflect in your account.
If you see a charge but do not have an active subscription, please check your account to verify any subscription details or related transactions. If you still have questions, reach out to Hippo's customer support for assistance in clarifying the charge and exploring possible next steps.
If you are unable to secure a refund directly from Hippo, consider reaching out to their customer service team for further assistance. You may also explore escalating your request within Hippo's support channels for additional review. Additionally, reviewing your account details may provide further insights into your eligibility for a refund.
If Hippo refuses to issue a refund, you can start by reviewing their refund policy to understand the specific terms that apply to your situation. It may also be helpful to reach out to customer support again with any additional details or questions you have, or check your account details to ensure everything is in order.
Chargeback and the Chargeback trademarks used herein are trademarks or registered trademarks of Chargeback and its affiliates. The use of any other trade name, copyright, or trademark is for identification and reference purposes only and does not imply any association with the copyright or trademark holder of their product or brand. Other product and company names mentioned herein are the property of their respective owners.
¹ Total savings is calculated based on internal annualized estimates of savings for customers. ² Average requests times may vary depending on volume of requests
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