It’s common for users to overlook billing matters until an unexpected charge catches them off guard, such as an automatic subscription renewal. This guide is designed to provide clarity on how refunds work with Just Remortgages, helping you understand who is eligible and outlining the straightforward steps to request your money back efficiently. Our aim is to ensure you navigate the refund process with ease and confidence.
What You Should Prepare Before Applying For Refund
Account Details: Your Just Remortgages account number and username.
Transaction ID: The unique transaction ID associated with the service you are requesting a refund for.
Service Agreement: A copy of the service agreement or contract that outlines the terms of your remortgage service.
Proof of Payment: Documentation showing the payment made, such as a bank statement or receipt.
Reason for Refund: A clear description of the reasons for your refund request, referencing any specific issues you encountered.
Communication Record: Any emails or correspondence with Just Remortgages related to your service or refund request.
Cancellation Confirmation: If applicable, proof of cancellation of services, if they were not satisfactory.
Identification: A valid form of ID to verify your identity, such as a driver's license or passport.
How Long Does it Take to Get a Refund?
Payment method
How long it takes*
Bank Transfer
3-5 working days
Debit Card
3-5 working days
Credit Card
5-7 working days
PayPal
1-3 working days
*Working days are Monday to Friday, and don't include public holidays.
What are my Rights? Am I eligible for a Refund from Just Remortgages
At Just Remortgages, users have specific rights regarding the services provided and the billing process. Understanding these rights can help users navigate any queries related to refunds or service adjustments effectively. Eligibility for a refund may depend on the nature of the service rendered, the timing of any cancellations, and the circumstances surrounding the request for a refund.
The following circumstances might qualify for a refund:
Service Not Rendered: If a user has paid for services that were not delivered or completed as agreed, they may be eligible for a refund.
Withdrawal from Agreement: Users who formally withdraw from a remortgage application within the stipulated period prescribed in the initial agreement might be eligible for a refund of any upfront fees paid.
Change in Circumstances: If there are significant changes in the user's financial situation that impact the service agreement (for example, a significant drop in income), they could inquire about potential refund eligibility for advance fees.
Discrepancies in Fees: Users questioning specific charges on their account that differ from what was initially agreed upon should reach out for clarification, which may lead to adjustments or refunds where applicable.
Regulatory Changes: Any alteration in regulations that affects the terms of the remortgage agreement could necessitate a review of fees and an examination of refund eligibility.
It’s important for users to communicate directly with Just Remortgages for detailed information regarding their specific situations and to understand the steps necessary to initiate any refund requests.
Step-by-Step Process to Request Your Just Remortgages Refund Like a Pro
If you purchased through Just Remortgages.biz:
Visit the Just Remortgages website and log into your account.
Navigate to the 'Account Settings' section.
Look for ‘Payment History’ to find the transaction you wish to refund.
Click on the transaction details to open them.
Locate the 'Request Refund' button and click it.
In the prompt that appears, mention that the subscription renewed without notice.
Submit the request and monitor for confirmation notifications via email.
If you purchased through Google Play:
Open the Google Play Store app on your device.
Tap the profile icon in the top right corner.
Select 'Payments & subscriptions' then 'Subscriptions'.
Find and select the Just Remortgages subscription.
Tap 'Manage' and then select 'Cancel Subscription'.
After cancellation, visit your order history at play.google.com/store/account.
Find the Just Remortgages transaction and click 'Refund'.
In the justification, emphasize that the account was unused.
Submit your refund request.
If you purchased through Apple:
Open the Settings app on your iPhone or iPad.
Tap your Apple ID at the top of the screen.
Tap 'Subscriptions'.
Select the Just Remortgages subscription you want to refund.
Tap 'Cancel Subscription'.
Open the App Store and scroll to the bottom and tap your Apple ID.
Select 'Purchase History' and find your Just Remortgages transaction.
Tap on the transaction and select 'Report a Problem'.
Explain that the subscription renewed without notice.
Submit the report and wait for a response from Apple.
If you purchased through Roku:
Sign in to your Roku account at my.roku.com.
Navigate to 'Manage Your Subscriptions'.
Locate the Just Remortgages subscription in the list.
Click on ‘Unsubscribe’ to cancel the service.
After cancellation, return to the subscription list.
Select 'Request Refund' next to the Just Remortgages entry.
In the message, emphasize that the account was not in use.
Submit the refund request and wait for confirmation through email.
Disclaimer
Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.
The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.
Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.
Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company's terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.
Get help with your refund
"This app saved me $127 in minutes"
Draft email to Just Remortgages for Refund
Script
Copy
Subject: Refund Request – Just Remortgages Account [Your Email]
Dear Just Remortgages Team,
I am writing to formally request a refund regarding my account. Please find the details of the billing situation as follows: [describe reason]
I would like to request a refund of [Amount]. I have attached relevant documentation for your reference if applicable.
Please confirm the receipt of this request and the status of the refund within 3-5 business days.
Thank you for your attention to this matter. If you need to reach me, please contact me at [Your Phone Number].
Sincerely, [Your Name]
Common refund statuses
Status
Meaning
What It Means for You
Pending
Your refund request has been submitted but not yet processed.
You will receive an update within 3-5 business days.
Processing
Your refund is currently being reviewed and processed by our team.
Expect to see updates as we take steps to finalize your refund.
Refunded
Your refund has been successfully issued to your original payment method.
The funds should reflect in your account within 5-10 business days, depending on your bank.
Partially Refunded
A portion of your total payment has been refunded.
You will see the partial refund amount in your account shortly.
Completed
The refund process has been completed and all actions are finalized.
Your account has been updated, and you can check the transaction history.
Canceled
Your refund request has been canceled and will no longer be processed.
If this was in error, please contact customer support for further assistance.
Real User Scenarios: When and How Refunds Were Successfully Claimed
At Just Remortgages, users often navigate various scenarios related to their remortgaging process. Here are a few real user situations where individuals successfully claimed refunds based on account management and service inquiries.
When John decided to change his remortgage application due to better rates becoming available, he requested a refund for the initial consultation fee. After verifying his new application details, the Just Remortgages team promptly processed his refund, ensuring a smooth transition for him to secure the best financial option.
Lisa encountered an issue when she accidentally selected a premium service tier during her remortgage process. Upon realizing her mistake shortly after her order, she reached out to customer service, who verified her account and processed a refund for the difference without any hassle, allowing her to switch to the plan that better fit her needs.
Tom had further questions about his ongoing remortgage application and reached out to Just Remortgages for clarification. During this interaction, he learned that his application had progressed further than expected, which meant he no longer required a particular add-on service he had initially opted for. The support team assisted him with a refund for that service, streamlining his experience.
Emily found that she had inadvertently booked two separate consultations with different advisors at Just Remortgages. When she contacted customer service to clarify the situation, they efficiently canceled one of the consultations and processed a refund, ensuring she received only the services she needed.
The Easiest Way to Get a Just Remortgages Refund
If you're frustrated trying to get a refund from Just Remortgages—or if you didn't even realize you were being charged—Chargeback can help. Chargeback is a personal subscription manager that automatically detects hidden, recurring charges like Netflix, Hulu, and hundreds of others. With one click, we can cancel unwanted subscriptions, flag suspicious billing, and even initiate refund requests on your behalf. No more waiting on hold or navigating confusing help pages. Just connect your bank or card account, and we'll take care of the rest.
How to Track Your Refund Status Efficiently
Tracking your refund status efficiently with Just Remortgages is straightforward when you know where to look. Here are some specific tips to help you stay updated on your refund progress:
Email Notifications: Just Remortgages sends email updates regarding your refund status. Be on the lookout for emails with the subject line "Refund Update" and ensure that they are not directed to your spam folder.
Account Dashboard: Log into your Just Remortgages account and navigate to the Account Dashboard. Here, you can find a dedicated section for Refunds that will display the current status of your refund request.
Order History: Go to the Order History section within your account settings. Each order will have details about any refunds, including the request date and any updates on processing times.
Mobile App Notifications: If you are using the Just Remortgages mobile app, enable push notifications to receive real-time updates about your refund status directly to your phone, ensuring you never miss an important message.
Billing Section Insights: Check the Billing section in your account to see if your refund has been initiated. Just Remortgages provides detailed notes on what stage your refund request is in.
Live Chat Support: If you have questions about your refund status, utilize the Live Chat feature on the website. Customer support can provide immediate assistance and updates regarding your refund status.
FAQ
If you forgot to cancel your service with Just Remortgages on time, refunds are generally not available as per the company policy. However, it's always a good idea to contact their customer service directly to discuss your situation, as they may be able to offer guidance or assistance.
Refund processing times can vary based on the payment method used and the banks involved. Typically, you can expect the refund to appear within 3 to 10 business days. However, it’s always a good idea to check with your financial institution for more specific timelines.
If you notice a charge from Just Remortgages but do not have an active subscription, please check your bank statement for further details about the transaction. You can also reach out to our customer support team with your transaction information so they can assist you in clarifying the charge.
If you are unable to receive a refund directly from Just Remortgages, you may consider contacting customer service again for further clarification on your request. Additionally, escalating your concern within their support system could help in reviewing your situation more thoroughly. It's also advisable to review your account details for any relevant information that may assist in resolving the matter.
If Just Remortgages refuses to issue a refund, consider reviewing their refund policy for clarity on the terms and conditions that apply. You may also want to contact their customer support team again to request further information or clarification regarding your situation. Additionally, checking your account details may help ensure that all information is correct and up to date.
Chargeback and the Chargeback trademarks used herein are trademarks or registered trademarks of Chargeback and its affiliates. The use of any other trade name, copyright, or trademark is for identification and reference purposes only and does not imply any association with the copyright or trademark holder of their product or brand. Other product and company names mentioned herein are the property of their respective owners.
¹ Total savings is calculated based on internal annualized estimates of savings for customers. ² Average requests times may vary depending on volume of requests
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