Many users engage with billing processes only when an unexpected charge surfaces, often linked to automatic renewals. This guide aims to clarify how refunds work with Prosper, detailing eligibility criteria and providing straightforward steps to swiftly request a refund. We understand that navigating financial transactions can be challenging, and we're here to ensure you get the assistance you need in reclaiming your funds. Let’s walk through the process together, ensuring a smooth experience.
What You Should Prepare Before Applying For Refund
Account information: Your Prosper account username or email associated with the account.
Transaction ID: The specific transaction ID for the service or product you are requesting a refund for.
Service details: A clear description of the service or product you purchased, including the date of purchase and any specific features or subscription level.
Proof of payment: A copy of your payment receipt or confirmation email showing the amount charged and the payment method used.
Cancellation confirmation: If applicable, evidence of cancellation of the service (e.g., email or confirmation page).
Refund policy reference: Knowledge of Prosper’s refund policy, including applicable timelines and conditions for requesting refunds.
Communication records: Any relevant correspondence with Prosper regarding the service or refund request.
How Long Does it Take to Get a Refund?
Payment method
How long it takes*
Credit/Debit Card
3–5 working days
Bank Transfer
5–7 working days
PayPal
3–5 working days
Apple Pay
3–5 working days
Google Pay
3–5 working days
*Working days are Monday to Friday, and don't include public holidays.
What are my Rights? Am I eligible for a Refund from Prosper
At Prosper Management Group, users have specific rights regarding refunds that reflect the nature of the services provided. Understanding these rights can help users navigate situations where they might be seeking a refund. Prosper offers tailored management solutions, often in subscription-based formats or service contracts, and each situation can have different eligibility for refunds based on user engagement and service delivery.
The following situations may qualify for a refund or adjustment:
Service Dissatisfaction: If a user feels that the service provided did not meet the agreed-upon terms or expectations, they may be eligible to request a review of their account and potentially seek a refund for specific services.
Service Interruption: In cases where there has been a significant interruption in service delivery that affects the user’s experience, individuals may wish to inquire about the possibility of a refund for that duration.
Billing Errors: Users who identify discrepancies in their account billing may find that eligible amounts could be adjusted or refunded upon verification of the issues raised.
Cancellation of Services: If users request to cancel their service following the established guidelines, they may be eligible for a refund of any unused portion of their service that aligns with Prosper’s cancellation and refund policy.
Promotional Credits: Users who have received promotional credits may want to confirm how those credits apply when making payments and whether they can receive a refund if they do not utilize said credits.
It’s essential for users to reference Prosper's specific policies and procedures regarding refunds for details regarding time frames and necessary documentation to support their requests.
Step-by-Step Process to Request Your Prosper Refund Like a Pro
Scroll to the bottom of the homepage and click on "Contact Us".
Choose the appropriate option for membership inquiries.
Fill out the contact form with your details.
In the message section, specify that you would like to request a refund.
Mention that you did not receive notice of the renewal, if applicable.
Indicate that the account has not been utilized, if true.
Submit the form and take note of any reference number provided.
Monitor your email for a response from Prosper regarding your refund request.
If you purchased through Apple:
Open the Settings app on your iOS device.
Tap on your Apple ID (your name at the top).
Select Subscriptions.
Locate and tap on your Prosper subscription.
Select Report a Problem at the bottom.
Choose Request a Refund.
Follow the on-screen prompts to specify your reason.
Mention that the subscription renewed without prior notice, if applicable.
Emphasize non-use of the account, if true.
Submit your request and keep an eye on your email for confirmation.
If you purchased through Google Play:
Open the Google Play Store app on your device.
Tap on your profile icon in the top right.
Select Payments & subscriptions.
Tap on Subscriptions and find your Prosper subscription.
Select Manage and choose Cancel Subscription if prompted.
After cancellation, tap on Report a Problem.
Specify your request for a refund.
Mention that the renewal was unexpected, if applicable.
Indicate that you did not use the service during the period, if true.
Submit your request and await a response from Google Play.
If you purchased through Roku:
Go to the Roku website or Open the Roku app.
Log in to your Roku account.
Navigate to Manage Account.
Click on Subscriptions and find the Prosper subscription.
Select Cancel Subscription.
Once canceled, go to the Contact Support page.
Choose the option to start a live chat or send a message.
In your communication, state that you want to request a refund for the recent charge.
Mention that you were unaware of the subscription renewal, if applicable.
Highlight that you haven't utilized the service, if that is the case.
Submit your request and watch for a confirmation from Roku support.
Disclaimer
Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.
The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.
Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.
Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company's terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.
I am writing to address a billing situation regarding my account. [describe reason]
I would like to request a refund in the amount of [Amount]. If applicable, I have attached relevant documentation for your review.
I kindly ask for your confirmation within 3-5 business days regarding this request.
Thank you for your attention to this matter. If you require any further information, please feel free to contact me at [Your Phone Number].
Sincerely,
[Your Name]
Common refund statuses
Status
Meaning
What It Means for You
Pending
Your refund request has been received and is awaiting review.
You will be notified once the review process is complete, typically within 1-3 business days.
Processing
Your refund is currently being processed by our financial team.
This usually takes 3-5 business days; funds will be credited back to your original payment method.
Refunded
The refund has been successfully processed, and the total amount has been credited.
Expect to see the funds reflected in your account shortly, depending on your bank's processing time.
Partially Refunded
Only a portion of the total amount has been refunded.
You can view the details of the partial refund in your account history.
Completed
The refund process is fully completed, and no further action is needed.
This indicates that your refund has been successfully resolved.
Canceled
Your refund request has been canceled and will not be processed.
If you believe this was an error, please contact customer support for further assistance.
Real User Scenarios: When and How Refunds Were Successfully Claimed
At Prosper, user satisfaction is a priority, and refunds can be seamlessly processed under various circumstances. Here are some real user scenarios illustrating successful refund claims:
Subscription Change Scenario: A user decided to upgrade their subscription plan for enhanced features but later realized that the previous plan was more suitable for their needs. After contacting Prosper's customer support, the user was able to receive a refund for the difference in price within a week.
Service Interruption Scenario: A user faced an unexpected service interruption during a crucial project. After reporting the issue to Prosper, they were offered a prorated refund for the time the service was unavailable, which was promptly credited back to their account.
Account Management Inquiry: Following a billing statement review, a user noticed a charge related to an add-on feature they believed they had opted out of. Upon reaching out to Prosper, they clarified the situation and received a full refund for the add-on fee that reflected their account preferences.
Product Upgrade Scenario: After purchasing a digital product through Prosper, a user found that a new version had been released shortly afterward. Contacting support, they successfully requested a refund for the original purchase to upgrade to the latest version at the current price with zero hassle.
The Easiest Way to Get a Prosper Refund
If you're frustrated trying to get a refund from Prosper—or if you didn't even realize you were being charged—Chargeback can help. Chargeback is a personal subscription manager that automatically detects hidden, recurring charges like Netflix, Hulu, and hundreds of others. With one click, we can cancel unwanted subscriptions, flag suspicious billing, and even initiate refund requests on your behalf. No more waiting on hold or navigating confusing help pages. Just connect your bank or card account, and we'll take care of the rest.
How to Track Your Refund Status Efficiently
Tracking your refund status with Prosper is designed to be straightforward and efficient. Here are the best ways to stay updated on your refund progress:
Email Notifications: After initiating a refund, Prosper sends a confirmation email detailing the refund request. Keep an eye on your inbox for updates regarding the status of your refund.
In-App Alerts: If you have the Prosper mobile app, check for in-app notifications that may alert you to any changes in your refund status. These can provide real-time updates directly to your mobile device.
Account Dashboard Insights: Log into your Prosper account and navigate to the Order History section. Here, you can view all transactions, including pending refunds and their current status.
Billing Section Tracking: Within the Billing section of your account settings, you’ll find detailed information about all financial activities, including refunds. This area summarizes your refund progress clearly.
Refund Progress Details: As your refund is processed, Prosper provides updates on expected timelines. You'll often see estimated completion dates or pending statuses that help you understand when to expect your funds.
Customer Support Options: If you're unable to find the information you need about your refund status, Prosper offers a dedicated customer support section. You can reach out via email or phone, and they can provide specific details regarding your refund.
FAQ
Refunds for missed cancellation deadlines are evaluated on a case-by-case basis. While we understand that oversights can occur, it’s important to familiarize yourself with our cancellation policy to avoid such situations in the future. Please contact our customer support team directly to discuss your specific circumstances.
Refund processing times can vary, typically taking between 5 to 10 business days to appear in your account. This timeframe depends on your financial institution's policies and procedures for processing incoming transactions. If you have any concerns about the status of your refund, please reach out to our customer service team for assistance.
If you notice a charge but do not have an active subscription, please check your account for any recent activity or updates. If you still have questions, contact our customer support team for assistance, and they will help clarify the situation and determine the next steps.
If you're unable to secure a refund directly from Prosper, consider reaching out to their customer service for further assistance. You might also look into escalating your inquiry within their support structure for additional options. Reviewing your account details and any related communications could provide further clarity on your situation.
If Prosper refuses to issue a refund, it's advisable to carefully review the refund policy outlined on their website for any specific conditions that may apply. Additionally, consider reaching out to their customer support team again for clarification or to discuss your concerns further. Ensuring all account details are accurate may also help facilitate the resolution process.
Chargeback and the Chargeback trademarks used herein are trademarks or registered trademarks of Chargeback and its affiliates. The use of any other trade name, copyright, or trademark is for identification and reference purposes only and does not imply any association with the copyright or trademark holder of their product or brand. Other product and company names mentioned herein are the property of their respective owners.
¹ Total savings is calculated based on internal annualized estimates of savings for customers. ² Average requests times may vary depending on volume of requests
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