Many customers often overlook billing details until an unexpected charge surfaces, such as an automatic subscription renewal. This guide is designed to clarify how refunds work with Simple Fast Loans, helping you understand eligibility requirements and the straightforward steps needed to request your money back efficiently. Our aim is to ensure that you feel informed and supported throughout the refund process, making it as smooth as possible.
What You Should Prepare Before Applying For Refund
Account Information: Your account username or email associated with your Simple Fast Loans account.
Loan Agreement Details: Have your loan agreement document ready, including loan number and any relevant terms.
Transaction ID: Locate the transaction ID from the loan that you are requesting a refund for.
Payment Method Information: Include details of the payment method used, such as bank account or card details that were charged.
Refund Request Form: Check if a specific form is required for refund requests and have it completed.
Supporting Documentation: Gather any correspondence (emails, chat transcripts) with Simple Fast Loans related to your refund request.
Refund Eligibility Verification: Review any terms and conditions from Simple Fast Loans regarding refund eligibility for your specific loan type.
Identification Proof: Prepare a form of identification (ID or driver's license) to verify your identity, if required.
How Long Does it Take to Get a Refund?
Payment method
How long it takes*
Bank Transfer
3-5 working days
Debit Card
2-4 working days
Credit Card
3-7 working days
Electronic Wallet
1-3 working days
*Working days are Monday to Friday, and don't include public holidays.
What are my Rights? Am I eligible for a Refund from Simple Fast Loans
At Simple Fast Loans, customers are entitled to specific rights regarding their transactions and may be eligible for refunds in certain situations. The services provided primarily focus on personal loans designed to meet the financial needs of clients. Understanding eligibility for refunds is essential, as it can help customers navigate their financial decisions better.
The following situations may qualify for refunds related to Simple Fast Loans:
Loan Cancellation: If a loan application has been submitted but not yet approved or disbursed, customers may be eligible to receive a refund of any associated fees.
Early Payment Refunds: In cases where a customer pays off their loan earlier than the original repayment schedule, they might be able to request a refund of certain fees associated with their loan.
Service Fees: If a fee was charged for services that were not rendered, customers could inquire about the possibility of a refund.
Loan Modifications: Customers who have undergone a modification to their loan agreement may be eligible for a recalibration of their fees, which could warrant a refund depending on individual circumstances.
For any inquiries regarding refunds or to confirm eligibility based on specific situations, it is advisable to reach out directly to Simple Fast Loans customer support for personalized assistance and further clarification.
Step-by-Step Process to Request Your Simple Fast Loans Refund Like a Pro
If you purchased through Simple Fast Loans.com:
Visit the Simple Fast Loans website.
Scroll to the bottom and click on 'Contact Us'.
Fill out the contact form with your details.
Include your membership ID or email address.
Mention that you would like a refund for recent purchases or your subscription.
State that the account has been unused and express your desire for a refund.
Submit the form and wait for a confirmation email.
If you purchased through Apple:
Open the Settings app on your device.
Tap on your Apple ID at the top of the screen.
Select 'Subscriptions'.
Find your Simple Fast Loans subscription in the list.
Tap 'Cancel Subscription' (if prompted, confirm your choice).
Once cancelled, go to the App Store.
Scroll down and tap on your Account icon.
Tap on 'Purchased'.
Find Simple Fast Loans and select it.
Tap on 'Report a Problem'.
Select 'I didn’t authorize this charge' or another relevant option.
In the description, state that the subscription renewed without notice and you would like a refund.
Submit your report and await Apple’s response.
If you purchased through Google Play:
Open the Google Play Store app.
Tap on the three horizontal lines (menu) in the upper left corner.
Select 'Subscriptions'.
Find and select your Simple Fast Loans subscription.
Tap 'Cancel Subscription' (if required, confirm).
Once cancelled, return to the menu.
Tap on 'Account'.
Scroll to 'Purchase History' and find your transaction for Simple Fast Loans.
Tap on the transaction and select 'Report a problem'.
Choose 'I want a refund'.
In your message, note that the subscription renewed without notice and you are requesting a refund.
Submit your request and monitor your email for a response.
If you purchased through Roku:
Access the Roku account page on your web browser.
Log in with your Roku account details.
Click on 'Manage Account'.
Choose 'Subscriptions'.
Locate your Simple Fast Loans subscription.
Next to the subscription, click on 'Cancel this subscription' and confirm.
Navigate to the Support section of the Roku website.
Select 'Contact Us'.
Submit a ticket regarding your refund request under the relevant category.
Emphasize in your message that the subscription renewed without prior notice.
Express that you've not used the service and are requesting a refund.
Wait for Roku's response to your request.
Disclaimer
Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.
The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.
Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.
Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company's terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.
Get help with your refund
"This app saved me $127 in minutes"
Draft email to Simple Fast Loans for Refund
Script
Copy
Subject: Refund Request – Simple Fast Loans Account [Your Email]
Dear Simple Fast Loans Team,
I am writing to formally request a refund regarding my account associated with the email address [Your Email].
The billing situation is as follows: [describe reason]
I would like to request a refund in the amount of [Amount]. I have attached relevant documentation for your review.
Please confirm the status of my request within 3-5 business days.
Thank you for your attention to this matter.
Sincerely, [Your Name] [Your Phone Number]
Common refund statuses
Status
Meaning
What It Means for You
Pending
Your refund request has been received but not yet processed.
Wait for confirmation; processing can take up to 3 business days.
Processing
Your refund is currently in the process of being approved and issued.
Funds will be credited back to your account within 5-7 business days.
Refunded
The full amount of your loan has been refunded successfully.
You will see the total amount returned to your payment method shortly.
Partially Refunded
A portion of your loan has been refunded.
Review the details of the refund; further action may be required.
Completed
All refund transactions have been completed successfully.
Your account is now updated, and no further action is needed.
Canceled
The refund request has been canceled, either by you or the administrator.
You can check with support for potential next steps or reinstatement.
Real User Scenarios: When and How Refunds Were Successfully Claimed
At Simple Fast Loans, users often find themselves navigating various circumstances around lending and account management. Here are some real user scenarios where customers successfully claimed refunds through effective communication and understanding of their account statuses.
Loan Overpayment Adjustment: A customer realized that they had accidentally paid more than their scheduled amount for a personal loan. After reaching out to customer support for clarification, they learned about the overpayment policy, and a refund was promptly processed for the excess amount.
Incorrect Loan Amount Funded: A user applied for a small loan intending to cover an unexpected expense but noticed that the amount funded was lower than requested. Checking in with the Simple Fast Loans team, they provided documentation to explain the discrepancy, resulting in a streamlined refund for the difference.
Account Service Fee Reversal: A long-term customer mistakenly incurred an account maintenance fee due to an outdated auto-payment method. After contacting support to clarify their account settings, they were informed of the fee and, following a review of their history, received a full refund of that charge.
Application Fees on Non-Approved Loans: A potential borrower applied for a loan but was ultimately not approved due to eligibility criteria. Upon reviewing the application outcome, they reached out to Simple Fast Loans for a refund of the application fee and were notified that these funds would be returned since no loan agreement was established.
The Easiest Way to Get a Simple Fast Loans Refund
If you're frustrated trying to get a refund from Simple Fast Loans—or if you didn't even realize you were being charged—Chargeback can help. Chargeback is a personal subscription manager that automatically detects hidden, recurring charges like Netflix, Hulu, and hundreds of others. With one click, we can cancel unwanted subscriptions, flag suspicious billing, and even initiate refund requests on your behalf. No more waiting on hold or navigating confusing help pages. Just connect your bank or card account, and we'll take care of the rest.
How to Track Your Refund Status Efficiently
Tracking your refund status with Simple Fast Loans is easy and efficient. By leveraging specific tools and communication methods employed by the company, you can stay updated on the progress of your refund. Here are some key tips to help you track your refund status effectively:
Check Your Email Regularly: Simple Fast Loans communicates refund updates through email. Look for messages from their support team that outline the status of your refund request, including any additional actions needed from your side.
Utilize the Mobile App: If you have the Simple Fast Loans mobile app, you can monitor your refund status directly through it. Navigate to the 'Refund Status' section, where you’ll find real-time updates and notifications about your refund.
Visit Your Account Dashboard: Log into your account on the Simple Fast Loans website and access the 'Billing' section of your dashboard. Here, you can view detailed information about your refund history and current status.
Review Your Order History: In your account, the 'Order History' section provides a chronological view of all past transactions, including any pending refunds. Check this section for key details on the progress of your refund.
Look for Specific Refund Progress Indicators: Simple Fast Loans often provides updates regarding the stages of your refund, such as 'Processing', 'Approved', or 'Completed'. Familiarize yourself with these terms to understand exactly where your refund stands.
Contact Customer Support: If you have specific questions about your refund, don’t hesitate to reach out to Simple Fast Loans' customer service via their support portal. Providing your loan number can expedite the assistance process.
FAQ
If you forgot to cancel your loan on time, refunds may not be guaranteed, as this can depend on the specific terms and conditions of your agreement. It's advisable to contact customer service directly to discuss your situation, as they can provide guidance based on your circumstances.
Refund processing times can vary depending on your financial institution, but typically, it may take 3 to 5 business days for the refund to appear in your account once it has been processed by Simple Fast Loans. Factors such as your bank's policies and the timing of the refund request can also influence the exact timeline.
If you see a charge but do not have an active subscription, please check your account for any past subscriptions or pending services. If you still believe the charge is incorrect, contact our customer support team with your transaction details for further assistance.
If you are unable to obtain a refund directly from Simple Fast Loans, consider reaching out to their customer service team again for further assistance. You may also explore escalating your request within their support system to ensure it receives the attention it requires. Additionally, reviewing your account details and transaction history may provide clarity on your situation.
If Simple Fast Loans refuses to issue a refund, it may be helpful to review their refund policy to understand your options better. Additionally, consider contacting their customer support again to seek clarification on the decision or to discuss your account details further. Ensuring all information is accurate and up-to-date may assist in resolving the matter.
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¹ Total savings is calculated based on internal annualized estimates of savings for customers. ² Average requests times may vary depending on volume of requests
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