Many users often overlook billing details until an unexpected charge arises, such as an automatic subscription renewal. This guide is designed to help you understand how refunds work with Smarter By CNBC, including who qualifies for a refund and the steps to efficiently request your money back. Our goal is to make the refund process as straightforward as possible, ensuring you feel supported every step of the way.
What You Should Prepare Before Applying For Refund
Account Information: Your registered email address and password associated with your Smarter By CNBC account to access your subscription details.
Transaction ID: Locate the unique transaction ID for your purchase, which can usually be found in your confirmation email or account purchase history.
Purchase Date: Know the exact date when you made the purchase to align with refund eligibility timelines.
Refund Request Reason: Prepare a clear explanation for why you are requesting the refund, as this may expedite the process.
Payment Method Details: Have information about how you paid (credit card, PayPal, etc.) ready, as it may be required for the refund process.
Proof of Purchase: Keep a copy of your purchase confirmation email or receipt available as evidence of the transaction.
Subscription Details: If applicable, have information regarding your subscription type (monthly, yearly) and any relevant plan features.
Cancellation Confirmation: If you've already canceled your subscription, ensure you have any related confirmation emails or notifications.
How Long Does it Take to Get a Refund?
Payment method
How long it takes*
Credit/Debit Card
3-5 working days
PayPal
2-4 working days
Apple Pay
3-5 working days
Bank Transfer
5-7 working days
*Working days are Monday to Friday, and don't include public holidays.
What are my Rights? Am I eligible for a Refund from Smarter By CNBC
At Smarter By CNBC, we strive to offer valuable financial insights and educational resources through our subscription services. Understanding your rights and eligibility for a refund is essential for maximizing your experience with our offerings. While we aim to provide clear and helpful content, certain situations may warrant a review of your subscription and billing status for potential refunds.
Service Dissatisfaction: If you find that the content does not meet your expectations within the initial trial period, you may qualify for a refund based on your subscription type.
Technical Issues: In cases where persistent technical difficulties inhibit access to your subscription services, you might be eligible for a refund after these issues are verified.
Account Management Inquiries: Users who experience challenges with managing their account settings, such as unintentional renewals during your subscription term, could find eligibility for a refund through the appropriate channels.
Cancellation Process: If you initiated a cancellation within an allowed timeframe and still observe a charge, evaluating your subscription status may reveal eligibility for a refund.
For any of the above situations, we encourage you to reach out to our customer support team, who can assist you in reviewing your account details and discussing potential resolution options.
Step-by-Step Process to Request Your Smarter By CNBC Refund Like a Pro
If you purchased through Smarter By CNBC.com:
Visit the Smarter By CNBC website.
Scroll down to the bottom of the page and click on Contact Us.
Choose the option for Membership Inquiries.
Fill out the contact form, ensuring to include:
Your email associated with the account.
Your request for a refund.
Mention that the subscription renewed without notice.
Emphasize that the account was unused since the last renewal.
Submit the form.
Check your email for a response from customer support regarding your request.
If you purchased through Apple:
Open the Settings app on your iPhone or iPad.
Tap on your Apple ID at the top of the screen.
Select Subscriptions.
Find and select your subscription to Smarter By CNBC.
Scroll down and tap on Report a Problem.
Choose the option for Request a Refund.
In the description, state that the subscription renewed unexpectedly.
If you purchased through Google Play:
Open the Google Play Store on your device.
Tap the profile icon at the top right.
Select Payments & subscriptions.
Tap Subscriptions and find your Smarter By CNBC subscription.
Tap Cancel Subscription.
After cancellation, go back to Payments & subscriptions.
Click on Refund next to your purchase history.
Include a note that highlights the lack of notice for renewal and your intention to stop using the service.
If you purchased through Roku:
Sign in to your Roku account on a web browser.
Go to Manage your subscriptions.
Find your Smarter By CNBC subscription and select it.
Click on Cancel Subscription.
Once canceled, go to the Help section on Roku’s website.
Select the option to Request a refund for subscriptions.
In your message, mention that you were unaware of the renewal date.
Disclaimer
Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.
The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.
Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.
Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company's terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.
Get help with your refund
"This app saved me $127 in minutes"
Draft email to Smarter By CNBC for Refund
Script
Copy
Subject: Refund Request – Smarter By CNBC Account [Your Email]
Dear Smarter By CNBC Team,
I hope this message finds you well.
I am writing to request a refund due to [describe reason].
The amount I am requesting to be refunded is [Amount].
Please find attached the relevant documentation for your reference.
I would appreciate your confirmation of this request within the next 3-5 business days.
Thank you for your attention to this matter.
Best regards, [Your Name] [Your Phone Number]
Common refund statuses
Status
Meaning
What It Means for You
Pending
Your refund request has been received but has yet to be processed.
This status indicates that we're working on your request, and you can expect an update within 3-5 business days.
Processing
Your refund is currently in the process of being verified and approved.
You will receive confirmation once the refund is officially approved, typically within 1-2 business days.
Refunded
The refund has been successfully processed and your funds have been returned.
You should see the refunded amount reflected in your account within 5-7 business days.
Partially Refunded
A portion of your refund request has been approved and processed.
You will receive a notification detailing the amount refunded and any remaining balance.
Completed
Your refund request has been finalized and closed.
Everything is resolved, and you should no longer see any pending actions regarding your refund.
Canceled
Your refund request has been canceled, and no further action will be taken.
If you believe this was a mistake, please contact customer service for assistance.
Real User Scenarios: When and How Refunds Were Successfully Claimed
Users often have various experiences while managing their subscriptions or purchases with Smarter By CNBC. Here are some real user scenarios where refunds were successfully claimed:
A User Adjusting Their Subscription Plan: After realizing their current subscription plan was more than they needed, a user decided to downgrade from the Premium plan to the Basic plan shortly after their renewal. They contacted Smarter By CNBC to discuss the potential refund for the price difference, and the customer support team promptly processed the adjustment, issuing a refund for the difference in plans.
Service Interruption Compensation: A user experienced a brief service interruption during a crucial investment seminar hosted by Smarter By CNBC. Understanding its importance, the user reached out for clarification and was pleasantly surprised to receive an account credit as compensation for the disruption, which effectively served as a refund for the impacted service.
Cancellation Misunderstanding: An eager user attempted to cancel their subscription before the start of a new billing cycle but accidentally missed the deadline. Upon contacting customer service, they explained their situation, and the support team compassionately honored a refund for that month, recognizing their genuine misunderstanding of the cancellation timing.
Paid Feature Not Used: A user subscribed to an advanced analytics feature but found that due to personal reasons, they could not utilize it effectively. They reached out to Smarter By CNBC to discuss their account, and the team agreed to issue a refund for the month of service since it was barely used, demonstrating flexibility and customer care.
The Easiest Way to Get a Smarter By CNBC Refund
If you're frustrated trying to get a refund from Smarter By CNBC—or if you didn't even realize you were being charged—Chargeback can help. Chargeback is a personal subscription manager that automatically detects hidden, recurring charges like Netflix, Hulu, and hundreds of others. With one click, we can cancel unwanted subscriptions, flag suspicious billing, and even initiate refund requests on your behalf. No more waiting on hold or navigating confusing help pages. Just connect your bank or card account, and we'll take care of the rest.
How to Track Your Refund Status Efficiently
Tracking your refund status efficiently is crucial to staying informed about your financial transactions with Smarter By CNBC. Here are some specific methods tailored to the Smarter By CNBC experience:
Email Updates: Keep an eye on your email inbox for updates regarding your refund. Smarter By CNBC sends out detailed email notifications when your refund request is processed, providing information about the expected timeline and any actions you may need to take.
In-App Notifications: If you use the Smarter By CNBC app, make sure to enable push notifications. You will receive timely alerts regarding the status of your refund directly within the app, keeping you updated without needing to log in repeatedly.
Account Dashboard: Visit your Account Dashboard on the Smarter By CNBC website. Under the 'Billing' section, navigate to the 'Order History' tab, where you can view all past transactions, including refunds. Each transaction will display its current status, helping you track your refund easily.
Refund Progress Information: When checking your refund status in your account, you can expect comprehensive details about the refund process, including the amount and the date it was issued. Furthermore, any potential delays are communicated clearly.
Customer Support: If you're still uncertain about your refund status, the Smarter By CNBC customer service team is available through the in-app chat feature or email support. They can access your transaction history and provide personalized updates.
FAQ
If you forgot to cancel your Smarter By CNBC subscription on time, unfortunately, refunds are not typically offered for missed cancellations. We recommend reviewing the terms of service for specific details and future reminders to help manage your subscription effectively.
Refund processing times can vary based on your bank or credit card provider, but typically, it may take anywhere from 3 to 10 business days for the refund to appear in your account. Once the refund is issued, you will receive a confirmation email detailing the transaction.
If you see a charge but don’t have an active subscription, please check your account for any previous subscriptions or trial periods that might have transitioned to a paid plan. If you still have questions, contact customer support with the details of the charge, and they will assist you in resolving the matter.
If you are unable to obtain a refund directly from Smarter By CNBC, consider reaching out to customer service again for further assistance. You might also explore escalating your inquiry within their support system or reviewing your account details to ensure all information is correct, which could help clarify the situation.
If Smarter By CNBC refuses to issue a refund, you may want to review their refund policy to ensure all criteria were met. Additionally, consider reaching out to their customer support team again for further clarification on your request. Checking your account details and any related communications could also provide additional insights.
Chargeback and the Chargeback trademarks used herein are trademarks or registered trademarks of Chargeback and its affiliates. The use of any other trade name, copyright, or trademark is for identification and reference purposes only and does not imply any association with the copyright or trademark holder of their product or brand. Other product and company names mentioned herein are the property of their respective owners.
¹ Total savings is calculated based on internal annualized estimates of savings for customers. ² Average requests times may vary depending on volume of requests
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