Many users often overlook billing details until an unexpected charge catches their attention—such as an automatic subscription renewal. This guide is designed to demystify how refunds work with TravelGuard by AIG, highlighting who is eligible and outlining the straightforward steps to request your money back efficiently. With the right information at your fingertips, you can confidently navigate the refund process and ensure a smooth experience.
What You Should Prepare Before Applying For Refund
Policy Number: Have your TravelGuard policy number readily available for quick reference.
Claim Form: Complete the TravelGuard claim form, which can usually be downloaded from their website.
Proof of Payment: Gather any receipts or transaction confirmations showing your purchase of the TravelGuard policy.
Proof of Covered Reason: Ready documents such as flight cancellations, medical records, or any other evidence supporting your reason for the refund.
Identification: Have a form of ID, like a passport or driver’s license, to verify your identity.
Contact Information: Ensure you have up-to-date contact details to facilitate communication during the refund process.
Policy Documentation: Keep a copy of the original policy documentation available in case specific terms need to be referenced.
Transaction ID: If applicable, record any transaction IDs from your purchase to help track your payment.
Supporting Correspondence: Include any prior correspondence with TravelGuard regarding your claim.
Return Address: Provide any required return address if sending documents by mail.
How Long Does it Take to Get a Refund?
Payment method
How long it takes*
Credit Card
7-10 working days
Debit Card
7-10 working days
Bank Transfer
14-21 working days
PayPal
5-10 working days
*Working days are Monday to Friday, and don't include public holidays.
What are my Rights? Am I eligible for a Refund from TravelGuard by AIG
At TravelGuard by AIG, users may have specific eligibility criteria for refunds depending on the services or products associated with their accounts. Understanding the nature of the insurance and travel protection offerings can help clarify when a user might be eligible for a refund.
The following situations may qualify users for refunds from TravelGuard by AIG:
Policy Cancellation: Users who cancel their travel insurance policy within the specified free look period may be eligible for a full refund. This period is typically detailed in the policy documents.
Service Non-Utilization: Refunds may apply to cases where users have purchased coverage but did not initiate any claims or utilize the services provided under the policy. Conditions may vary based on the type of coverage purchased.
Change in Travel Plans: If users experience a travel itinerary change that falls under the coverage terms, they may be eligible for a refund for unused portions of their insurance policy, as long as the change meets the policy's eligibility criteria.
Duplicate Purchases: In instances where multiple policies may have been inadvertently purchased for the same trip, users might qualify for a refund for the duplicate policy, subject to verification and terms outlined in the policy documentation.
Policy Amendments: If adjustments are made to a policy that result in reduced coverage or associated costs, users may be eligible for refunds for any difference in premiums, in accordance with the policy terms.
For detailed information regarding specific circumstances and eligibility for a refund, users should refer to their policy documents or contact TravelGuard by AIG's customer service for further assistance.
Step-by-Step Process to Request Your TravelGuard by AIG Refund Like a Pro
If you purchased through TravelGuard by AIG.com:
Visit the TravelGuard by AIG website.
Scroll to the bottom and click on Contact Us.
Select Customer Service from the options.
Fill out the contact form with the following details:
Your email address
Your membership ID or subscription number
State that you are requesting a refund for your subscription.
Include a brief note such as, "My subscription renewed without prior notice" or "I have not utilized this service".
Submit the form and wait for a confirmation email.
If you purchased through Apple:
Open the Settings app on your device.
Tap your Apple ID at the top of the screen.
Select Subscriptions.
Find and tap on your TravelGuard subscription.
Tap on Cancel Subscription if they require cancellation prior to refund.
Go back and tap on Report a Problem next to the subscription.
Select Request a Refund.
Select the reason for the refund, using phrases like "I did not authorize the renewal" or "Account was unused".
Submit your refund request.
If you purchased through Google Play:
Open the Google Play Store app.
Tap on your Profile Icon in the top right corner.
Select Payments & Subscriptions.
Choose Subscriptions.
Find your TravelGuard subscription and tap on it.
Tap Cancel Subscription if necessary.
Navigate back and select Help & Feedback.
Select Request a refund from the available options.
In the reason section, mention "The subscription renewed unexpectedly" or "This account has been inactive".
Complete the request to submit.
If you purchased through Roku:
Go to the Roku website and log in to your account.
Navigate to Account settings.
Select Manage Subscriptions.
Find the TravelGuard subscription.
Cancel the subscription by clicking Cancel Subscription.
Visit the Help section on the Roku website.
Scroll to Contact Roku to initiate a refund request.
When submitting the request, mention "Services were not used after renewal" or "I did not intend to renew" as part of your message.
Submit the request and await confirmation.
Disclaimer
Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.
The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.
Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.
Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company's terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.
Get help with your refund
"This app saved me $127 in minutes"
Draft email to TravelGuard by AIG for Refund
Script
Copy
Subject: Refund Request – TravelGuard by AIG Account [Your Email]
Dear TravelGuard Customer Service,
I hope this message finds you well.
I am contacting you regarding my account with TravelGuard by AIG. [describe reason]
I would like to request a refund in the amount of [Amount].
I have attached relevant documentation to support my request, if applicable.
Please confirm receipt of this email and the status of my refund request within 3-5 business days.
Thank you for your attention to this matter.
Sincerely, [Your Name] [Your Phone Number]
Common refund statuses
Status
Meaning
What It Means for You
Pending
Refund request is submitted but not yet processed.
Your refund is in queue and will be reviewed shortly.
Processing
Refund is currently being processed.
The refund is under review; expect completion within 5-7 business days.
Refunded
The refund has been successfully issued.
Your refund amount has been credited back to your original payment method.
Partially Refunded
A portion of the original amount has been refunded.
Some of your funds have been returned; check your account for details.
Completed
The refund process is fully completed.
Your refund has been finalized and the transaction is closed.
Cancelled
Refund request has been cancelled.
Your refund will not be processed; contact support for further assistance.
Real User Scenarios: When and How Refunds Were Successfully Claimed
TravelGuard by AIG offers travel insurance products, ensuring peace of mind for travelers facing unexpected situations. Below are some real user scenarios illustrating how customers successfully claimed refunds based on specific circumstances:
Trip Cancellation Due to Illness: A traveler had to cancel their planned trip when a sudden illness struck two days before departure. After contacting TravelGuard by AIG, they provided the necessary documentation from their doctor, resulting in a full refund of their premium as it fell within the covered reasons for cancellation.
Change in Travel Plans: A family decided to postpone their vacation by a month due to a scheduling conflict. They reached out to TravelGuard by AIG to modify their existing policy dates, successfully securing a partial refund for the unutilized days of coverage.
Lost Luggage Claims: A customer experienced lost luggage during their international flight. After submitting a claim through the TravelGuard by AIG online portal and providing proof of loss, they received a prompt refund for out-of-pocket expenses incurred while waiting for their baggage.
Service Interruption: A user encountered a temporary outage of the TravelGuard online account system during a critical time of planning. Following the resolution, they contacted customer service to verify their subscription status and were granted a small refund for the inconvenience as a gesture of goodwill.
The Easiest Way to Get a TravelGuard by AIG Refund
If you're frustrated trying to get a refund from TravelGuard by AIG—or if you didn't even realize you were being charged—Chargeback can help. Chargeback is a personal subscription manager that automatically detects hidden, recurring charges like Netflix, Hulu, and hundreds of others. With one click, we can cancel unwanted subscriptions, flag suspicious billing, and even initiate refund requests on your behalf. No more waiting on hold or navigating confusing help pages. Just connect your bank or card account, and we'll take care of the rest.
How to Track Your Refund Status Efficiently
Tracking your refund status with TravelGuard by AIG is straightforward when you know where to look and what to expect. Here are some efficient ways to stay updated on your refund process:
Check Your Email Regularly: TravelGuard by AIG sends email updates regarding your refund status. Look for emails with the subject line "Refund Status Update" to stay informed about any changes or confirmations.
Use the TravelGuard Mobile App: Download the TravelGuard app for instant notifications about your refund. The app provides quick access to your refund status and will alert you to any important updates directly to your device.
Visit Your Account Dashboard: Log into your TravelGuard account on the website. Navigate to the "Order History" section where you can view the status of your refund, including the estimated timeline for completion.
Review the Billing Section: In your account settings, there is a dedicated "Billing" section. This is where you can find detailed information about all transactions, including refunds being processed, alongside their current status.
Contact Customer Support: If you have specific questions or concerns regarding a refund, don’t hesitate to reach out to TravelGuard's customer support team via the contact options available on the website or through the app. They can provide real-time assistance regarding your refund status.
FAQ
If you forgot to cancel your policy on time, refunds may not be available due to the stipulations of your plan. It's best to review the specific terms and conditions of your policy for any options that may apply or contact TravelGuard directly for assistance regarding your situation.
Refund processing times can vary depending on your bank or financial institution, but typically, you can expect to see your refund appear within 5 to 10 business days after it has been processed by TravelGuard. For the most accurate information, it's recommended to check directly with your bank regarding their specific timelines.
If you notice a charge but do not have an active subscription, please first verify your account status by logging into your profile on the TravelGuard website. If you still believe the charge is in error, contact TravelGuard customer service directly for assistance in resolving the issue.
If you're unable to receive a refund directly from TravelGuard by AIG, consider reaching out to their customer service for further clarification or assistance. You may also want to escalate your inquiry within their support system to ensure your case is reviewed thoroughly. Additionally, reviewing your account details and policy information might provide insights into your options.
If TravelGuard by AIG is unable to process your refund, consider reviewing their refund policy for clarity on the terms and conditions. You may also reach out to their customer support team again for further assistance, or check your account details to ensure all information is correct and up-to-date. This can help expedite the process.
Chargeback and the Chargeback trademarks used herein are trademarks or registered trademarks of Chargeback and its affiliates. The use of any other trade name, copyright, or trademark is for identification and reference purposes only and does not imply any association with the copyright or trademark holder of their product or brand. Other product and company names mentioned herein are the property of their respective owners.
¹ Total savings is calculated based on internal annualized estimates of savings for customers. ² Average requests times may vary depending on volume of requests
Comments (0)