It's common for users to overlook billing details until an unexpected charge catches their attention, perhaps from an automatic subscription renewal. If you find yourself in this situation, this guide is here to help you understand how refunds work with Wise. We'll cover who is eligible for a refund and provide clear steps to request your money back swiftly and efficiently. Let’s ensure you get the support you need to resolve your billing concerns.
What You Should Prepare Before Applying For Refund
Transaction ID: Gather the unique transaction ID for the transfer you want to be refunded.
Account Details: Ensure you have your Wise account email and any associated phone numbers handy.
Payment Method: Confirm the payment method used, such as bank details or card information, for the refund process.
Proof of Payment: Collect any confirmations or receipts received upon completing the transaction.
Reason for Refund: Prepare a clear and concise explanation of why you are requesting the refund, including any relevant details.
Correspondence History: Include any previous communications with Wise regarding the transaction in question.
How Long Does it Take to Get a Refund?
Payment method
How long it takes*
Bank Transfer
1-5 working days
Debit Card
1-3 working days
Credit Card
3-7 working days
Wise E-Wallet
Instant - 2 working days
SWIFT Transfer
3-5 working days
*Working days are Monday to Friday, and don't include public holidays.
What are my Rights? Am I eligible for a Refund from Wise
Wise offers a transparent and efficient way for users to manage their international money transfers, currency exchanges, and related financial services. Given the nature of these transactions, users may have questions regarding their eligibility for refunds under certain circumstances. Understanding the relevant situations can help clarify what may qualify for a refund.
Transfer Cancellations: Users may be eligible for a refund if they cancel a transfer before it is processed. Timing is crucial, as the ability to cancel depends on the transfer's current status.
Incorrect Payment Amounts: If a user inadvertently provides the wrong payment amount and seeks to rectify this before the transaction is completed, they might qualify for a refund of the overpaid amount.
Service Issues: In cases where a user encounters technical problems that prevent a transfer from completing, they may explore refund options, contingent upon service availability.
Currency Fluctuations: Users may inquire about refunds related to currency conversion if there are discrepancies noted during transaction execution, precluding them from realizing the expected transfer amount.
Account Verification Issues: A user may experience a delay in transfer processing due to account verification requirements. If this leads to a prolonged transaction status, a refund request may be considered.
Familiarizing oneself with these criteria can assist Wise users in navigating their options in the event of any billing clarifications or account management inquiries related to refunds.
Step-by-Step Process to Request Your Wise Refund Like a Pro
If you purchased through Wise.com:
Log in to your Wise account.
Navigate to the 'Transaction History' section.
Identify the transaction you wish to request a refund for.
Click on the transaction details.
Look for a 'Request Refund' option or a similar link, and click it.
In the refund request form, mention that the membership renewed without notice or that the service was not used.
Attach any relevant documentation if required.
Submit your refund request and note any confirmation number provided.
If you purchased through Google Play:
Open the Google Play Store app on your device.
Tap on your profile icon in the top right corner.
Select 'Payments & subscriptions'.
Tap on 'Subscriptions' to find your Wise membership.
Choose the subscription, then select 'Manage' followed by 'Cancel Subscription.'
Immediately after cancellation, check for a prompt or link to request a refund.
If no prompt appears, navigate to the Google Play Help Center online, and select 'Request a refund.'
When filling out the form, state that the subscription renewed unexpectedly and explain the service was not actively used.
Submit the form and keep an eye out for an email confirmation.
If you purchased through Apple:
Open the Settings app on your device.
Tap on your Apple ID at the top of the screen.
Choose 'Subscriptions' to find your Wise membership.
Select the subscription, then tap on 'Cancel Subscription.'
Log in with your Apple ID and find the transaction you want to dispute.
Select 'Report a Problem' next to that transaction.
In your message, highlight that the subscription renewed without prior notice, and mention that the service was not utilized.
Submit your refund request and monitor your email for updates.
If you purchased through Roku:
Go to your Roku account on the Roku website.
Log in and navigate to 'My Account.'
Scroll to 'Your Subscription' section.
Select the Wise subscription to manage.
Click on the 'Unsubscribe' button to cancel the subscription first.
After cancellation, visit the Roku billing support page.
Utilize the online form to request a refund.
In your message, state that the subscription automatically renewed, and that the service wasn’t used after that.
Submit your refund request and look for a confirmation email thereafter.
Disclaimer
Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.
The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.
Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.
Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company's terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.
I would like to request a refund in the amount of [Amount].
I have attached relevant documentation for your review.
Could you please confirm the receipt of this request and provide an update within 3-5 business days?
Thank you for your attention to this matter.
Sincerely,
[Your Name]
[Your Phone Number]
Common refund statuses
Status
Meaning
What It Means for You
Pending
The refund request has been initiated but not yet processed.
Your refund is in the queue and will be processed shortly. Please allow 1-2 business days.
Processing
The refund is currently being processed by Wise.
Your refund is actively being worked on. You should receive updates as it progresses.
Refunded
The refund has been successfully processed and funds returned.
You will see the refunded amount in your Wise account balance or on your bank statement shortly.
Partially Refunded
Only a portion of the original transaction amount has been refunded.
The remaining balance will not be refunded, and you will receive the partial amount back soon.
Completed
The refund process is fully complete and all funds are returned.
Your account is settled, and you can see the total refunded amount in your transaction history.
Cancelled
The refund request has been cancelled and will not be processed.
You will not receive a refund, and the transaction remains unchanged.
Real User Scenarios: When and How Refunds Were Successfully Claimed
In the context of Wise, users often navigate various scenarios that lead to successful refunds. Here are some realistic examples:
Currency Conversion Charges: A user accidentally initiated a currency conversion while managing their international transactions. After realizing the mistake, they contacted Wise’s support team, who quickly recognized the situation and processed a refund for the unnecessary conversion fee.
Subscription Plan Change: A user wanted to downgrade their subscription plan after a month. Upon reaching out to Wise, they were able to clarify their subscription status. The team facilitated the downgrade and refunded the difference in the billing amount for the unused features of the higher plan.
Refund for Transfer Delay: A user experienced an unexpected delay with an international money transfer that was initially scheduled for release. After contacting Wise, they received clarification on the situation and were promptly refunded the fee associated with the transfer, ensuring their funds were managed promptly.
Accidental Overpayment: During a transaction, a user mistakenly entered a higher amount than intended. After promptly reporting this to Wise’s customer service, their request was verified, and the error was resolved, resulting in a swift refund of the excess payment.
The Easiest Way to Get a Wise Refund
If you're frustrated trying to get a refund from Wise—or if you didn't even realize you were being charged—Chargeback can help. Chargeback is a personal subscription manager that automatically detects hidden, recurring charges like Netflix, Hulu, and hundreds of others. With one click, we can cancel unwanted subscriptions, flag suspicious billing, and even initiate refund requests on your behalf. No more waiting on hold or navigating confusing help pages. Just connect your bank or card account, and we'll take care of the rest.
How to Track Your Refund Status Efficiently
Tracking your refund status with Wise is straightforward and efficient, thanks to their dedicated communication channels and user-friendly account management. Here’s how you can keep an eye on your refund process:
Email Notifications: Wise will send you email updates when your refund status changes. Look for emails with the subject line that includes "Refund Update" for timely information.
In-App Notifications: If you have the Wise mobile app, ensure that notifications are enabled. You will receive real-time updates on your refund status directly through the app.
Account Dashboard: Log in to your Wise account and navigate to the Order History section. Here, you can track the status of your refund and see the latest updates.
Billing Section: Check the Billing section in your account settings. Details about your refunded amounts and the expected completion date are available here.
Refund Progress Information: Wise provides detailed progress information, indicating whether the refund is pending, in processing, or completed. Look for this status in the above sections for clear insights.
Customer Support: If you have any questions about your refund status, use the in-app chat feature or email Wise support directly. They can provide detailed updates specific to your transaction.
FAQ
If you forgot to cancel on time, refunds will depend on the specific terms of the service or subscription you were enrolled in. It's recommended to check the cancellation policy provided by Wise, as some may allow for refunds under certain conditions. You can also reach out to their customer support for assistance and to discuss your options.
Refund processing times can vary depending on the payment method and the banks involved. Generally, it takes 3-5 business days for a refund to appear in your account, but it may take longer in some cases. It's always a good idea to check with your bank for specific timelines.
If you see a charge but do not have an active subscription, first verify your account and transaction history for any possible subscriptions you may have overlooked. If the charge still appears unclear, please reach out to Wise support directly for assistance in resolving the issue.
If you're unable to obtain a refund directly from Wise, consider reaching out to their customer service for further assistance or clarification. You may also escalate your concern within Wise's support system, ensuring that you provide all relevant details of your case. Reviewing your account details and transaction history may also help in understanding the situation better.
If Wise refuses to issue a refund, you may want to revisit their refund policy to ensure that your request aligns with their guidelines. Additionally, consider reaching out to their customer support again for clarification on their decision or to provide any further information that might assist in resolving the matter. It’s also helpful to review your account details to ensure all information is accurate and up to date.
Chargeback and the Chargeback trademarks used herein are trademarks or registered trademarks of Chargeback and its affiliates. The use of any other trade name, copyright, or trademark is for identification and reference purposes only and does not imply any association with the copyright or trademark holder of their product or brand. Other product and company names mentioned herein are the property of their respective owners.
¹ Total savings is calculated based on internal annualized estimates of savings for customers. ² Average requests times may vary depending on volume of requests
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