Many users only consider billing when an unexpected charge appears, such as an automatic subscription renewal. This guide is designed to demystify the refund process with Wise, outlining who is eligible for refunds and providing clear steps to request your money back swiftly. Whether you're new to Wise or need assistance with a recent transaction, we are here to help you navigate the refund process with ease.
What You Should Prepare Before Applying For Refund
Account Information: Ensure you have your Wise account details, including your account number and email associated with the account.
Transaction ID: Locate the specific transaction ID for the payment you are requesting a refund for, as this is critical for processing your request.
Reason for Refund: Document a clear explanation of the reason for the refund request, whether it's due to a transaction error, service dissatisfaction, or another reason.
Proof of Transaction: Gather relevant receipts or confirmations of payments made through Wise, which may include PDF invoices or digital receipts.
ID Verification: Prepare a government-issued ID that matches the name on your Wise account for identity verification purposes.
Correspondence History: Compile any previous communications with Wise customer support related to the transaction in question.
Additional Documentation: If applicable, include screenshots or records of any issues or errors encountered during the transaction.
Timelines: Familiarize yourself with the refund timelines mentioned in Wise’s policy, as this may guide you on when to follow up.
How Long Does it Take to Get a Refund?
Payment method
How long it takes*
Bank Transfer
1-3 working days
Debit/Credit Card
3-5 working days
Apple Pay
1-3 working days
Google Pay
1-3 working days
Wise Balance
Instant
*Working days are Monday to Friday, and don't include public holidays.
What are my Rights? Am I eligible for a Refund from Wise
At Wise, we strive to ensure a transparent and straightforward experience for our users regarding their rights and potential refund eligibility. Wise offers a platform primarily focused on international money transfers and currency conversion. As a user, understanding your account management and transaction scenarios is key when considering refunds. Below are specific situations where users might be eligible for refunds:
Accidental Transfers: If you accidentally sent funds to the wrong recipient, you may qualify for assistance in recovering those funds, subject to the policies and procedures of Wise.
Currency Conversion Fees: If you believe there was an error in the conversion rate applied during your transaction, you might be eligible for a review and possible adjustment depending on the circumstance.
Service Issues: Instances where the transfer did not go through or was delayed beyond the expected timeframe could lead to a eligibility for a review and potential refund.
Account Closure: If you decide to close your account, any remaining balance may be eligible for a refund back to your original funding source, provided all necessary procedures are followed.
Understanding these conditions can help you make informed decisions regarding your transactions with Wise. If you find yourself in a situation that resonates with these scenarios, it’s advisable to communicate directly with the Wise support team to explore your options further.
Step-by-Step Process to Request Your Wise Refund Like a Pro
If you purchased through Wise.com:
Visit the Wise website and log into your account.
Navigate to the Help Center from the footer of the page.
Select Contact Us or Submit a request.
Choose the relevant topic, such as Account Issues.
In the description, mention that you are seeking a refund for your subscription or charge.
Highlight that the service or subscription was not used or state any discrepancies.
Submit your request and keep an eye on your email for their response regarding the refund.
If you purchased through Apple:
Open the Settings app on your device.
Tap your Apple ID at the top, then select Subscriptions.
Find the subscription related to Wise and tap on it.
Select Cancel Subscription to prevent future billing.
Scroll down and tap on Report a Problem using the link provided in your purchase history.
When prompted, state that you want a refund for the subscription, emphasizing that it renewed without notice.
Complete the report form and submit it for review.
If you purchased through Google Play:
Open the Google Play Store app on your device.
Tap your profile icon in the top right corner.
Select Payments & subscriptions, then tap Subscriptions.
Locate your Wise subscription and tap on it.
Select Cancel Subscription to stop future charges.
After cancellation, navigate back to the Payments & subscriptions page and tap on Report a problem.
Indicate that you are requesting a refund, emphasizing that the account was unused.
Follow the prompts to complete your refund request.
If you purchased through Roku:
Go to the Roku website and sign into your account.
Navigate to the Manage Account section.
Select Subscriptions to find your Wise subscription.
Navigate to the option to Cancel Subscription.
After cancellation, go to the Support page on the Roku website.
Click Contact Us to reach customer service.
Explain that you are requesting a refund, mentioning that the subscription renewed without notice.
Submit your message and monitor for their response regarding your refund.
Disclaimer
Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.
The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.
Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.
Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company's terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.
Regarding my account, I would like to request a refund due to [describe reason]. The amount for this refund is [Amount].
I have attached all relevant documentation for your reference.
Please confirm receipt of this request and provide an update within 3-5 business days.
Thank you for your attention to this matter.
Sincerely,
[Your Name]
[Your Phone Number]
Common refund statuses
Status
Meaning
What It Means for You
Pending
The refund request has been initiated but not yet processed.
Your refund is in queue; you will be notified once processing begins.
Processing
The refund is currently being processed by Wise.
Funds should reflect in your account shortly, typically within 3-5 business days.
Refunded
The refund has been processed and the money has been returned to your account.
You should see the funds in your account within the next banking cycle.
Partially Refunded
A portion of your original transaction amount has been refunded.
You will receive the refunded amount shortly, while the remaining balance is still processable.
Completed
The refund process is fully complete, and all funds have been returned.
Your account should now reflect the correct updated amount.
Canceled
The refund request has been canceled before processing could occur.
You will need to initiate a new refund request if desired.
Real User Scenarios: When and How Refunds Were Successfully Claimed
At Wise, clients sometimes need to navigate their account management, leading to instances where they successfully claim refunds. Here are a few real user scenarios illustrating how this process can unfold:
Subscription Service Adjustment: A user realized they had upgraded their subscription plan inadvertently while trying to access a specific feature. After a quick review of their account, they reached out to Wise support and successfully received a refund for the difference in cost after reverting to their original plan.
Service Interruption Compensation: During a temporary service outage, a client noticed their subscription fee had processed despite the lack of access to features. They contacted Wise's customer service, explained the situation, and were awarded a refund for that month’s fee as compensation for the interruption.
Account Overdraft Fee Refund: A frequent user of Wise experienced an unexpected overdraft when transferring funds during a high-demand period. They communicated with Wise support, highlighting the circumstances, and were granted a refund for the overdraft fee as a goodwill gesture.
Currency Conversion Error Reimbursement: A user mistakenly initiated a transfer with an incorrect amount due to a currency conversion misunderstanding. Upon contacting Wise, they promptly received assistance in correcting the error and were refunded the excess amount charged as a result of the wrong transaction.
The Easiest Way to Get a Wise Refund
If you're frustrated trying to get a refund from Wise—or if you didn't even realize you were being charged—Chargeback can help. Chargeback is a personal subscription manager that automatically detects hidden, recurring charges like Netflix, Hulu, and hundreds of others. With one click, we can cancel unwanted subscriptions, flag suspicious billing, and even initiate refund requests on your behalf. No more waiting on hold or navigating confusing help pages. Just connect your bank or card account, and we'll take care of the rest.
How to Track Your Refund Status Efficiently
Tracking your refund status with Wise is straightforward and efficient. Below are some specific tips to help you stay informed about your refund progress:
Check Your Email for Refund Updates: Wise regularly sends email notifications regarding your refund status. Look for subject lines that mention "Refund Processed" or "Refund Update" to keep track of where your refund stands.
Use the Wise Mobile App: Access your refund status directly through the Wise mobile app. Navigate to the "Account" section, then select "Transactions" to find details about your refund and any associated updates.
Visit Your Account Dashboard: Log in to your Wise account on the web and head to the "Orders" section. Here, you’ll see your refund request along with the current status and progress updates.
Review the Billing Section: Within your Wise account, go to the "Billing" area. This section provides detailed insights into all transactions, including any refunds. You can see if the refund is pending, completed, or if additional information is required.
Track the Progress in Real-Time: Wise provides real-time updates for your refund. As your refund moves through different stages, you will be alerted via notifications in your app and account dashboard.<\/li>
FAQ
If you forgot to cancel your Wise subscription on time, you may still be eligible for a refund depending on the specific circumstances of your transaction. It’s best to reach out to Wise's customer support directly to discuss your situation, as they can provide guidance based on their refund policy.
Refunds from Wise typically take 5 to 10 business days to process, depending on the payment method used. Once initiated, the timeline may vary based on your bank or financial institution's policies.
If you see a charge but don't have an active subscription with Wise, first check your account settings and transaction history for any past subscriptions that may be active. If you're unsure, you can reach out to Wise customer support for assistance, providing them with details of the charge to help clarify the situation.
If you are unable to receive a refund directly from Wise, consider reaching out to customer service again for assistance. You may also explore escalating your inquiry within Wise's support system for more comprehensive help. Additionally, reviewing your account details and transaction history may provide insights relevant to your situation.
If Wise refuses to issue a refund, it's advisable to carefully review their refund policy for any specific guidelines that may apply to your situation. You can also reach out to their customer support team again for clarification or to provide additional information related to your request. Additionally, ensure that your account details are accurate and up-to-date, which may help in resolving any issues more efficiently.
Chargeback and the Chargeback trademarks used herein are trademarks or registered trademarks of Chargeback and its affiliates. The use of any other trade name, copyright, or trademark is for identification and reference purposes only and does not imply any association with the copyright or trademark holder of their product or brand. Other product and company names mentioned herein are the property of their respective owners.
¹ Total savings is calculated based on internal annualized estimates of savings for customers. ² Average requests times may vary depending on volume of requests
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