Many users often overlook billing details until an unexpected charge catches their attention, such as an auto-renewed subscription. This guide is designed to help you understand how American Realty Credit’s refund process works, who qualifies for refunds, and the steps you need to take to swiftly request your money back. With clear instructions and helpful insights, we aim to make the refund experience as smooth and straightforward as possible for you.
What You Should Prepare Before Applying For Refund
Transaction ID for the specific transaction you wish to refund, available in your account history.
Account Number linked to your American Realty Credit account for easier reference.
Proof of Payment, including receipt or credit card statement showing the transaction.
Reason for Refund, clearly detailing why you are requesting a refund and any relevant circumstances.
Proof of Service, such as documentation that shows the service was not rendered as expected (for instance, an incomplete application).
Subscription Details if applicable, including dates of the subscription and any communications regarding cancellation or non-fulfillment.
Contact Information so American Realty Credit can reach you for any follow-ups or clarifications.
Timeline of Correspondence with American Realty Credit regarding the issue, including dates of emails or phone calls.
How Long Does it Take to Get a Refund?
Payment method
How long it takes*
Credit Card
5-7 working days
Debit Card
5-7 working days
ACH (Bank Transfer)
7-10 working days
Check
10-14 working days
*Working days are Monday to Friday, and don't include public holidays.
What are my Rights? Am I eligible for a Refund from American Realty Credit
At American Realty Credit, users gain access to a variety of real estate financing services. Understanding the circumstances under which users may be eligible for a refund is important for account management and billing clarity. While American Realty Credit provides valuable financial solutions, there are specific scenarios that might warrant a refund claim based on user situations.
Failed Transaction: If a transaction could not be processed due to a technical issue or connectivity problems, users may want to inquire about potential eligibility for a refund for that specific charge.
Service Misalignment: If a user finds that a product or service does not align with their needs or expectations after initial access, they may wish to request a clarification on eligibility for refunds under such circumstances.
Changes in Regulations: Changes in real estate financing regulations may affect users' financing options. In such cases, individuals can discuss whether these changes impact their current services and if any refund opportunities exist.
Account Setup Issues: If users encounter difficulties in setting up their account that inhibit access to services, they might inquire about eligibility for a refund for services not rendered during that time.
Service Discontinuation: In the event that a product or service is discontinued, users can check whether they are eligible for a refund for any unused or partially used service periods.
Each refund request is evaluated on a case-by-case basis, taking into account the individual circumstances surrounding the account and the service provided. It is advisable for users to review their account details and reach out to American Realty Credit for specific inquiries regarding their eligibility.
Step-by-Step Process to Request Your American Realty Credit Refund Like a Pro
If you purchased through American Realty Credit.com:
Visit the official website at americanrealty.com.
Scroll down to the bottom of the homepage and click on Customer Service.
In the Customer Service section, find and select Contact Us.
Fill out the contact form with your details and select Billing Inquiry as the subject.
In the message box, mention that your membership renewed without notice or that your account was unused during the billing period.
Submit the form and await a response from customer support regarding your refund request.
If you purchased through Apple:
Open the Settings app on your iPhone or iPad.
Tap on your Apple ID at the top of the screen.
Select Subscriptions.
Locate your American Realty Credit subscription from the list.
Tap on it, then select Report a Problem.
Choose Refund under the issue type.
In the description, explain that the subscription was regrettably renewed or your account has been inactive.
Submit your refund request.
If you purchased through Google Play:
Open the Google Play Store app on your device.
Tap on the menu icon (three horizontal lines) in the top-left corner.
Select Account and then go to Subscriptions.
Find the American Realty Credit subscription.
Tap on Cancel Subscription.
After cancellation, return to the subscription list and select Request a Refund.
In your request, mention that the renewal was unexpected or that the service has been not utilized.
Submit your refund request for processing.
If you purchased through Roku:
Go to your Roku device home screen.
Select Streaming Channels and navigate to My Channels.
Find and select the American Realty Credit channel.
Press the * button on your remote to open the options menu.
Select Manage Subscription.
Choose Cancel Subscription to stop future charges.
Visit the Roku website, log into your account and find your subscription.
Return to the channel page and locate Request a Refund.
In the message, state that your subscription renewal was unanticipated or share that you did not use the service.
Submit your refund request.
Disclaimer
Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.
The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.
Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.
Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company's terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.
Get help with your refund
"This app saved me $127 in minutes"
Draft email to American Realty Credit for Refund
Script
Copy
Subject: Refund Request – American Realty Credit Account [Your Email]
Dear American Realty Credit Team,
I hope this message finds you well.
[describe reason]
I would like to request a refund in the amount of [Amount].
If applicable, I have attached relevant documentation for your review.
I would appreciate your confirmation of this request within 3-5 business days.
Thank you for your attention to this matter.
Sincerely, [Your Name] [Your Phone Number]
Common refund statuses
Status
Meaning
What It Means for You
Pending
Your refund request has been received but is awaiting review.
This status indicates that your request is in line for processing. Please allow up to 3 business days for a decision.
Processing
Your refund is currently being processed by our team.
It usually takes 5-7 business days for the refund to be issued to your original payment method.
Refunded
Your refund has been successfully processed and completed.
You should see the funds returned to your account within 3-5 business days.
Partially Refunded
A portion of your refund request has been approved and processed.
Contact customer support for details on the remaining balance and any further steps.
Completed
Your refund request has been finalized and all transactions are settled.
No further action is needed from your side; your funds are on their way.
Canceled
Your refund request has been canceled by either you or our team.
If you believe this is a mistake, please reach out to customer support for clarification.
Real User Scenarios: When and How Refunds Were Successfully Claimed
American Realty Credit, specializing in providing financing solutions for real estate investments, has facilitated numerous successful refund claims through various user interactions. Here are some specific scenarios that highlight how customers managed to obtain refunds:
A user attempting to refinance their investment property realized that their application was processed incorrectly due to a clerical input error on the initial submission. After discussing the situation with customer support and showing the necessary documentation, they received a prompt refund for the processing fee.
Another customer, who had enrolled in a premium subscription for enhanced credit monitoring services, found that they no longer required the service just a month into the plan. After evaluating their financial needs, they reached out through the customer portal for a cancellation and received a prorated refund for the unused portion of the subscription.
A real estate agent utilized American Realty Credit’s marketing tools for a campaign that didn’t yield anticipated results. After reviewing their account and discussing their experience with the support team, the agent was granted a refund for a portion of the marketing fees due to a satisfaction guarantee policy.
A customer who attended a real estate investment seminar hosted by American Realty Credit found that the access details had changed unexpectedly. Contacting support, they explained their situation and received a full refund for the seminar ticket after verifying their attendance and the scheduling mismatch.
The Easiest Way to Get a American Realty Credit Refund
If you're frustrated trying to get a refund from American Realty Credit—or if you didn't even realize you were being charged—Chargeback can help. Chargeback is a personal subscription manager that automatically detects hidden, recurring charges like Netflix, Hulu, and hundreds of others. With one click, we can cancel unwanted subscriptions, flag suspicious billing, and even initiate refund requests on your behalf. No more waiting on hold or navigating confusing help pages. Just connect your bank or card account, and we'll take care of the rest.
How to Track Your Refund Status Efficiently
Tracking your refund status with American Realty Credit is straightforward and efficient, thanks to our dedicated systems designed to keep you informed. Here’s how to quickly check the status of your refund:
Email Notifications: Keep an eye on your email inbox for updates regarding your refund. American Realty Credit sends out regular notifications when a refund request is received, processed, or completed. Look for emails with the subject line "Refund Update" to stay informed.
Account Dashboard: Log into your American Realty Credit account and navigate to the Order History section. Here, you’ll find detailed information about your most recent transactions, including any refunds in progress. The dashboard provides a visual overview of your refund status.
Mobile App Notifications: If you use the American Realty Credit mobile app, be sure to enable push notifications. You will receive instant updates regarding your refund status directly on your device, ensuring you are always up to date.
Billing Section: Access the Billing section of your account settings to track refunds as well. This area will show any pending refunds, including their estimated processing times.
Refund Progress Information: When checking your refund status, American Realty Credit provides clear information about each stage of your refund process, such as "Processing," "Completed," or "Failed," along with expected timelines.
Customer Support: If you still have questions about your refund status, contact our dedicated customer support team. You can reach them through the live chat feature on the website or app, where representatives can assist you with specific details about any refunds.
FAQ
If you forgot to cancel your service on time, refunds are generally not issued as per the terms of service. However, we encourage you to reach out to our customer support team to discuss your situation, as they may be able to provide assistance or explore options available to you.
Refund processing times can vary based on your bank or financial institution, but generally, you can expect to see the funds credited back to your account within 5 to 10 business days after the refund is processed. Please keep in mind that weekends and holidays may affect this timeline.
If you see a charge but do not have an active subscription, please check your email for any previous correspondence regarding your account or services. If you need further assistance, contact our customer support team directly through the website, and they will help you investigate the charge.
If you are unable to receive a refund directly from American Realty Credit, consider reaching out to their customer service again for further clarification or assistance. You may also escalate your inquiry within their support system to seek additional guidance. Additionally, reviewing your account details could provide insights or options relevant to your situation.
If American Realty Credit refuses to issue a refund, it may be helpful to thoroughly review their refund policy to ensure all criteria have been met. Additionally, consider reaching out to customer support again for clarification or assistance, and check your account details to verify any applicable terms.
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¹ Total savings is calculated based on internal annualized estimates of savings for customers. ² Average requests times may vary depending on volume of requests
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