Navigating billing issues can often feel overwhelming, especially when unexpected charges pop up. Most users primarily focus on their mortgage until an unforeseen expense draws their attention. This guide is designed to walk you through how refunds work at AmeriSave Mortgage Corporation, clarify who is eligible, and outline the steps to request your money back efficiently. Our goal is to make the process as straightforward and stress-free as possible.
What You Should Prepare Before Applying For Refund
Loan Number: Have your unique loan number readily available, as it is essential for tracking your application.
Account Information: Prepare your AmeriSave account details, including the email address and password linked to your account.
Refund Request Form: Fill out the specific refund request form provided on the AmeriSave website to initiate the process.
Transaction Details: Collect details about the transaction you are disputing, including the transaction ID and the date of the transaction.
Proof of Payment: Include documentation such as bank statements or payment receipts showing the original payment made to AmeriSave.
Correspondence Records: Keep records of any previous communication with AmeriSave regarding the refund request to facilitate the process.
Reason for Refund: Clearly outline the reason for the refund request, whether it’s due to a loan application cancellation or other specific reasons.
How Long Does it Take to Get a Refund?
Payment method
How long it takes*
Credit/Debit Card
3-5 working days
ACH Transfer
5-7 working days
Wire Transfer
1-3 working days
Check
7-10 working days
*Working days are Monday to Friday, and don't include public holidays.
What are my Rights? Am I eligible for a Refund from AmeriSave Mortgage Corporation
At AmeriSave Mortgage Corporation, users have specific rights and options when it comes to eligibility for refunds. As a provider of mortgage services, AmeriSave engages with clients in various stages of the mortgage process. Understanding your circumstances and questions regarding billing is essential to determining eligibility for a potential refund.
Situations that may qualify for a refund from AmeriSave Mortgage Corporation include:
Loan Application Withdrawal: If you decide to withdraw your loan application before processing has significantly progressed, there may be possibilities for recovering certain fees.
Rate Lock Changes: If you change your mind after locking in a rate and the new terms lead to a revised fee structure, you may explore eligibility for adjustments on fee amounts.
Incomplete Documentation: In cases where a loan application cannot proceed due to lack of required documentation and fees were paid, users might discuss the recovery of fees associated with that process.
Delayed Processing: Should there be significant delays in processing your application that are not aligned with customary timelines, discussions regarding potential refunds for certain fees may be appropriate.
Service Level Discrepancies: If the services rendered do not align with the expectations set during the initiation of your mortgage process, you may seek clarification and explore options for fee adjustments.
We encourage users to reach out directly to AmeriSave’s customer service team to discuss any concerns or questions about specific circumstances that may impact refund eligibility.
Step-by-Step Process to Request Your AmeriSave Mortgage Corporation Refund Like a Pro
If you purchased through AmeriSaveMortgageCorporation.com:
Visit the AmeriSave requests website at amerisaverequests.com.
Log in to your account using your registered email and password.
Navigate to the Membership or Subscription section of the dashboard.
Locate the specific subscription for which you wish to request a refund.
Click on the Request Refund option next to your subscription.
In the message box, mention that the subscription renewed without prior notice.
Emphasize that the account has been unused since the renewal date.
Submit your refund request.
Keep an eye on your email for any follow-up communication or confirmation of the refund.
If you purchased through Apple:
Open the Settings app on your iPhone or iPad.
Tap on your Apple ID at the top of the screen.
Tap on Subscriptions.
Locate the AmeriSave subscription in your list.
Tap on the subscription, then select Report a Problem.
Choose Request a refund and select the reason related to unnoticed renewal.
Emphasize that you haven’t used the service since the renewal.
Submit your request and check your email for any updates.
If you purchased through Google Play:
Open the Google Play Store app on your device.
Tap the Menu icon in the top left corner.
Go to Account > Purchase History.
Find and select the AmeriSave subscription from the list.
Tap on the subscription and then on Report a Problem.
Select the option for Refund Request.
Mention in the message that you weren’t notified of the renewal.
State that the account has been inactive since the charge.
Submit your request and wait for a response via email.
If you purchased through Roku:
Go to your Roku account on a web browser.
Sign in to your Roku account.
Navigate to the Manage Your Subscriptions section.
Find the AmeriSave subscription.
Click on Manage Subscription.
Select Cancel Subscription (if necessary to request a refund).
Use the Contact Us form on Roku's support page for refund requests.
In the message, note that the subscription renewed unexpectedly.
Highlight that the account has been unused since the renewal.
Send the request and monitor your email for updates.
Disclaimer
Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.
The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.
Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.
Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company's terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.
Get help with your refund
"This app saved me $127 in minutes"
Draft email to AmeriSave Mortgage Corporation for Refund
I am writing to request a refund for the amount of [Amount] related to my account. The billing situation is as follows: [describe reason].
If applicable, I have attached the relevant documentation to support my request.
I would appreciate your confirmation regarding this matter within 3-5 business days.
Thank you for your attention to this request. If you need to reach me for further details, my phone number is [Your Phone Number].
Sincerely, [Your Name]
Common refund statuses
Status
Meaning
What It Means for You
Pending
Your refund request has been submitted and is awaiting approval.
You will receive an update shortly, typically within 3 business days.
Processing
Your refund is currently being reviewed and processed by our team.
Expect to see the refund completed within 5 to 7 business days.
Refunded
Your refund has been successfully issued to your account.
Check your bank statement; it may take 3 to 5 business days to reflect.
Partially Refunded
A portion of your refund has been processed.
Contact customer service for details about the remaining balance.
Completed
The refund process is finished, and the amount has been credited.
No further action is needed on your part.
Canceled
Your refund request has been canceled either by you or the system.
If this is an error, please contact customer service to reinstate your request.
Real User Scenarios: When and How Refunds Were Successfully Claimed
At AmeriSave Mortgage Corporation, customers often seek refunds related to various services and products designed for home loan needs. Here are some realistic scenarios where users successfully claimed refunds:
Loan Estimate Adjustment: A customer realized that they were eligible for a better interest rate after receiving an initial loan estimate. After discussing their options with AmeriSave's customer service, they obtained a refund for the fee associated with the original loan estimate, allowing them to move forward with the updated terms.
Application Fee Refund: Following a change in their financial circumstances, a borrower decided not to proceed with their mortgage application shortly after paying an application fee. Upon contacting AmeriSave, they provided the necessary details about their situation and successfully received a refund for the application fee, demonstrating the company's understanding of changing client needs.
Paid Off Escrow Account: After refinancing their mortgage, a customer discovered that they had a surplus in their escrow account. They reached out to AmeriSave's support team to clarify the status of the funds and were pleased to receive a refund of the excess amount, ensuring their finances remained in order.
Service Cancellation Refund: A homeowner inadvertently paid for extended loan servicing but realized they no longer needed the service after deciding to sell their home. After reviewing their account details with AmeriSave's representatives, they successfully claimed a pro-rated refund for the unused portion of the service, allowing for a smooth transition to their new plans.
The Easiest Way to Get a AmeriSave Mortgage Corporation Refund
If you're frustrated trying to get a refund from AmeriSave Mortgage Corporation—or if you didn't even realize you were being charged—Chargeback can help. Chargeback is a personal subscription manager that automatically detects hidden, recurring charges like Netflix, Hulu, and hundreds of others. With one click, we can cancel unwanted subscriptions, flag suspicious billing, and even initiate refund requests on your behalf. No more waiting on hold or navigating confusing help pages. Just connect your bank or card account, and we'll take care of the rest.
How to Track Your Refund Status Efficiently
Tracking your refund status with AmeriSave Mortgage Corporation is straightforward and efficient. Follow these specific tips to ensure you stay updated on your refund progress.
Email Notifications: AmeriSave communicates refund status updates via email. Make sure to check your inbox for emails from AmeriSave. Look for messages with subject lines containing "Refund Status Update" for the latest information.
Account Dashboard: Log into your AmeriSave account and navigate to the Account Dashboard. Here, you can find detailed updates on your refund status, including any pending approvals or completed transactions.
Order History Section: Within your account, visit the Order History section. This will provide a timeline of your refund request, showing which stage your refund is currently in.
Billing Section Updates: Check the Billing Section of your account for any alerts or notes related to your refund. This area may also include estimated timelines for processing.
Mobile App Notifications: If you are using the AmeriSave mobile app, enable notifications to receive real-time updates about your refund status. This ensures you don’t miss important alerts about your refund.
Customer Support: For any specific inquiries or if your refund seems delayed beyond the general timeframe, reach out to AmeriSave’s Customer Support. They can provide detailed status updates and assist with any issues.
FAQ
If you forgot to cancel your service with AmeriSave Mortgage Corporation on time, refunds are typically not provided for transactions that have already been processed. However, it's always a good idea to contact customer support directly to discuss your specific situation, as they may offer solutions based on individual circumstances.
Refunds from AmeriSave Mortgage Corporation typically take 3 to 5 business days to be processed once initiated. However, the time it takes for the funds to appear in your account may vary based on your financial institution's policies.
If you see a charge from AmeriSave Mortgage Corporation but do not have an active subscription, please start by reviewing your payment history to confirm the details. If you still have questions, reach out to our customer service team through the contact information provided on our website for further assistance.
If you are unable to obtain a refund directly from AmeriSave Mortgage Corporation, consider reaching out to their customer service again for further clarification on your request. Additionally, you may want to explore escalating your inquiry within their support system or reviewing your account details to ensure all information is accurate and up-to-date.
If AmeriSave Mortgage Corporation refuses to issue a refund, consider reviewing their refund policy for any specific terms or conditions that may apply. You may also want to reach out to their customer support team again for clarification on your refund request or to discuss your account details to ensure everything is in order.
Chargeback and the Chargeback trademarks used herein are trademarks or registered trademarks of Chargeback and its affiliates. The use of any other trade name, copyright, or trademark is for identification and reference purposes only and does not imply any association with the copyright or trademark holder of their product or brand. Other product and company names mentioned herein are the property of their respective owners.
¹ Total savings is calculated based on internal annualized estimates of savings for customers. ² Average requests times may vary depending on volume of requests
.svg)
.png)
Comments (0)