Is AF Bank Deposit fraud?

• Monthly account maintenance fees – Some users report being charged for routine account maintenance, which may apply to specific types of accounts.
• ATM fees – Charges may occur when using non-network ATMs, leading to unexpected fees even if the transaction is declined.
• Overdraft fees – Users experience overdraft charges when transactions exceed their available balance due to pending charges.
• Subscription services – Automated charges from subscriptions, such as streaming services or apps linked to their debit or credit card, can appear unexpectedly.
• Foreign transaction fees – Customers traveling abroad may see additional charges for currency conversion or international transactions.
• Wire transfer fees – Fees for sending or receiving wire transfers, which can add to total charges for certain transactions.
• Purchase reversals or refunds – Delayed refunds for returned items can cause temporary charges to show until the refund processes completely.
• Account protection plans – Enrollment in optional services, such as identity theft protection or account insurance, can lead to monthly charges.
• Merchandise purchases – Errors in automatic billing for online purchases or unauthorized transactions can appear as charges on customer accounts.
• Promotional offers or bundles – Some offers may not be as cost-effective as advertised, resulting in unexpected fees once the promotion ends.

If you see this charge and aren’t expecting it, you have various options.

First, try to contact the afbank.com via one of the support methods we listed below and inquire about the charge. See if they will refund it and cancel any associated subscriptions you might have.

If the afbank.com refused to issue a refund or you cannot get in touch with the company, call your bank or financial institution and open a credit card dispute. Record screenshot evidence from your prior conversations with afbank.com, and use that to open your credit card dispute. Tell your bank or credit card issuer that you do not recognize the charge and do not recall signing up for the service.

If this sounds like too much of a hassle, you can have Chargeback do it for you.

Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.

The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.

Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.

Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company’s terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.