Is AF Bank fraud?

• Monthly Fees: Customers may encounter charges for maintaining their accounts, including monthly service fees for certain types of accounts.
• Overdraft Fees: If an account is overdrawn, users might be charged overdraft fees for covering the negative balance.
• ATM Fees: Withdrawals from non-branch ATMs may incur fees, particularly if the user exceeds a certain number of free withdrawals.
• Subscription Services: Charges can occur from subscriptions linked to their debit or credit cards, such as streaming services or memberships that automatically renew.
• Merchant Charges: Unauthorized or forgotten purchases can appear on statements, leading to unexpected charges.
• Wire Transfer Fees: Sending or receiving wire transfers might incur charges, especially for international transactions.
• Service Fees: Certain services, like check printing or money orders, may come with associated fees.
• Foreign Transaction Fees: Transactions made in foreign currencies or outside the U.S. can lead to additional charges on statements.
• Loan Payments: Customers with loans may see charges related to their payment schedules, including interest charges or late fees.
• Insufficient Funds Fees: Charges may occur if there are insufficient funds to cover automatic payments or checks written from the account.

If you see this charge and aren’t expecting it, you have various options.

First, try to contact the afbank.com via one of the support methods we listed below and inquire about the charge. See if they will refund it and cancel any associated subscriptions you might have.

If the afbank.com refused to issue a refund or you cannot get in touch with the company, call your bank or financial institution and open a credit card dispute. Record screenshot evidence from your prior conversations with afbank.com, and use that to open your credit card dispute. Tell your bank or credit card issuer that you do not recognize the charge and do not recall signing up for the service.

If this sounds like too much of a hassle, you can have Chargeback do it for you.

Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.

The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.

Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.

Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company’s terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.