Is Armed Forces Bank Mobile Deposit fraud?

• Monthly Maintenance Fees: Some users reported being charged routine account maintenance fees that are standard for certain account types.
• Overdraft Fees: Customers mentioned receiving charges due to overdrafting their accounts during transactions.
• ATM Fees: Charges applied for using ATMs that are not part of the Armed Forces Bank network.
• Foreign Transaction Fees: Users highlighted fees incurred for purchases made in foreign currencies or outside the U.S.
• Subscription Services: Some found charges related to recurring subscriptions, where they might have inadvertently signed up for services linked to their bank account.
• Merchant Chargebacks: Certain customers faced fees after disputes with merchants that later resulted in chargebacks.
• Wire Transfer Fees: Charges for sending or receiving wire transfers can also occur, as shared by users needing to move money quickly.
• Loan Payments: Individuals mentioned fees associated with late payments or penalties for personal loans from the bank.
• Account Closure Fees: Closing accounts without meeting the bank's stipulated requirements resulted in some users being charged extra fees.

If you see this charge and aren’t expecting it, you have various options.

First, try to contact the afbank.com via one of the support methods we listed below and inquire about the charge. See if they will refund it and cancel any associated subscriptions you might have.

If the afbank.com refused to issue a refund or you cannot get in touch with the company, call your bank or financial institution and open a credit card dispute. Record screenshot evidence from your prior conversations with afbank.com, and use that to open your credit card dispute. Tell your bank or credit card issuer that you do not recognize the charge and do not recall signing up for the service.

If this sounds like too much of a hassle, you can have Chargeback do it for you.

Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.

The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.

Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.

Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company’s terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.