Is Armed Forces Bank Service Charge fraud?

• Monthly account maintenance fees: Customers may incur charges for having certain types of accounts that have a monthly fee.
• ATM fees: Users might see charges for using ATMs outside of the Armed Forces Bank network.
• Overdraft fees: Accounts can be charged if transactions exceed available funds.
• Wire transfer fees: Sending or receiving international or domestic wires can lead to additional charges.
• Loan payments: Charges can appear for scheduled loan payments that were not properly accounted for.
• Subscription services: Automatic payments for subscriptions linked to the bank account may result in unexpected charges.
• Merchant authorizations: Holds from merchants can temporarily impact account balances, leading to confusion about available funds.
• Foreign transaction fees: International purchases can generate extra charges on the account.
• Service fees: Certain banking services, like stop payments or certified checks, may come with a fee.
• Insufficient funds: If trying to make a transaction without sufficient funds, customers might see fees related to that attempt.

If you see this charge and aren’t expecting it, you have various options.

First, try to contact the afbank.com via one of the support methods we listed below and inquire about the charge. See if they will refund it and cancel any associated subscriptions you might have.

If the afbank.com refused to issue a refund or you cannot get in touch with the company, call your bank or financial institution and open a credit card dispute. Record screenshot evidence from your prior conversations with afbank.com, and use that to open your credit card dispute. Tell your bank or credit card issuer that you do not recognize the charge and do not recall signing up for the service.

If this sounds like too much of a hassle, you can have Chargeback do it for you.

Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.

The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.

Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.

Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company’s terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.