Is AMER SAVINGS BK fraud?

• Monthly account fees: Customers may be charged for maintaining certain account types.
• ATM fees: Withdrawals from non-network ATMs often incur additional charges.
• Overdraft fees: Spending more than the account balance can lead to overdraft charges.
• Check services: Fees can apply for ordering checks or check processing.
• Wire transfer fees: Sending or receiving funds via wire transfer may have associated costs.
• Account inactivity fees: Dormant accounts might be charged a fee if they remain inactive for extended periods.
• Foreign transaction fees: International purchases may incur fees on transactions processed in foreign currencies.
• Subscription charges: Automated payments for services linked to the bank account could lead to unexpected charges.
• Loan servicing fees: If customers have loans, they may see fees related to loan servicing or late payments.
• Card replacement fees: Requests for replacing lost or damaged debit or credit cards can involve charges.

If you see this charge and aren’t expecting it, you have various options.

First, try to contact the asbhawaii.com via one of the support methods we listed below and inquire about the charge. See if they will refund it and cancel any associated subscriptions you might have.

If the asbhawaii.com refused to issue a refund or you cannot get in touch with the company, call your bank or financial institution and open a credit card dispute. Record screenshot evidence from your prior conversations with asbhawaii.com, and use that to open your credit card dispute. Tell your bank or credit card issuer that you do not recognize the charge and do not recall signing up for the service.

If this sounds like too much of a hassle, you can have Chargeback do it for you.

Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.

The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.

Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.

Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company’s terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.